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EDP Card / Total rip-off card!

1 United States Review updated:

I applied for a payday loan, to complete this loan another screen popped up, for a credit card after putting in my information i decided i wasn't interested, logged off before finishing the application, i even had this company call me, after my problems with secretcashcard, i started recording my phone calls, i even got vonage which keeps a log of all my calls, incoming an out and there # is on my log, well this week my bank account was withdrawn for 159.95 from this company, you cant get in touch with them by phone, just a recording telling you to go to edpreporting.com, they tell you they have your ip address an your application that you ordered there card, i never ordered there card. Do not want it, it's a total rip off!

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Comments

  • Dw
      16th of Feb, 2007
    0 Votes

    These thieves snuck $159.95 out of my checking account as well. My banker was VERY angry when he saw the questionable "check" EDP used to sneak out funds from my account.

    EDP creates a check made out to themselves that has your name printed on it to make it look as though ~YOU~ authorized the check.

    Their self-generated check was marked "Pre-authorized" and "No signature required" and even had MY BANK'S NAME ON IT to make it appear as the "check" had been issued by my bank !

    When my banker showed the "check" to his tellers they said things like "Phoney as a $3 bill", "Clearly a fraud" and "Interstate violation of banking laws".

    I got my money back and have made contact with the California Attorney General (EDP is California based - Edp Card, 1455 fairfax Ave Los Angeles California 90034 ), my state Attorney General and my local Congressman with whom I attended high school.

    EDP, you owe me some bank fees and I'm going to get them.

  • Dw
      16th of Feb, 2007
    0 Votes

    I forgot to mention that this EDP home made "check" had stamps from FOUR DIFFERENT BANKS in two days on the back in the endorsement area!

  • Ah
      17th of Feb, 2007
    0 Votes

    I just got rip off by EDP too the same way they do to u guys. I wanna know how can i get my money back from this son of ###. Thanks.

  • Ja
      21st of Feb, 2007
    0 Votes

    I just found out that I was ripped off also. I would like to know if anyone can tell me how to get my money back?

  • Ca
      27th of Feb, 2007
    0 Votes

    The same thing happen to me and it seems like I'm out of luck. can any one tell me what i can do. I need my money back and those fee. I called them once and some rude guy told me oh well you did this and this is you computers ip address and you did it. I just got off the phone just now with Jeff Nelson id number 123, he told me everyone on here is just upset and this is a bunch of lies. I told him how is this lies it happen to me it is all true and i would like to have my money back. And i will call bbb on this company.

  • Ch
      28th of Feb, 2007
    0 Votes

    Well funny thing happened to me my roommate used my credit card without my knowledge and well lets just say all I am pissed off at the world I am going to SUE everybody in this.

  • Mi
      28th of Feb, 2007
    0 Votes

    These [censored]heads got me for the 49.95 from "secretcashcard" and then got me this morning for the 159.95... I think we all need to file a class action.

  • Ju
      1st of Mar, 2007
    0 Votes

    Something crazy happened to me I went down to the bank at 12:44 pm. deposit 192.00 shopped around wal-mart for 10 min. Went to the gas station thought I was going to get a pack of Newport 100's and 10.00 in gas. The man told me I have no funds on my card I call the 1-800 number on the back and they told me I have only .10 cents on my card. Now check this out this all happen in 15 min. the gas station is 5 min. away from wal-mart. So I went back to the bank they saw the fake check that EDP made out and told me this looks like a ripp off. I told them ya because I didn't authorize them to go in to my account and take anything out. The bank ask me did I call the number on back of my card. I told them ya but they told me to come here to file a dispute against EDP so I did. I wonder how long will it take? They took money out of my account on feb.27,2007 I went back to the bank on feb. 28, 2007 and file a dispute letter and I call customer service on the same day. And they told me it might be march 1, 2007 or it maybe march 2, 2007 before they put my money back on my card. Because they say they are on top of it. I told her I am too and I will be calling back on march 1, 2007 to see and I will be also looking on my checking account page to see if I have a message in my message box. But if someone out there has been going thew this for a long time or someone think I have no chance getting my money back or if I have did everything to help myself out by trying to ge my money back into my account if you have a comments to help me out and I will do so back yall know 159.95 is a lot of money that is a pare of shoes and a outfit or a bill payment. Thanks for reading.

  • Dw
      1st of Mar, 2007
    0 Votes

    Friends, ask you bank for a Federal Regulation E dispute form ! It ~WILL~ give you a better chance of getting your money back. This form gets your local police involved.

    Fax the completed form directly to EDP - their fax number is 818-487-0634 !

    Also - EDP ripped you via a "pre-authorized, no signature required" check but it is still just a check. Since they paid themselves with a check drawn off your account you can put a stop payment on that check just as you could on any other check !

