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The good, the bad, and the ugly - discover what customers are saying about Garden State Life Insurance Company

Welcome to our customer reviews and complaints page for Garden State Life Insurance Company. We understand that making informed decisions about where to invest your time and money can be challenging, which is why we've created this platform for our community to share their honest feedback about their experiences with Garden State Life Insurance Company.

On this page, you'll find a comprehensive collection of reviews and complaints from real customers who have used Garden State Life Insurance Company's products or services. Our reviews are authentic and unbiased, providing you with a complete picture of the company, its products or services, and their customer service.

Whether you're considering doing business with Garden State Life Insurance Company, or you've already had an experience with them, our community's reviews and complaints will give you a valuable perspective on what to expect. Our goal is to help you make informed decisions about where to invest your time and money, and we hope that our platform will be a valuable resource for you.

Please feel free to browse our reviews and complaints and share your own experience with Garden State Life Insurance Company. Your feedback is an important part of our community and will help others make informed decisions.

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6:44 pm EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

Garden State Life Insurance Company won't return premium monies

cancelled policy over 3 months ago, first by phone, then in writing 2x. they keep sending and asking for more info. policy #, ss #, middle name not on letter. wrong terms on cancel letter just a lot of bull ###. now 3 month later i get a letter stating "your policy has been placed on extended term insurance" their taking the money due me and paying the policy threw the year 2021 WHAT ! bull ### I never asked you to do that ? DO NOT DO BUSINESS with this company. THEY ARE SCAMING PEOPLE...making sooooo hard to get any money due, that you just give up NO WAY I'll GET my money...JOKES ON YOU>>>>>GARDEN STATE LIFE

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Corinne_38
, US
Jul 15, 2019 12:33 pm EDT

Life insurance was canceled, i was very ill and lost track of time and some other issues as well, but they cancelled me all the same, now they say i cannot recieve any of my money what so ever, i paid my ins. on time for almost 30 years, there has to be a way i can get back some if my money right? Please help if you can, i would sincerely appreciate all the help i get, since im not going to get better, thank you, from the heart Me Carol Adams Merchant

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6:06 am EST
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Garden State Life Insurance Company refunding money

I sent in for information on life insurance the company subtracted money out of my bank account after i spoke to the representitive and tols him i just wanted information. I called the company told them to not take anymore money from my account and that i would mail back the policy and wanted a refund, they of course said they never recieved the policy but did stop taking money from my account. I then sent a payment coupon with a note attached to cancel my policy and refund my money they of course said they didn't get that either. So I had a friend fax the information on canceling my policy and refunding my money. Now they say that i was covered and they won't refund my money this whole thing was a fraud set up and I want the policy surrendered and nmy money refunded.

Read full review of Garden State Life Insurance Company and 7 comments
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ripped off by texas
, US
Jun 12, 2018 11:00 am EDT

DEAR CUSOMER BOARD, PLEASE HELP ME LIKE EVERYONE ELSE GARDEN STATE LIFE RIPPED ME OFF .I BOUGHT MY 25.000 POLICY IN 2006 .I just wanted to be buried with my daddy who was killed in 1963 as an over worked trailer truck driver just trying. to get home to his 26 year old wife and his 4yr old daughter me and his son only 8months old.now ive lost all my money to these terrible rip offs WHO THE HECKS GOING TO INSURE A 59YEAR OLD NOW... IN JANUARY OF 2017 THEY STOPPED SENDING ME A BILL CUTE CUTE CUTE ..I CALLED A MILLON TIMES AND THEY ASURED ME TO KEEP SENDING MY PAYMENTS LIKE IVE HAD FOR 12 YEARS STRAIGHT EVEN GOING UP 3 TIMES ON MY RATE, WHICH I KNEW BUT I NEEDED THAT POLICY ILL NEVER GET TO BE WITH MY DAD AGAIN THANKS TO GARDEN STATED LIFE ..SOME FAMILY COMPANY..I KNOW PEOPLE IN TEXAS LIKE TO LIVE LARGE BUT ON POOR FOLKS MONEY I WANT ALL MY MONEY FOR 2017 BACK A TOTAL OF 436.00 TOTAL FOR THE YEAR..PLEASE HELP ..A YANKEE WHO TRUSTED TEXAS

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Lindalou64
, US
Apr 19, 2016 4:57 am EDT

Ive had a policy with garden state since 2006...this past January I missed 2 payments due to i pay online and supposedly i didnt hit confirm..ive always paid online..why couldnt they email me..phone me...so i had to reapply and send 2 payments...i was denied..reason being had heart attack 4 yrs ago..how can they do this..all the money i paid out for 10 yrs...they wont even talk to me...this is fraud. .they could of worked out something with me...I will fight this.I want a refund..Garden State is all fraud

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background
, PK
Mar 30, 2015 2:10 am EDT

sir i am insurance partner to my policy not money my reciveing please i am not accept to tando muhammad khan branch is bed bussines in mr. bhooj raj please bhoj bussines is very bad

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Gifted413
Lake City, US
Feb 19, 2012 3:21 pm EST

After reading these blogs I really don't feel that I would want to use Garden State Life. It's really sad that insurance companies are so cold harded that they go out and scam people to profit in their company. My condolances goes out to everyone that not only suffered the lost of a love one knowing that there was insurance in place but to all that had to go through this nightmare. No one deserves to go through this .

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rippedoffbyGardenState
Steinhatchee, US
Jul 27, 2011 2:52 am EDT

Garden State totally ripped me, my wife, and my mother off. They sold three Life Insurance policies (one for each of us). My wife died of cancer and they denied claim saying there "were prior medical conditions". My mom died this month, they denied claim she doesn't even have a policy and was denied 20 years ago. They claim my policy is valid, but nobody would get the money because my mother is listed as beneficiary. This company is a total rip-off that just takes your money. The policies are small $5000 policies so they are small enough that no lawyer will touch a case against them. I hate them and would not shed a tear if all their corporate executives died horrible deaths.

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Carl Crentsky
LaSalle, US
Nov 26, 2010 5:51 am EST

Rosana dont spam this site!

JackiSkinner, gardenstate is just a simplified issue company. YourLifeSolution.com is my agent and I've been quite happy with them. Garden State nor Fidelity nor any of the other simplified issue carriers make sense normally.

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Rosana4065
, PH
Jul 03, 2010 10:01 pm EDT

A friend of mine told me about a site that offer 40% discount on health insurance.I tried this company.They are great.You can check their site.

http://www.MyBestHealthInsurance.Info

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