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CB Banks Review of First Bank, Walnut Creek, CA
First Bank, Walnut Creek, CA

First Bank, Walnut Creek, CA review: Overdraft fees 18

C
Author of the review
10:24 pm EST
Verified customer This complaint was posted by a verified customer. Learn more

I banked with these idiots for over 10 years and until the last year never had overdraft charges. I swear they have changed and NOW do the debits first and then will put in your deposit.
My direct deposit goes into my bank at midnight on the 23rd of every month. I wrote a check to a friend on the 22nd at another bank and it cleared first bank account within 8 hours? caused an overdraft because it went through before midnight on the 23rd?
That is impossible and if I had written a check to first bank for cash it would of NEVER cleared by midnight?
The idiots at the Walnut Creek, CA BRANCH couldn't handle my phone call to them telling them they f-uped and had the nerve to cancel my account. I have put in complaint to the Better Business Bureau and will pursue these little clerks that hopefully and most likely will be looking for a job soon because this bank is NOT going to last in the community and I will be sure of it!
DO NOT BANK AT FIRST BANK-----IT SUCKS!

Update by CARRIE MANN
Dec 01, 2011 6:06 am EST

why don't you idiots get a f***ing life! f*** off! Well with this type of service they will be out of business soon...
When I was unhappy with Aloha Airlines when flying with them several years ago I told the employees to start looking for a job because Aloha will be bankrupt soon and out of business and guess what?
as far as your comments go, I was venting and it's called a comment not a request for someone that has nothing better to do but write their opinions on here!
I am and wasn't asking for opinions because you all know what opinions are like and not only do you have one you are one!
listen to you guys now your all arguing with one another! f***! get a life!
what are you also clerks at a bank making $8 an hour?

Update by CARRIE MANN
Dec 01, 2011 6:46 am EST

Ellen,
why do you feel you need to educate people? Why don't you go and take care of your 12 year old girl? People don't go on here to listen to your opinion about their comments! We don't need to be told that we are wrong for doing something because we know what we did and we don't need some lonely desperate woman to give us her opinion over and over! This site is to comment on businesses and we are not asking for your or anyone elses opinion? Get a life please and stop trying to be the voice or reason because you sound like an idiot! Do you not have anything better to do with your time? Go be a mom and teach your girl something! Don't try and tell me that you never (in tough times) wrote a check knowing that your direct deposit was going in at midnight and you thought that if you wrote a check to someone else from another bank that it wouldn't clear your bank in 8 hours? I wasn't trying to be dishonest and I wasn't writing a check dishonestly my point was that they are not doing business as they have in the past and that is because they are doing debits first and then doing the deposits in order to cause more overdrafts for their customers because they NEED to make an extra buck in these tough times! They never did this when I started my account over 10 years ago and especially when I had almost 200K in my account and owned several homes. They are cheating their customers and that is the point I am trying to get out! They are lying to their customers because they have changed their policy and in the past they had always done the deposits first no matter what and then did the debits unlike BofA and Wells Fargo and they told me that to my face!
So stop being so judgemental and putting people down just to try and prove yourself correct because NO ONE gives a crap about what you feel the need to say...your opinion exudes negativity, desperation to be right, insecurity, and loneliness to be heard? I hope in the future you spend more time with your children or child instead of being on this site all day or perhaps your the idiot clerk that makes $8 an hour at a bank? I don't know but you really need to get a LIFE! No ONE CARES about what you feel the need to say! You are not intelligent as you seem to think you're just another opinion and we all know what opinions are like!

Update by CARRIE MANN
Dec 01, 2011 8:19 pm EST

To Ellen67,
You keep sending me messages however you block my messages? Can't handle the truth? Also you wrote that "your friends kept sending me messages"? I don't know anyone on here and perhaps they sent those messages because they already know how you attach everyone on here with your negativity! I never got a chance to read your messages to me but I'm assuming they're as ridiculous as your other messages. I did notice something about how I probably couldn't handle being a bank clerk or do that job? Come on, be serious please! The bottom line here is, you had no idea of the conversations that took place between myself and the clerks at the bank because I didn't mention that on my "comment" so you are extremely judgemental and angry at others for some strange reason? The other issue is, this is a place for comments on businesses and not for idiots like you that have no life to write your opinion down and you did NOT have the experience and have no idea what transpired! So shut the f--- up!
Go do something more productive in life instead of writing your opinion on this site! No one cares what you have to say! Really!

