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My Wife contracted with 'Debt Relief of America' after communicating with a Mr. Donald Williams who identified himself as being a 'Senior Debt Analist'. She was told Company Representatives would contact, and negotiate with Creditors as a way of reducing, and paying off her depts owed. After forwarding a first payment of eight hundred and fifty dollars ($850.00), she then began forwarding a required four hundred and eighty ($480.00) per month (did this for for three years) to a Bank called 'Rocky Mountain Bank & Trust'.
As of this date, and to the best of our knowledge, Debt Relief of America paid a total of sixteen hundred dollars ($1600.00) to her Creditors. The rest of the THOUSANDS and THOUSANDS of dollars the Company with-drew from my wifes account can not be accounted for to date. Accidentally, she did make several complaints (after many attempts to get past the recording) about Creditors not getting paid. She was told there was not enough money in the account to bargain with.
Also, and in interest of being informed, we are now under the impression that Debt Relief of America is in some way associated with a Company called 'Global Solutions. In conclusion, my wife is making restitution to the Creditors via a Chapter 13 filling. In interest of justice, for starters, we are preparing information pointing out the facts, and if necessary we will be forwarding it to every Senator and Congressman in the Country. Pay back is over due!
The complaint has been investigated and resolved to the customer’s satisfaction.
Don't fall for these people. I called (out of curiosity) after I received a very obscure looking notice in the mail from this company. After asking questions (perhaps too many), the rep, Ramon hung up on me. I called back and received a pretty convincing explanation from a gentleman with a British or Australian accent. Seriously...nothing besides hard work and paying your bills can wipe out credit card debt. Do nto believe them.
THIS PEOPLE CANNOT HELP U MIGHT AS WELL TRY PAY YOUR CREDIT CARD ALL BY YOUR SELF I DEAL WITH MISSION AGENCY THEY NEVER CONTACT NONE OF MY CREDITOR .I WAS SO IN DEBT I DECIDED TO TRY ANOTHER COMANY CALL PRIME AMERICA WORST COMPANY THEM I DECIDEAD TO GO WITH INCHARGE GESS WHAT THEY TOLD ME I HAVE TO PAY 650 FOR FIVE YRS FOR 26000 DOLLAR IF U DO THE MATH IT DOUBLE THE AMOUNT PLEASE PEOPLE STRUGGLE AND PAY YOUR DEBT YOUR SELF INSTEAD TO MAKE SOME COMPANY LIVE OFF YOU.
I started Debt Relief of America, in May 18 2006, the first payment of $287.62 and the same amount, month after month. I think I was close to my 3rd year, When I researched more, that they hadn't made one{1} single payment to any of my creditors, They kept telling me, they had to build up the account {escrow} and then start paying off my creditors, I ended up finding out they wanted all of their money and then they start paying off my debt, My fault for not being a lawyer, and believing peoples word. Especially when they advertise on Christian radio stations and say its a non profit organization, were they Christians or just taking people for every thing they are worth, since then, Been to hell and back, Divorced, several job lose, You name it, ended up forgetting about Debt Relief of America, until I was in the process of foreclosure, Yes" Lost my house too! and found my papers on Debt Relief, Files numbers every thing even Micheal Tongkeamha sr. Debt Specialist, he was one of many people That was personal Helper, This is far from over with me, I will never rest until I get retribution, Next step. Lawyers, Lawyers and more LAWERS! any advice from my college, will help, if we band together, I'm sure their are plenty of people to SUE!my email briansheehan83@yahoo.com
I was checking out Debt Relief for a relative, because I had a bad feeling about them, and that feeling has been confirmed. I myself have used a debt counseling service that I am extremely pleased with. 2 bills have been paid off, and another 2 are very close to it. I would recommend them to anyone in difficult circumstances. Just google FCCS for more info. They do have a fee, but it was worth the savings I received in interest reductions. There are good companies out there.
