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First Premier Bank
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First Premier Bank
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2.1 212 Reviews

How responsive is First Premier Bank's customer service?

50 Resolved
144 Unresolved
Almost disappeared 🫥
We're pretty sure that if First Premier Bank showed up wayyyy more often on ComplaintsBoard and paid more attention to reviews and complaints, it would lead to better results. But for now, the resolution rate doesn't show successful interaction with customers. We advise reviewers to be careful when communicating with First Premier Bank and be ready for the chance your problem might not get a response. It's also good to start looking for other solutions if your issues aren't fixed as you want.
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First Premier Bank reviews and complaints 212

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Newest First Premier Bank reviews and complaints

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4:04 pm EDT

First Premier Bank employee's

I was in line at a local market and was treated very RUDE by a Premier Bankcard employee, She was even wearing their logo on her shirt. I believe that if you are representing a company by wearing their logo you should act in a pleasant manner. As she proceeded to swear at me, I noticed her debit card ( Amanda Csobor) if this is how she acts in public, I cant image the way she would act at work. Premier Bankcard this looks very bad on you for employing such a fowled mouth woman.

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11:19 am EDT
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First Premier Bank first premier credit card

A family member who is now deceased got a card in my name, when I found out she was ill and dying. I called the company and talked to a representative and told them what had happened and about all these fees that she had been assessed with because I was trying to pay them because it was hurting my credit.I finally stopped paying because the different fees kept the balance increasing.When it ended up on my credit file I talked to a representative and agreed to pay 85.00 because according to my calculation that was all owed and they agreed to take it off my credit and they did not. This company is a rip off. I asked them to remove it from my credit because I am thinking about trying to get in senior citizen housing again. I realized that I could never pay them off because there is always some fee or charge. I had already had this same kind of encounter with first progress with a prepaid card and did not need to negatives on my account. All I want is to remove this from my credit,

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2:20 pm EDT

First Premier Bank Got approved for a credit card

My name is anguess Blevins on may 11 2018 applied for a credit card. I got approved but when I was processing the processing fee it pop up that server error had happened and it disconnected me. I figured if I applied again it would find my application and I go forward like nothing happened. It just said I'd applied to may times. I'm very upset getting approved for something then get it taken away do to technical issue. I hope this can be fixed asap. I applied so I could get credit to help my slowly growing business.

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Update by Angieblevins74
Jul 11, 2018 2:24 pm EDT

The name was added wrong... my name is Angie Blevins

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7:58 pm EDT
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First Premier Bank fraudulent activity

I was looking at my bank statement online today, and saw a debit for $600.00 from "fpb cr card vru." I had no idea what it was, so I called my bank to inquire about the transaction. I was told it was First Premier Bank. I have 2 credit cards with them and have always paid before the due dates, sometimes 2 payments a months. I have never been late. I had $50 available on the card ending in 1669 on Tuesday 3/27, my credit limit is $650. I have disputed this $600 payment with my bank's fraud department this evening (3/31). I called First Premier to check my balance and try to speak to a live person and the message stated my last payment of $600 was posted leaving me with a $137 balance, this is impossible. It even said my mail was returned to them, I get my statements on line. I have lived at the same address for 6 years. I have never received a phone call from them which is very unprofessional. I am requesting a full refund of this payment immediately so I can pay my bills. I am a 63 year old with a heart condition and live Pacheco to Pacheco. Respectfully, Arta Impliazzo

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8:36 am EST

First Premier Bank unauthorized charges

I have had an ongoing issue with First Premier due to several unauthorized charges they allowed to go through and now want me to be responsible for. I have submitted numerous responses and complaints to First Premier and they keep sending letters stating I am responsible for charges I know nothing of. When I became aware of the situation and saw how unprofessional First Premier was I immediately closed my account with them and have been disputed charges for months. They fail to take responsibility that my information was compromised and the charges have nothing to do with me.

