Derrick McGavic / Garnishments
His firm is representing 2 of my creditors. I contacted them after receiving a set of garnishment papers that went to one of my banks. The papers told my bank to relinquish my funds. This was the first I had heard of their plan to do so and it was already taking affect on one of my accounts. I called them to try to reach some sort of agreement and they told me that I didn't make enough money to make a guaranteed payment arrangement. Ten days later, they wiped out my other bank account - without any notice whatsoever. I received the court papers from them saying they were going to do so 4 days after it was done. After reading the papers, I noticed that I am entitled to keep any funds from child support as well as 75% of my salary. Well, my bank account consisted of child support and salary. So I called them again. I asked them how I am eligible to make a payment arrangement but then they can take every cent I have! That makes absolutely no sense. I tried to arrange something else and the person I was speaking to got mad at me for not telling her the correct amount that I bring home (the first person I spoke with had notated what I make BEFORE taxes; I tried to explain to the second person that my net amount is lower). She accused me of lying to her and said that she would tell the person who handles my case what she found out about my case - that I was lying and withholding information and that she suggests going straight for the wage garnishment. She also told me that I would be receiving something via certified mail and that I should definitely attend to whatever it is or I could be in contempt of court.
Their office is rude, unprofessional and makes their way by bullying people who may not know their rights.