Ever Private Card review: I am a victim of this fraudulent company! 133

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E. If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

MY ACCOUNT WAS OVERDRAWN ALSO AND NOW I TRY TO CONTACT THIS COMPANY AND THEY NO LONGER EXIST!

I have been trying to get a refund since May. No luck! I never signed up for everprivatecard. I didn't even take out a cash loan that day. It automatically took out the money from my account. I have tried to call, I tried to email, I tried to log on everprivate. No one ever responded back. I now see they no longer have a web site. Maybe, someone, somewhere, got wise and put this company under, way under.

I agree, this is how I got taken for $49.95 and this is also how I got a refund. They WILL give you back the money, but they will NOT refund any overdraft fees. They know most people are checking yes not realizing what they are checking, so in a way it IS a scam. But, they WILL refund the $49.95 if you ask.

I had the same issue with this company. The interesting thing is, if you go to their website on the very first page of it there is a statement they will refund your $49.95 if you lodge a complaint and they decide you are correct. However, they clearly state they will not refund any overdraft fees. To me this is an obvious statement they know people are not aware they will be charged a good portion of the time and are not expecting to be charged.

Here's the issue: I was looking for information on line regarding loans, and I erroneously clicked on a link regarding loan information on line. There was some small print that I would be charged $49.95 for the info I was requesting; however I did not see this. These people advertise in the same places as payday loans, credit card offers, and other financial transactions, most of which are probably legitimate. Most people innocently click yes on the offer and never even see the tiny colored print about the $49.95 charge.

In order to charge someone they have to have their account info, so think about it-obviously we are giving it to them or they would not have it. The issue is misrepresentation of who and what they are, and whether they are charging people for their so-called 'services'.

I am willing to bet half of these posts in support of the scammers are the scammers themselves.

Hi yes, tv addicts rip off beware! They are calling themselves! Tv box set, ultimated dvdshop.com, and now dvdigniter.com, dvd avenue, dvd craze. I bought martin falconcrest, thriller, bionic woman, quincy, spent hundreds reported all fraud to my bank got all my money back, this is stealing and i spent over $600 on my credit card and brought those garbage dvds, to fraud and thank god i got my money back, they promise replacements 3 months, nothing there phony customer service they have none!

Beware!

Did a McAfee SiteAdvisor prior to placing order, and found the source to be Russia. When there was no security lock or https I decided to run like the wind. Beware of such signs, as there are numerous credit scams, identify thefts, etc. originating from former eastern bloc countries...

I had everprivate card take money out ot my bank as well... this isn't right if this many people are having this happen... i never even auth them too.

Everprivatecard created a financial nightmare for me what can i do? Why can they still operate? What should i do with there emails still is my box?

I do not want this. I do not have the money to pay the rent. My bank no. [protected]. I will not pay this, and I will not pay for the bounced checks.

angelo delogu call me at [protected]

THE AGREEMENT FORM IS PRECHECKED YES FOR THE EVERPRIVATECARD OR SecretCashCard. Also it is hidden from direct sight if the person doesn't realize to scroll down the page from clicking the agreement button for their payday loan application. These are pooor people applying for these loan-most of the time their banks have zero money in them-Thats why they apply! I wonder if the BANKING INDUSTRY IS IN ON this because I have read over 550 complaints on bbb (BETTER BUSINESS BUREAU) website and [redacted]. ALL OF THESE PEOPLE WERE CHARGED THOUSANDS IN OVERDRAFT FEES IN THEIR ACCOUNTS POSSIBLY THANKS TO JOSH FINER OF EVERPRIVATECARD.COM.

Why do people have to trick others into giving them money instead of just doing a legitimate business. I actually think the idea of the business they are doing is good and had it been presented to me in a professional manner and the fee stated up front I may have bought into it anyway. But when I go to take my girlfriend to the movies and my card is denied because they took out $49.95 that I was unaware of, then I have no desire to EVER do business with them. Maybe that is why they have to be sneaky. They've been dishonest for so long, that the only way for them to make money is to continue being dishonest. Otherwise they'd probably be bankrupt.

How can you say people authorized it? It is pop up! We all just exited and you all have the yes checked automatically. This is very upsetting to all these people who ever private card has screwed over. I myself am in the negative with my bank and I don't need a stupid pre-payed card have to pay 50 for. I payed 10 for the one have. I paid 50 for the real credit card I have.

Steve

I check my e-mail and found out some one had taking out $54.95 out of my checking account without me telling them to for a card i don't know anything about.

Those jerks stole $54.95 from my account what's a girl to do help.

I think i got ripped off as well. Theres gotta be something that we can do.

