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I never had any transactions with First USA Bank but they're sure *** me off. I'm new to this country and is still trying to build a good credit history and successfully I might add, but this First USA Bank had been pulling my credit summary for review five times this year now [censored]! It'll stay there for two years and potential lenders will think I'm desperate which I'm not. Can we do something about these @$$h0le$?! I don't think they will stop their inquiry anytime soon and what other information do they have on me? Judging from their actions, this company has $h1t for ethical behavior. I sure won't do any business with them so they can just stop inquiring and get stuff!
The complaint has been investigated and resolved to the customer’s satisfaction.
I had a call from a First USA Bank representative, named Tony Vega. It is out of California. They called me and asked me if I wanted to settle a supposed $4800 credit that I had not paid since 2010. I checked all of our bank records since 2010. We had no payments going out to such a credit card company. We keep 15 years of records.
When I asked him to describe to me what it was that I owed, he told me that if I was not willing to settle, then they would "serve me." I told himto "serve away, " then he hung up.
The earlier call today, the person, a "Richard Strickman[?]" told me that they could take the money I supposedly owed and take it out of our next year taxes. He had two long ago addresses for me and my last four digits of my SSN. It's scary. I don't want to have to hire a lawyer for a scam.
Plus, my husband has Hodgkin's Lymphoma, going through Chemo, and we already owe this year more than we've made in a lifetime.
Supposed names connected with this: Lisa Collins, Tony Vega [who was clearly from India or Pakistan], and a Richard Strickman/Strickland.