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Gallery Furniture / Interest paid or charge on a 'No Interest' Option Account

1 United States

Purchase a Sectional Sofa from Gallery Furniture for $1795.00 with no interest options for 12 months. If paid in full in 12 months interest will be imposed from date of purchase. This loan was paid off Jul 6, 20ll, but tthey are charging interest. Payments were made as follows: Jan 5, 2011 - $200; Feb 2, 2011 - $200; Mar 2, 2011 - $200; Nar 31, 2011 - $200; May 2, 2011 - $200; Jun 1, 2011 - $200; Jul 6, 2011 - $95 coming to a total of $1295, amount financed. The first payment was late because I did not know where to send it, so they excuse the late payment charge. After making these payments within a prescribed time I don't feel I owe any late charges. Retired veteran and I received my pension the lst of each month. Thanks for any help you can give me.


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