First Progress Prepaid Credit Card / Scammers / Theft
I paid $300 cash to First Progress for a prepaid credit card. They do not accept payments by phone. It wouldn't matter, because you'll NEVER be able to get them on the phone. You cannot make a payment by ATM card or bank transfer on their site. Their scheme is to take your deposit, PAY NO INTEREST ON YOUR MONEY, while charging you interest and fees on your purchases and card usage. If you send an overnight pmt via USPS, it will take days to get the payment posted. If you try to make a payment using your banks on-line payment process, you will find that THEY have to mail a check to First Progress. LATE FEES are $35. They promise to report your credit / balance / usage MONTHLY, but it only gets reported every 3 months UNLESS YOU ARE LATE ON A PAYMENT. And they WANT you to be late so that they can charge you a fee. Why wouldn't they... they're holding your money and can't lose!
DO NOT ORDER OR USE A FIRST PROGRESS PREPAID CARD.