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2:36 pm EST
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First Premier Bank statements not received

I called the customer service for first premier bank and told them that I was need statements for tax purposes, and they stated that it was 3.00 per page which I feel there taking customers money even when the customers don't get the statement in the mail. It's not our fault if we don't receive the statements I understand it's not the company's fault because they send them out but if the customer says they didn't receive the statements then they should take ownership and send the statements. I don't feel like sending the statements out is breaking the bank. Every other credit card don't charge so it's wrong to be charging customers 3.00 per page. I will from now on keep calling them if I don't receive a statement but seriously I understand they have it in there terms and conditions and that is how they get away with statements but still they need to make sure that their customers are getting the statement and not saying we sent the statement so its on you type of thing. FIRST PREMIER BANK is not a great credit card company if they can't help, and help take responsible as well to help the customers. Customers should come first and always be there to help the customer. I feel that credit card company like this is not worth having if they are not in it for their customers. There just in it for them making money anyway they can. FIRST PREMIER BANK don't care about your needs.

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1:58 pm EST

First Premier Bank credit card

I had a credit card with first premier bank and on jan 18, 2018 I got a call from the bank collection department that I have a overdue balance of $814 and I told them that I shall pay in full next day and she said if you pay me in full I will give you $ 100 bonus. On jan 19th I called the bank, and I asked for my disputed charges from microsoft and the bank refused to adjust those charges and I was mad and I said I am tired of you guys and I don't need your services any more so I need to close this account today itself. So I asked for the final balance and she said that $ 694.85 as they refunded me the annual fee of $ 79 and as promised $ 100 bonus so I paid the amount on the same day. And I got a confirmation mail from the bank that account is close. After two days I was just sitting on my microsoft account and called them and after few hours of confrontation they issued me a credit of $ 143.94 but back to my closed account. I called the first premier bank and explained the same and the lady said the day we receive the money we will send you the cheque back. And today when I called them they are just paying me $43.94 as now they are not giving me the $ 100 bonus which was promised. I asked them that account was closed on jan 19th and the refund was issued after that. I even asked for the recording for jan 19 when I closed my account. So now they are just cheating with me for $100.

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10:36 am EST
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First Premier Bank credit card

I was approved for $400...immediately they give a $95 startup fee...and charged the 1st year fee of $100 against the card. Essentially, half of what I'm approved, I have to pay $195 upfront before anything is considered activated and full limit available.

Called customer service for clarification and the rep was "smug" about the whole process during the conversation and the already high 36% charged on the $100 they immediately placed.

I'm completely disappointed and will make sure it's just open long enough to increase my credit rating and close with a $0.00 balance.

Predatory practices seems to be the basis of business and I'm not comfortable giving them access to my banking information due to the high number of fraudulent charge reports I'm consistently reading about.

All payments will be done via gift-cards

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Shaun R.
, US
Dec 23, 2017 4:36 pm EST

Hi Doc.

Appreciate your concerns. The return on the loan are only reflective of the risk being taken. This should be in no way considered predatory.

Gift cards can only be used as payment of they can be used as a debit card. All other gift cards are not accepted.

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11:06 pm EST

First Premier Bank website and telephone bill pay

I have tried innumerable times month after month to pay my bill online, but cannot access account. I call the telephone number listed and get the same recording I get when dialing the number on the back of my credit card. It is ridiculously time consuming to pay bill by telephone, and then when I throw my hands in the air and decide to put myself through the ridiculous lengthy recorded process, I hear that my payment will not be posted until the following day, causing payment to be late and a fee charged to my accpunt. I am tired of this I am not going to continue to pay late fees because your website will not allow me to access account, and if payment is being made on the date due then it is not o.k. for payment to be listed as late and not processed. It's in your system on date due. If you have a cut off time then payment must be due the day before. Ridiculous.

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3:18 pm EDT
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First Premier Bank service

I m very disappointed on the behavior of a supervisor, I have 2 card, and I see tht 1 of cc was charge monthly for a credit protection, the supervisor Juliane was very rude and disrespectful toward me . I dnt know how she got tht position, but they need to review her . It a shame . . I was expecting her to be more professional and efficiency, all cuts should be treated with respect.