    Do both of these things and you have a much better shot of getting your money back.

  • Ma
      10th of Mar, 2007
    0 Votes

    One day i went to check my account balance and i was missing $159.95 from my checking account. I called the bank and they told me that edp card have taken the money out. Ever since i been calling and emailing because i do not who they are and what type of business do i possibly have with them. I want my money back but i do not know what else to do, to get this people to give me my money back.

  • Ch
      17th of Mar, 2007
    0 Votes

    EDP card services ripped me off as well, along with Ever private card services/Quick card services/Secret cash card. I sent an email to Ever private card services (quickcardservice.com/ ph# (401) 228-9232) and within 24 hours I received an email stating that I will be getting a refund within 10 business days. I had also filed a dispute with my bank against the company in which they credited my account for $49.95. It is still pending investigation. I woke up this morning and checked my balance as I do everyday and realized another illegal debit from my account as a pre-authorized check in the amount of $159.95. Unfortunately and conveniently for them it is Saturday...The EDP company is closed and the check fraud department at Bank of America is closed as well. I will have to wait until Monday morning to try to get this resolved. I saw above where an address to EDP was given along with a fax number. I will be passing this on to my bank as well as the Attorney General.

  • An
      28th of Mar, 2007
    0 Votes

    I recently also applied for a payday loan and entered my bank information months later i became negative in my bank and asked for a detail when i was told that i was charged for 159.95 for an edp card i was surprised so i asked for a copy so that i can get a customer service number and no one could tell me anything i have to pay for this out of my pocket. What a rip off!

  • Mu
      28th of Mar, 2007
    0 Votes

    While applying for a credit card this site took all the information and then kept freezing on me. Then I logout without completing in full. Later when I see my bank statement found out a auto debit occurred on March 13, 07 in the amount $159.95. I am going to drill down into these scams and report it to FBI.

  • Al
      29th of Mar, 2007
    0 Votes

    If u can help me in anyway to get my money back let me know.

  • Ch
      20th of Apr, 2007
    0 Votes

    Sub: Money taken out of checking account

    I was looking online for at a payday loan and filling out some of the info when everything just disappeared before I even looked at all the info. Come to find out, I had $159.95 deducted from my checking account. As of right now, I am -237.00 because of this and there will be more charges because I had checks out already. Someone should look into this company. The number that is on my bank statement is1-800-430-0672 and it says to go to www.edpreporting.com for help but as of yet, I have not gotten a person on the phone and also I have not received anything back when I went online and tried to pursue this.

  • Tr
      24th of Apr, 2007
    0 Votes

    I saw this charge on my bank account and thought it was an honest mistake of a check posting to the wrong account #, maybe someone had one similar to mine. So I called he bank the next day expecting them to agree it was an error and correct this and refund my money. Going forward they found this supposed check for EDP CARD company for $159.95 and was authorized by me. I FREAKED! not on the banker but in general. I went straight to the computer and Googled this EDP CARD and 1st thing that popped up was this sight explaining this scam from this company. I became very upset and immediately called my bank and explained this new information I just received and they advised I close the account and file and forgery affidavit and they will refund my money. I agreed and went and did that exactly. So if this happens to you see if your bank will do the same so this doesn't happen again from this company. It is a forgery and they need to be stopped and every time a bank processes a forgery affidavit police are notified and the more times they show up on this report the faster they can be stopped form taking money out of our families mouth. Thank you for your time and I hope this information is helpful for everyone who reads it. Good Luck.

  • Th
      23rd of May, 2007
    0 Votes

    This company took money that i did not authorize, it's not what it claims to be.

  • Ke
      7th of Jun, 2007
    0 Votes
    EDP Card - Taking money out of an account without permission
    United States

    I had $49.95 taken out of my checking account without permission or any type of authorization and i want it put back with the extra amount of $25.00 for the over draft fees. All this is is a scam and its bull cr*p. When trying to call they say go to the web site or wait for customer service and that never happens.

  • Vi
      8th of Jun, 2007
    0 Votes
    EDP Card - They took money out of my account without my consent!
    United States

    I went to this site and all my information was already there and I was checking about a visa or mastercard and I clicked out of it without finishing the app. but I found out that they had already took out $159.95 out of my bank account which left me overdrawn which is costing me additional $28.00 for NSF. I only get SSI and I can not afford this kind of money took out of my bank account.

    Beware people!

  • Wi
      10th of Jun, 2007
    0 Votes

    This company is a total rip off they got me for 159.95 which i didn't order any thing and i want my money back this is a scam ! And it need to be stopped soon edp card what a bunch of crap you people should be put in jail.

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