FIA Credit Services and their credit card RCI Elite Rewards are together to get you to buy their timeshares. They will give you the credit but be aware that it comes from other credit cards that you might have with Bank Of America. They just want to take your money, get you in debt, they know that the timeshare with the Mayan is a complete fraud but they do not care. They want you to buy it, they make it really easy for you to buy it. Be aware the timeshare is a fraud they promised a lot but nothing is truth. RCI just give them money in your name, now you will pay high interest!! Don't get involved with either RCI Elite Reward, Bank Of America or Mayan Group, Mayan resorts in Mexico.