I was charged 49.99 without my knowledge from my bank account, I complained, they refunded the money one week later, along with that I adamantly stated that they were no longer ever to withdrawal from my bank account, I informed my bank about this issue also., two weeks later, within three days there were fraud checks numbered, 10001, 10002, 10003, 10004, 10005 and they were in the amount of $49.99 and $54.99... this has caused our account to go negative and has caused us financial problems due to overdraft charges and charges for my bank paying these fake checks to everprivatecard... I have now had to change accounts, however, they are refusing to pay for the damage that they caused my account, such as over draft charges and such including the cost of each fraudulent check that they used... I found out that they are out of Quebec Canada... and I am tomorrow contacting the Canadian police in Quebec to report them as I have the phone number of the company., but no address...this is fraud and I will not let this happen to me by them any longer, so to help others I am reporting them to the Canadian officials... Please stay away from this fraud, dishonest criminal company.

I just checked my bank account and found that $54.95 had been withdrawn from my checking account. I have never authorized Ever Private Card to such a thing. These people are a big time scam and should be prosecuted to the extreme.

I am very upset because they charged our checking account twice for something that we did not authorize. Now we can't get in contact with that company. If they don't refund our account within the next couple of days, i am going to report to the better business bureau and turn them into 12 on your side for fraud charges.

I was also ripped by this online DVD selling website www.tvaddicts.tv

What should we do ?

EverPrivateCard debited by checking account 49.95 without my approval. Now I cant even get a real person on the phone to talk to me. I went on their link for refunds but just keep getting the run around.

I absolutely did not authorize any deduction from my checking account for $49.95! I am a cook county sheriff, and will launch a full investigation.

I received a overdraw notice and the bank told me that ck#9999 for 54.95 was deducted from my checking account and made me overdrawn. I never authorized the deduction nor have I heard of this company either.

I had an unauthorized charge made to my account.

Very shady company. Thanks for posting this number, Jerry actually took the time to cut me a check, and next day air it to me. He even called back with a tracking number for me to use to follow the shipment. Hopefully it will be legit.

They collect your bank info from online loan applications, and other similar sites, then form a pop up application with that information, that shows on your computer on a separate page. If you close the window without choosing to NOT apply, you are automatically enrolled, and your bank account is charged. They clear it with a paper check that they create with your bank info, and clear it through a 3rd party bank.

I recommend anyone that has trouble with this company call him immediately and get resolution, you are wasting your time pursuing the online options for reimbursement.

His information is:

Jerry Cline
[protected]-5530Very shady company. Thanks for posting this number, Jerry actually took the time to cut me a check, and next day air it to me. He even called back with a tracking number for me to use to follow the shipment. Hopefully it will be legit.

They collect your bank info from online loan applications, and other similar sites, then form a pop up application with that information, that shows on your computer on a separate page. If you close the window without choosing to NOT apply, you are automatically enrolled, and your bank account is charged. They clear it with a paper check that they create with your bank info, and clear it through a 3rd party bank.

I recommend anyone that has trouble with this company call him immediately and get resolution, you are wasting your time pursuing the online options for reimbursement.

His information is:

Jerry Cline
[protected]

I too am beyond furious. The arrogance of a 'group' of wise guys smart enough too not only have they invaded you and your 'presumed' safety they look to be successful in stealing from anyone left 'prey to their liking. If any of you know of a 'legal; way to not only get 'our funds returned but to literally stop these 'clowns' in their tracks an dput them behind bars. I dont know about you but $49.95 that im unaware of ... Can be painful for a typical little guy like you. Just enough to make us very 'vernuralable' to 'thiefs' such as these. I'm game if anyone wants to (and has the knowledge to do it)... Count me in... Dale

I never heard of this company and never authorized any payment.

I did not authorized Ever Private to take 49.95 out of my checking account. I would like these funds put back into my account.

Thank You,
Dory Deval.

Unauthorized electronic check was taken from my account from everprivatecard in the amount of 49.95 how do these people sleep?!

I looked at my online banking site today and saw an electronic check written on my account for $49.95. Memo at the bottom says 1095190. I have no idea what this charge is for.

I have been getting the same emails. Still waiting for them to respond with my refund.

This company also took $49.95 out of my checking account, using a fraudulent check numbered 9999. I, thankfully have a very understanding and wonderful bank who advised me on what to do. I filed both fraud and forgery charges against this company, and the bank stopped payment on the check and sent it back. However, I have had to close out my checking account and re-open a new one. I have also contacted both the Attorney General in my state as well as the Attorney General in California, regarding their unethical and fraudulent practices. I would like to send an email to this company and let them know exactly what it is that I think of them, so if anyone has the email address please let me know. Good Luck to all of you, and lets put these people out of business and stop them from taking our hard earned money.

Refunded after exchanging 4 messages. The card redeem email has never come to me. I was refunded through check sent to my mail in USPS. It took 14 days to get the check.

I just also found out my account is over dawn by ever private card service.

I beg to differ, my refund was processed with in few hours of communication & I got the refund check on 8th day.

Refund was processed immediately upon my complaint.

Yes I agree with Ms Cox, same experience, I asked for refund & I was given refund.

I also had similar problem. I asked for refund & I was given refund.

I wanted refund, they took about 8 hours to get back to me. I wrote to my bank. My bank asked me to wait for some more time & contact the company one more time. When I came back to post another ticket I saw my ticket responded. They suggested me the details. Pointed out benefits of card, i went ahead to try the card & found useful.