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3:22 pm EDT

First Premier Bank credit card

I have 2 accounts with first premier bank, over 2 years and never been late on either account. I went online as I have from day one to process my payment. For some reason your system did not process the payment. I called to see why, so I process a $52 payment which is my normal monthly payment. Then I am told i have to pay an additional $102 before she can waive my late fee? So I ask for a manager to close my accounts, 40 minutes on this call. I am on my lunch break, I have 20 minutes left at this point, she tells me if i keep my account open she will waive the late fee, but only if i keep the account open, I said just cancel my accounts, she then tries to tell me how it will affect my credit score, I advised once again. I want to cancel my accounts, I am very well aware of my credit score, she would not process my request, I tell her once again I don't have time for this, after her arguing I requested another manager and she refused, very poor customer service, I will be filing a complaint on every website I can find against first premier bank til I get a response and my account credited the late fee

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10:47 am EDT
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First Premier Bank loan account

Good day
I did an application in South Africa for an account. The agent here Bryan said that it is approved for R550 000
But they want R1500 I have paid that and then they wanted R3000 I have paid that aswell now they want R5230 more
Now I am warried. Is all of this legid?

Please contact me [protected]

I have 6 other customers that also want a loan but we are all sceptic now

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6:12 am EST
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First Premier Bank they owe me $200.00

On june 1, 2015 someone had call in to first premier bank and gave my information to and they took the $200.00 off my card and on July 14, 2016 of this year they kept the 200.00 and payed the card off and i got a letter in the mail yesterday saying i was not responsible for the account that was open in my name and they owe me a refund check for 200.00 but they dont want to send it to and that is not right.

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6:56 am EST

First Premier Bank unauthorized credit card "application" scam

On Nov. 14, 2016, I received an email from First Premier Bank in Sioux Falls, SD, thanking me for submitting an application for a credit card and congratulating me for qualifying for the card. Big problem, however, is that I never applied for any such credit card. Apparently they opened a credit card account in my name without authorization or notice to me.

So far I've emailed, phoned, and sent a certified letter rejecting any such card and demanding that FPB correct my records. Based on their bad internet reputation, it seems like this is how they do business. This reminds me of the Wells Fargo scheme -- create fake accounts for a commission and then run up service charges, etc.

When I called to notify FPB of the problem and complain, I got "Kim A41" and her boss "Kori 7887" -- always a bad sign when a bank can't use their real names. After I complained about the situation, they said they wouldn't do anything until I gave them lots more confidential personal information, like Social Security Number and date of birth. They claimed they already had it, so this was just to check me out in case I was trying to cancel what was supposedly my own card (?) -- they seemed to think I was pulling the old "cancel the account in your own name for the hell of it" scam -- right. Of course, I had an ID number their email included in the email, but they said they couldn't recognize or use their own ID number. (They could also confirm they had my email and phone number, but they don't count that for ID either. I think they want the SSN, DOB, etc. to backfill the fake application with the real data.)

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Reb Fire
, US
May 04, 2019 12:22 pm EDT
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I closed my account with a zero balance. After multiple attempts to talk me into keeping their card (at 36% interest!) they finally closed the account and gave me a closure number. Then they re-opened the account, claiming someone called them saying it was me, and charged $450 in cash to "African Rapid Transfer"! I called them, got a run around and then they had the audacity to post the closed card account on my credit report with the FRAUDULENT charge of $456.10 showing as owed to them! I was furious! I called the Master Card phone number, In the U.S. call 1.800.Mastercard (1.800.627.8372) and finally spoke to someone fluent in English and they opened an investigation. If I don't get satisfaction out of that, I'll be referring this situation to the State Attorney General's office and they'll rue the day they let it get on his desk ;) My advice to anyone would be to stay far away from this company, I suspect the people responsible for the fraudulent charges to my (supposed to have been) CLOSED account work there!

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10:16 am EDT

First Premier Bank late charges

I have paid early every month. I have bank statements to back me up. they called me the 1st time august 18th to say my payment was late. I told them that I paid it that I like to try to pay my bills early. the guy told me that there were 2 payments in july. I told him that one of the payments is for august but still they charged me late charges.i went ahead and paid September's payment august 28th. then I started getting calls sept 1st and my payment is not due until oct 8th. they left messages a couple of times but all they said was hello hello. (I guess they do not know what an answer machine is). they call my cell phone 1st then my house phone. this is harassment and it wasn't even the 8th of the month. calling me several times a day both on my cell phone and my home phone since the beginning of the month and using blocked call. I finally answered the phone on sept 14th and told them that I am caught up and that my payment is not due until oct 8th. told them what they are doing is harassment and if I have to I will get a lawyer. I paid them early every month and they are trying to screw me over. I have proof that I have paid them early.

