I acknowledge this debt and would like to repay it in full. I spoke with the person handling my file with this debt collection company. Mr. Vince C. Garcia [protected] Ext. 308, is that gentleman. He stated that the amount per month to satisfy his client was $350.00 per month. I and my employer were on the phone with Mr. Garcia at the time this staement was made by him, and he was aware that we were both speaking with him. I phoned back a few days later and made arrangements to pay an initial payment of $350.00 on this debt, Mr Garcia explained once the payment was recieved he would send out the formal documents to contract repayment at $350.00 per month. That payment was cashed three weeks later. I had recieved no other communication in this time period, approximately 1.5 months. On October 21, 2008 I called Mr. Garcia to find out what was the status and that I had not received any paperwork yet. He stated that $400.00 was now the amount that would satisfy the repayment agreement. I explained to him that he had already given me the settlement cost for repayment at $350.00 a month and that I agrred and in good faith sent payment for that amount. I explained that the source of the $350.00 amount was from him. I have just recieved paperwork with highly invasive privacy questions that must be filled out and returned with a $400.00 a month payment agreement, signed by Mr. Derrick McGavic.