this company showed a high balance on my credit report of 296 dollars. I NEVER APPLIED FOR THIS CREDIT CARD. I called a representative and explained this to her and she stated she would have it removed from my credit report. Well now its October and I have just received notice that Im 33% over my balance of $12 on this card ( the balance is now $16) I dont understand this. I am overseas and have been since this card was supposedly issued to me.