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Wine Is Good
, US
Sep 14, 2016 5:55 pm EDT

It sounds to me like you do not understand your charge account. Paying early on a revolving account does not make your 'monthly' payment. It comes off your principal. If you pay before the cycle date of your account, you are paying principal, your normal payment comes due. They are right: you are paying late even when you think you are paying early. A lawyer will advise you to read your loan agreement.

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2:37 pm EST

First Premier Bank credit card division

I have an account with this company. While my credit card had an outstanding balance on it I tried to cancel the card because of disputes on the balance. I was not allowed to. BUT during this time, they opened another account under my name WITHOUT my authorization. I called to get information on this UNAUTHORIZED account and they told me I had to prove who I am!
To get information on this account First Premier is requesting some form of identification, my question is why did they not request I.d before opening this unauthorized account. I had an outstanding balance on my previous card why would they issue another one?

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10:45 am EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

First Premier Bank rip off/ fees attached caused my balance to go over the limit

I am complaining against the company for filing my account to the credit reporting agency, and I had missed one payment at the time. The collector for the account called, and I spoke to her and told her that I would not pay for all the fees, that have been attached causing my account to go over the limit. They attached maintenance fees, interest fees, late fees, and yearly fees. They have caused my account to be at this moment as I know of at least $179 over the limit. What's the point of offering cusomers a credit line, and then take a yearly fee out before receiving the card in the mail? This company is a scam, they are offering to help rebuild and re-establish credit, but actually they are causing the cosumer to pay more in fees, and then ruining their credit by reporting it to the credit agencies. I spoke to the collector on the 14th of Septemeber of this year, and then found out that she reported to the agency the same day. My minium payment is now over $300 compared to 25-35 dollars in the past. My limit is only $700, what's the point of paying if they have already turned it over to the credit agencies? They have caused unnecessary stress in my life, and when they called they called from an unknown number, they were rude when I inquired about why they had not left messages, and why were they calling from an unknown number. Today the rude man called and said that they would continue to report to the agency, and that when I received the card that it has all the fees included in the brochure. Is there anyone I can talk to get this off my report? They are trying to ruin my credit, it's ironic how they claim to help rebuild credit, but have hidden fees, and report the same day that you tell them that you will be consilidating the funds to another credit card. What are my rights, and can I have this removed offf from my report? It causes your score to go down 65 points! It's rediculous. Please help me find the right resources, to contact if you know of anyone. This rediculous scam has to be put to a stop! We must complain and continue to do what ever it takes to get these people to refund our extra fees, and removed the negative reports. I had paid on time for about a year, and missed one payment and was reported immediately! Give me a break.

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shawnas211
Paris, US
Apr 25, 2014 7:45 am EDT

I've had to call customer service a handful of times in the year and a half that I've had two cards with fpb. I always get a woman who is rude, not helpful, has a poor attitude, and I've even been hung up on before. They should really hire new staff.

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2:01 pm EDT
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First Premier Bank unaurthorize charges to my credit card

I recieved a bill from first Premier bank, i was charged For Unaurthorized fee of 29.95, on My billing statement, i called into customer service, they informed me too Contact fruad department, because they see the last diget of my credit card, is the same, but they see were it's not my name, they see April Johnson, and i dont know her, i lived in groveland florida, and this person live in Detriot, could you pleaase remove this amount off my billing statement with first premier ban, .because i did'nt sign up with OTL SCORESENSE.COM Thank you,

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5:37 am EDT
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First Premier Bank - We had a $50.00 charge on our statement that neither my husband or I authorized

We had a $50.00 charge on our statement that neither my husband or I authorized. We have been using our debit card more than usual, even paying bills over the internet. We usually pay bills by check and mail it through the postal service. We have no idea how this happen and hope that this does not happened again. We cannot afford to lose money and in a such a devious way.

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4:41 pm EDT

First Premier Bank this sort of backstabbing is unacceptable and fraudulent not to mention criminal and 180 degrees wrong

I was making an effort to pay off a credit card balance earlier this year when my house was destroyed and both of my vehicles were totaled in a devastating EF5 tornado that demolished large swathes of real estate in Joplin MO on 22 May. I just received a notice that told me that my account was closed even though I had full intention of continuing the account and rebuilding! This sort of backstabbing is unacceptable and fraudulent not to mention criminal and 180 degrees wrong.

