eplatinum / $99.00 charge
While searching for a loan this company pops up promising a potential loan and tricks you into a $99.00 membership fee for marketing a credit card to USA credit on line store for a line of credit of $2500 to buy merchandise at their on line store only. The $99.00 fee is not the only fee. USA credit then charges you $14.00 a month to use this service. All of their products are overpriced and you can get any of it anywhere for half of what they are charging. They claim that they will restore your credit rating but my opinion is that they are making money off of people who are all ready in need of money. I canceled my membership immediately and was not supposed to be charged but they did charge me. Now after 23 days I am still waiting for a refund.