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EDP Card / Scammed me out of $159.95

1 United States Review updated:

I applied for a payday loan and several pop-ups came up. I don't really remember this company but I think there was one that had a mastercard offer (must have been this one) it had my information already filled out but I clicked out of the box without authorizing as I have told the representatives several times now. They have told me that since 3 days have gone by since my application (when I filled out the payday loan) (2/25/07) they couldn't issue me a refund. I didn't see the withdrawal from my account until 3/3/07 which I contacted them but they were closed over the weekend. I have read others have had the exact same problem. Rip-Off lists 15 people and I am sure there are others. I have contacted my bank, the BBB, and I am going to continue to look into this matter. Our bank account is in the negative thanks to this company. I believe they should be investigated for fraudulent practices. I suggest others keep pursuing this as I will. Thank you.

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Comments

  • El
      14th of Mar, 2007

    The same thing happened to me. And i totally agree with you. They should not have done this to us. They took the 159 out of my account and i had no money in my account so i got fees also. And then my check was direct deposited and then my check used to pay the 159 and the fees. So i was left with less than 100 to pay my bills which was not enough so now im not going to be able to pay my car insurance so therefore i will not be able to drive to work. I think this credit company should be more clear.

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  • Ju
      20th of Mar, 2007

    I was just scammed out of 159.95. I am not happy . I was just informed my checking account was 191.00 in the red.

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  • Cr
      11th of Apr, 2007

    National Bank of California and EDP Card is automatically debiting an amount of 159.95 from checking accounts. When you call the bank, they act like they have no idea who you are. Be CAREFUL.

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  • Ma
      24th of Apr, 2007

    EDP Card took 159.95 out of my account without authorization caused my account to overdraft they should be accountable for the problems it has caused me. Need to know how to get this resolved.

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  • Ma
      27th of Apr, 2007
    EDP Card - Unauthorized charges
    United States

    EDP card took $159.95 from my checking account and never heard from this company. No authorization given.

    0 Votes
  • Cl
      9th of May, 2007

    I am homeless now thanks to this scam, the check I used to put a deposit down on a new apartment for my family bounced now we are living in a hotel. I am a single mom with 4 kids I feel like I have just flushed away $160 I can't afford to do that!!! I worked very hard and long for that money and when I finally got someone on the phone he was the rudest person I had ever spoke with "You will never get this money back, consider it gone"

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  • Ke
      11th of May, 2007

    I got the same thing that my money was illegally w/d. I filed a fraud & police report that I DID NOT authorize this transaction...

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  • Ma
      25th of May, 2007

    We too are about to be homeless unless something can be done about EDP. $159.95 is almost half our income. The scary part is if it happens again. My only hope is to close my checking and savings accounts . In about three months things will be back to normal. E-mail:[protected]@nctc.net

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  • Ma
      6th of Jun, 2007

    I was just scammed out of 159.95. I am not happy. I was just informed my checking account was 299.00 in the red. Plus I still had stuff coming through my checking account that need to be paid, like my car payment, my insurance and a couple of utility bills. I have tried and tried to contact these people and it is not possible at all. I haven't even applied for any type of payday loan, I am not sure where they got my account number. Has anyone found out what we can do or has anyone been reimbursed their money??

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  • Jo
      6th of Jun, 2007

    EDP is a total rip off I did not give them permission to debit my account... is there any recourse? They stink!

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  • He
      11th of Jun, 2007

    I checked my bank account over the weekend and it's in the negative due to an unauthorized check from EDP Card for $159.95. I did not authorize any one to take money from my account. How do I get my money back? This is BS.-

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  • Na
      16th of Jun, 2007

    These people have a very good scam going. You think your applying for a payday loan online ONLY, yet come to find out that you authorized that company to issue you this debit card as well. Thats what happens when you don't read the fine print. $160.00 is a lot of money to go down the drain for this kind of scam. If there is anyway or anything that can be done to shut down this company, let me know.

    [protected]@msn.com.

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  • Li
      26th of Jun, 2007

    This company electronically withdrew funds out of my bank account in the of $159.95 for a card i did not order.

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  • De
      27th of Jun, 2007

    I too was scammed out of $159.95. And there is no way to get the money back. And like everyone else, my account was in the negative. My car payment bounced. Thank goodness I make it to a private party so they understood, if not, I would have been walking to work. Something should definitely be done about this company, like a class action lawsuit. Anyone agree with me?

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  • Jo
      28th of Jun, 2007

    I'm having the same problem today, i was applying for a payday loan and i surely didn't authorize the 159.95 deduction that was taken from my account. It happened June 26 and today is June 28th why would i authorize 159.95 so close to rent day. I think I caught it within the 3day period but no one will pick up the phone or respond to online chat. I sent 2 email cancellations. I will print this out and report it to my bank, i definitely should be compensated for this error.

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  • St
      1st of Jul, 2007

    This is BS. I too was ripped off by this company and I would have definitely remembered if I were to authorize such an amount. I yelled at my bank in person and they were able to reverse the charges within EOB the next day. They also wanted a police report but I refused because of lack of time. I suggest you speak with your financial institution for a prompt resolution to this and any other variances you may discover while going over your personal bank account. Hope this helps =)

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  • De
      4th of Jul, 2007

    I got an EDP card and have tried everything to get my money back. I am on disability. And cannot get any responses to them when I call>. I always leave a message to a person named Jeff ext. 123. But have been totally ignored. I am very angry that I cannot get a responses from this company. Then I learned that this has been done this other people.

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  • Ti
      5th of Jul, 2007

    I applied for a payday loan on June 24th 2017 and my personal information was apparently obtained by this company also, this was without my consent. My checking account was debited $159.95. This put a strain on my account, which was a shock when it was discovered, I am recommending to all I know to not let this happen to them.

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  • Ka
      2nd of Aug, 2007

    I too was charged an NSF fee for EDP trying to withdraw $159.95 from my account. I withdrew all my money out because I had a feeling this would happen when I applied for a payday loan it popped up several options... then after a few times I saw the $159.95 fee and attempted to email every one I can think of on the pop up to cancel all transactions. I applied since 07/28 and they attempted to withdraw money out yesterday. Does anyone have any contact info for them EDP people? I'd like to give them a call and tell them to stop attempting to withdraw the money. Thank you.

    0 Votes

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