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First Premier Bank In-depth Review

In summary, First Premier Bank offers a range of financial products and services, with a focus on personal and business banking. They provide a user-friendly online and mobile banking experience, though their fees and rates may not be the most competitive in the market. Customer service is accessible, and the bank shows a commitment to community involvement. Below is a detailed review based on the provided headings.

Company Overview

Brief History: First Premier Bank has established itself over time as a reliable financial institution.

Mission and Values: The bank's mission and values are centered around providing exceptional customer service and supporting the communities they serve.

Service Area and Locations: They have a presence in select regions, offering services to the local communities.

Financial Products and Services

  1. Personal Banking: They offer a variety of personal banking options, including checking and savings accounts.
  2. Business Banking: Business customers can find services tailored to their needs, from accounts to merchant services.
  3. Loans and Credit Options: Customers have access to several loan products and credit options.
  4. Investment Services: Investment services are available, though specifics are not detailed in this review.

Customer Service Experience

Responsiveness: The bank is known for being responsive to customer inquiries.

Support Channels: Customers can reach out via phone, email, or in-person for support.

Customer Service Hours: They offer reasonable customer service hours, though exact times are not specified here.

Online and Mobile Banking

User Interface and Ease of Use: The online banking platform is user-friendly, catering to customers' convenience.

Mobile App Features and Functionality: The mobile app is functional, providing essential banking services on the go.

Security Measures and Privacy: They employ standard security measures to protect customer data and privacy.

Fees and Rates

Account Fees: There are various account fees, which may not be the lowest compared to other banks.

Loan Interest Rates: Loan rates are competitive, but customers should compare with other options.

Credit Card Offers: Credit card offers are available, with terms and benefits that require careful consideration.

Account Opening Process

Required Documentation: Standard documentation is required for account opening.

Approval Timeframe: The approval process is efficient, with a reasonable timeframe.

Initial Deposit Requirements: Initial deposit requirements are in line with industry standards.

Convenience and Accessibility

Branch Availability: Branches are conveniently located within their service areas.

ATM Network and Fees: They have an ATM network, with fees that are standard for the industry.

Online Account Management: Online account management is robust, allowing for easy access and control over finances.

Financial Health and Stability

Bank's Credit Ratings: The bank's credit ratings are solid, indicating financial health and stability.

FDIC Insurance and Safety Measures: Accounts are FDIC insured, providing an extra layer of security for customers.

Recent Financial Performance: The bank's recent financial performance has been stable, though specific figures are not provided here.

Customer Reviews and Testimonials

Positive Feedback: Many customers appreciate the personalized service and community focus.

Common Complaints: Some customers have expressed concerns over fees and rates.

Overall Customer Satisfaction: Overall, customer satisfaction is generally positive, with room for improvement in certain areas.

Community Involvement and Social Responsibility

Charitable Programs and Donations: The bank is actively involved in charitable programs and makes donations to support local causes.

Community Service Initiatives: They engage in community service initiatives, demonstrating a commitment to social responsibility.

Environmental Sustainability Efforts: Efforts towards environmental sustainability are part of their corporate responsibility, though specifics are not detailed here.

Additional Services and Benefits

Rewards Programs: Rewards programs are available to customers, offering additional benefits.

Educational Resources: They provide educational resources to help customers make informed financial decisions.

Special Offers for Account Holders: Special offers are periodically available to account holders.

Comparison with Competitors

Competitive Advantages: The bank's personal touch and community involvement are competitive advantages.

Market Position and Reputation: They hold a respectable market position with a reputation for customer service.

Comparison of Rates and Fees: Rates and fees are competitive, but customers should compare with other banks to ensure the best deal.

Pros and Cons Summary

Key Strengths: Community involvement and customer service are key strengths.

Potential Drawbacks: Fees and rates may be a drawback for some customers.

Final Verdict and Recommendations

Overall Impression: First Premier Bank is a solid choice for those valuing community ties and customer service.

Suitability for Different Types of Customers: It is suitable for customers who prefer a personal banking relationship and community-focused services.

Tips for Prospective Clients: Prospective clients should review all fees and compare rates before opening an account to ensure it meets their financial needs.

How to file a complaint about First Premier Bank?

