Explore USA - Money taken from account w/o authorizationThis is a petty amount, but it is still fraud and needs to be reported. Explore USA took, without authorization, $1.00 from my bank account. This account was empty at the time, resulting in an overdraft. I have no idea how they got my bank account number. A few weeks later, a very nondescript envelope came. It looked like junk mail and was nearly torn up. Now it said I was a MEMBER of this Explore USA and they were going to charge my account $19.95 per month for something. Well, they can't! I changed the debit account number. This is FRAUD, pure and simple.