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FIA Card Services/Credit card / I have never applied for new credit card to them in recent past twelve months ( From july 14 2008 till now)

1 32 santalina driveSicklerville, NJ, United States
Contact information:
Phone: 856-513-6650

I received aletter from FIA card services dated july, 06, 2009
Reference No : [protected]
It states that thy are unable to appove the credit card application due to deliquency, derogatory public record(s).

My complain is I have never applied for new credit card to them in recent past twelve months ( From july 14, 2008 till today July 15 2009.)
As all inquiry to credit bureaus add negative to my credit report, I urge you to take necessary steps .

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