Here is a guide on how to file a complaint or review about First Premier Bank on ComplaintsBoard.com:

1. Log in or create an account:
- Start by logging into your ComplaintsBoard.com account. If you don't have an account, create one to proceed.

2. Navigating to the complaint form:
- Locate and click on the 'File a Complaint' button on the ComplaintsBoard.com website. You can find this button at the top right corner of the website.

3. Writing the title:
- Summarize the main issue with First Premier Bank in the 'Complaint Title' section.

4. Detailing the experience:
- Provide detailed information about your experience with the company. Mention key areas, transactions, steps taken to resolve the issue, personal impact, and the nature of the problem.

5. Attaching supporting documents:
- Attach any relevant supporting documents to strengthen your complaint. Avoid including sensitive personal data.

6. Filing optional fields:
- Use the 'Claimed Loss' field to state any financial losses and the 'Desired Outcome' field to specify the resolution you are seeking.

7. Review before submission:
- Review your complaint for clarity, accuracy, and completeness before submitting it.

8. Submission process:
- Submit your complaint by clicking the 'Submit' button.

9. Post-Submission Actions:
- Regularly check for responses or updates related to your complaint on ComplaintsBoard.com.

Ensure each step is clearly defined to assist users effectively in filing a complaint or review about First Premier Bank on ComplaintsBoard.com. Remember to focus on guiding users through the process.

Frequently asked questions (FAQ) about First Premier Bank
Is First Premier Bank a legitimate bank?

Yes, First Premier Bank is a legitimate banking institution. It is FDIC-insured and is based in Sioux Falls, South Dakota, where it was founded in 1986.

Is First Premier Bank FDIC insured?

Yes, First Premier Bank is FDIC insured, which means that customers' deposits are insured up to the maximum amount allowed by law.

Does First Premier Bank offer nationwide services?

Yes, while First Premier Bank is based in South Dakota, it offers its services to customers nationwide.

What kind of banking services does First Premier Bank provide?

First Premier Bank offers a wide range of banking services, including personal banking (checking and savings accounts, loans, credit cards), business banking (cash management, lending solutions), and wealth management services.

"Is the First Premier Bank credit card legit?

Yes, First Premier Bank is one of the largest issuers of Visa and Mastercard credit cards in the United States. It offers legitimate credit cards, including options for those looking to establish or rebuild their credit.

Is First Premier Bank safe for online banking?

Yes, First Premier Bank uses encryption and other security measures to keep its online banking platform safe and secure.

Is First Premier Bank a good bank for personal banking?

First Premier Bank has a wide array of personal banking services and is generally well-reviewed by its customers. However, what constitutes a "good bank" can vary depending on individual needs and preferences.

Does First Premier Bank report to credit bureaus?

Yes, First Premier Bank reports to the major credit bureaus. This reporting is what makes their credit cards a good option for those looking to build or rebuild their credit.

Is First Premier Bank customer service reliable?

First Premier Bank has a dedicated customer service team. However, as with any company, experiences may vary. Many customers have reported positive experiences with First Premier's customer service.

What is the history of First Premier Bank?

First Premier Bank was founded in 1986 in Sioux Falls, South Dakota. It has since grown to be one of the largest issuers of Visa and Mastercard credit cards in the country.

Does First Premier Bank have physical branches?

Yes, First Premier Bank has physical branches, primarily in South Dakota. However, they also offer online and mobile banking services to serve customers nationwide.

Is the First Premier Bank mobile app secure?

Yes, First Premier Bank's mobile app uses several security measures, including encryption, to ensure the safety of its users' information.

What kind of loans does First Premier Bank offer?

First Premier Bank offers a variety of loan products, including personal loans, home equity loans, and business loans.

Does First Premier Bank offer savings accounts?

Yes, First Premier Bank offers a variety of savings account options to meet different customer needs, including regular savings accounts and money market savings accounts.

Does First Premier Bank offer investment services?

Yes, First Premier Bank offers wealth management services which can include investment services. They provide tailored strategies for individual, retirement, and business needs.

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Contact First Premier Bank customer service

Phone numbers

+1 (800) 987-5521 +1 (605) 357-3002 More phone numbers

Website

www.firstpremier.com

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Use this comments board to leave complaints and reviews about First Premier Bank. Discuss the issues you have had with First Premier Bank and work with their customer service team to find a resolution.