Update by CARRIE MANN
Dec 01, 2011 8:40 pm EST

and for all you f n others that keep writing about how I wrote a check on the day my check was being deposited! what I was saying is, they always use to do the deposits first like the banks are suppose to do and now they are doing the debits first and then the deposits so that they can collect overdrafts fees. is they can consider it legitimate but they are doing this for that reason only and that is not what a good banking institution should be doing. I suppose you are f n angels? Please!
I already f n know I shouldn't write a check prior to money being in there and if you banked with the same bank for over 10 years and this has never happened because you have direct deposit and if you wrote a check to your own bank for "cash" it would of never cleared this quickly!
don't give me that electronic ### on how with today's technology etc... f n look at the real picture and think about it and if it were you and how much money they had made on you in the past with the mounds of money you had put into their institution than perhaps you would realize how f'up it was!
Yes, they did cancel my account because I let the mother f'ers have it! It was worth it!
Also thank you to the Ellen67 haters out there! She actually sits at her kids soccer games and uses her iPad to do this crap? Her words! Like I said, spend some time with them and appreciate them instead of obsessing with your hatred towards other peoples postings! I am not the only one that has complained about First Bank on this site!

Update by CARRIE MANN
Dec 01, 2011 8:47 pm EST

fired me as a customer? do you know how ridiculous that sounds? they are the only one losing $$$$ not me. I walked down to another bank and opened a new account...no big deal...!

Update by CARRIE MANN
Dec 01, 2011 8:53 pm EST

hey gassy,
yes you're correct I do have attitude and always have, sometimes it works and other times it doesn't work! did I actually say that I told them they were idiots or that they f'up? I don't believe so! That is what I said in my comment about how I felt about them and not what I said to them! get a f n clue!

Update by CARRIE MANN
Dec 01, 2011 9:33 pm EST

Thank you! finally someone that understands me...I like you!
I figure only 1 out of 10 will like me but that's OK, I have many friends from my earlier years and now that love having debates with me on religion, politics, to current events! I speak my mind and the ones that write about how wrong I was, etc... are f n boring people!

18 comments
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my3cents will never die
my3cents will never die
Bainbridge, US
Dec 04, 2011 2:01 am EST

"I AM ALWAYS RIGHT" is the DebtorBasher of my3cents aka The queen of my3cents. She is investigating an alleged rumor that someone on this site is spreading proganda about my3cents being plaqued with viruses. Which one of you is the culprit?

I
I
I AM ALWAYS RIGHT
Pittsburgh, US
Dec 03, 2011 10:25 pm EST

Are you sure about that, O?
Although I have seen reference to Elfkin and Elfin, now I understand you are talking about another poster. Sorry to disappoint, but you're incorrect.
Put another quarter in

I
I
I AM ALWAYS RIGHT
Pittsburgh, US
Dec 03, 2011 10:12 pm EST

And this must be the Brenda everyone talks about. Somehow, your comment makes sense and you are able to get your point across without the bitterness the other posters use. For that Ms Lady, I wish you a good night.

I
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I AM ALWAYS RIGHT
Pittsburgh, US
Dec 03, 2011 10:09 pm EST

I guess the answer is that I pissed you off. Cool
And the funny thing is that I originally came to this website to read complaints, write a complaint, and comment on complaints. Being a new poster, I picked up my que from all of you how I should act. I wonder how the sponsors will feel about the trouble makers on this website trying to scare off new posters. Possible consumers that may see their advertisements.
Keep it going. You are too cool for me ;-)

I
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I AM ALWAYS RIGHT
Pittsburgh, US
Dec 03, 2011 9:47 pm EST

Are you that stupid?
Don't let me stop you. I just became the topic of the night. Have fun.
I forgot to ask. Am I lame because I pissed you off or because you disagree with me? And try to answer the question.