My experience has been about the same as hazelnutmegan... this morning I got a little worried when I called Johnson Law Group NV and found out they had closed up shop, and all accounts had been transfered to The Johnson Law Group FL. Aftter calling the FL office, they stated my account hasn't been transferred and gave me a number to call. I left a message and hope to get a return call soon. I also called Global Client Solutions, who is the company that collects the money, puts it into the Rockey Mountain Account, and distributes it to the proper people according to whatever arrangements were made between Johnson and the company to be paid. I've had one bill settled, and another is due to settle in NOV. I KNOW they are getting their payments, and Johnson can't remove any $$ from my account. If I don't get some answers by the time the debt is paid off, I will most likely close the account and deal with my final debt on my own. Although I haven't had problems yet, this is starting to REALLY worry me!
I joined Debt Relief of America a few years ago, and aside from one incident, I have not had any major complaints. I know my debts were paid, because I received forms from the companies stating that they had settled.
If I wanted to lower my monthly amount, they made it very easy for me, and if I needed to take a month or two off from my payments, I could do that as well.
As far as the money in the account "Rocky Mountain Bank and Trust" --- there was a monthly maintenance fee by both the Bank and by DRA. One fee was $39.95 and the other was $8.95, so I was paying a total of approximately $50.00 a month just for using them as a service. I knew about the fees beforehand, and even though I kind of resented them, I understood why they were there - this is a business, not a service, so I needed to pay a monthly fee as well as a closing fee everytime they settled an account.
NOW - Knowing all that, I do have to say that if I had it to do over again, I would have done it differently. I would have talked to my creditors and tried to work something out with them. Now I know that most of them have programs that will work with people, so that its a win-win situation.
I just felt that people should know that despite a few problems, this company has actually helped people.
WOW! that is horrible... my friend was almost in the same situation. They called him offering their hardship program. Originally, he is not from an english speaking country and they caught him on that, because he couldn't understand everything clearly and couldn't work out a deal with creditors himself.
later he told me that he had deposited to their account around $1500 during first couple months and they did absolutely nothing for him. He barely recovered $300 from them plus during that 6 months he received a letter from a creditor notifying him that he might be taken to court if he not pays them off...
that was a very sad story, they put him in a worse situation. but I think he found another company now and they are doing good for him
When I started this program on August 2008 after hearing there advertise on local popular radio station. They first advertise under the name "FreshStart America" then just recently after a year of paying a total of $10, 000+ a payment of $360.00 a month. I received a letter indicating that this company under another one of their alias "Debt Relief of America, LP" filed for bankrupcy (Chapter 11). I have called the only known number on my application and made a call to "FreshStart America" since i refuse to believe the letter from the Northern Court District of Texas Dallas Division. I waited about 30 mins being transfered over countless times. I finally spoke to a representative who informed me that FreshStart America aka Debt Relief of America, LP are filing for Chapter 11. She also mentioned that "they" "Johnson Law Group" are taking the blame for everything and that all of my credit cards HAVE NOT BEEN PAID NOT A SINGLE DIME! of course like most cases like this my money is unaccounted for. In addition, they can "SIGN ME UP" in their program & start saving again after reassuring me that this will not happen again. YEAH RITE! My only formal means of knowing what's going on are court documents with a case no. [protected]-9008) ---- (this is my valid claim) filed last NOv. 2008. In addition, I am also finding out that these people are able to toy people around is because they are compose of lairs that know every single way of squeezing a penny out of you. These people could afford the best lawyers to fight you with your own money they are also backed by filthy rich people that gets rich off riping you off too. Call it a pyramid scam if you like. Please stay clear of any debt solutions that promises to cut your debt in half. I was struggling this whole time just trying to pay them and had cut back on everything. I have never been so much in debt in my life. I will never get my money back. Please people if you are reading this, you might feel the best solution is to contact your creditor when your in debt, but they can be the solution to your problem.