FotoSpirit.com is a deceiving company! I actually purchased from them a camcorder and they sent me a wrong item twice and eventually told me that they don't do business with the insurance company even though they do. I confirmed. Plus, a guy by the name of Scott lied to me for 3 weeks. I have filed a dispute against them.
Attention Everyone: Avoid FotoSpirit.com at all cost! Company is full of hoax individuals. BEWARE!