I
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I AM ALWAYS RIGHT
Pittsburgh, US
Dec 03, 2011 9:37 pm EST

Just playing by YOUR rules. Someone made a good point: you are all on here doing nothing. How about that mirror, ICUfool. Or was it a pot?. Anarchy. Keep trying to cover up your bullying with that ' I am above it' attitude. Paul, what do I care. I have been here two days and read what fools you all are. Long history following you with all those comments. Why would I care what you think of me. It is obvious that this group cares too much what nobodies think of them. Chew on this for a few hours.

Much too easy.

I
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I AM ALWAYS RIGHT
Pittsburgh, US
Dec 03, 2011 9:13 pm EST

Thanks to my new pal, who sent me a message. He was right and this will keep you busy for a few hours at least. Don't forget to throw in some new insults, so the other names don't get old.
Hasta la vista, suckers

I
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I AM ALWAYS RIGHT
Pittsburgh, US
Dec 03, 2011 9:07 pm EST

Do you want me to call her a butch instead? But unless you know firsthand, literally, how would you know some is gay? Other than if they told you, but I shouldn't have to spell that out to you. Anarchy, do you need to come out of the closet? And: A female is a ### because she acts ###.Want me to call her a witch instead?

I
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I AM ALWAYS RIGHT
Pittsburgh, US
Dec 03, 2011 8:55 pm EST

And did you happen to catch ------?

I
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I AM ALWAYS RIGHT
Pittsburgh, US
Dec 03, 2011 8:53 pm EST

I got a very polite inbox message from someone praising My Three Cents and explained that this is how you like to communicate with each other. So you got it.

I
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I AM ALWAYS RIGHT
Pittsburgh, US
Dec 03, 2011 8:49 pm EST

Anarchy, I was just following the examples given to me. Obviously, this is how you like to communicate on this website. Why fight em, join em. Although, I will still have an actual reason for calling it as I see it. Whereas you bunch continue to name call like little babies. Oh, snap, I believe your teachers reprimanded you and called it BULLYING.

I
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I AM ALWAYS RIGHT
Pittsburgh, US
Dec 03, 2011 8:45 pm EST

Explain the hypocrisy, toolbag. I owned it. I called as I seen it, with no apologies or stupid justification, like you. Have an issue with my language or my bluntness. Fine. Hypocritical, no. Bullying and calling someone out are not the same thing. And as I expected, the personal insults followed. It didn't take you long. Your momma so fat------

I
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I AM ALWAYS RIGHT
Pittsburgh, US
Dec 03, 2011 8:31 pm EST

Nope, I am saying I called her a ### because she stated a complaint, she screwed up, and was a ### about. I was clear when I said that in my comment or do you not understand ENGLISH.

As far as the rest of you and your justification. Well, I have read more remarks that resemble kiddie name calling but no substance behind it. So ### your own head out of your ###.

I
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I AM ALWAYS RIGHT
Pittsburgh, US
Dec 03, 2011 8:15 pm EST

You can STFU. I saw your name attached to quite a few insults being thrown at people on this website. At least I explain my reason for doing so. You call people names like a freaking baby. What, you going to tell someone they have cooties or they are gay, because you don't like them. Back it up, TampOn.

I
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I AM ALWAYS RIGHT
Pittsburgh, US
Dec 03, 2011 8:02 pm EST

What a stupid complaint. Who screws up their own bank account and acts like a ### to everyone around her because she didn't get her way. It is called a tantrum, ###. And the rest of you fighting with each other just so you can fight. I can't tell if you fought because you agree with the ###'s complaint or just to in-fight.

The Lidman Foundation
The Lidman Foundation
Lewisville, US
Dec 01, 2011 9:54 pm EST

The banks are making the IRS look like wimps.

The Lidman Foundation
The Lidman Foundation
Lewisville, US
Dec 01, 2011 9:16 pm EST

f..ng A.. You rock Carrie Mann! Banker are nothing but pompous twits. There's nothing wrong with some attitude and feistiness. You're just standing up for your rights as a consumer.

The Lidman Foundation
The Lidman Foundation
Lewisville, US
Dec 01, 2011 8:42 pm EST

Nah, it shouldn't end in a tie. A mud-wrestling match will determine the winner. I'll be glad to be the judge.