Debt Collections / Telephone Harassment
TAM called me back in 2004 at work referencing an alleged debt from 1996. They said I owed $438 from an apartment complex I left. I figured they were trying to stick me for some kind of damages, but they returned my deposit, minus $15 because I used the toilet while I was waiting for a walk-thru. I asked TAM why after 8 years I am being contacted and they said they have not been able to find me. Hmmmm I have always had a published number... I asked them to send me documentation of what and why I owe and I will look it over. They said they didn't have to show proof of anything and that I owed the money and if I didn't pay them they would drag me into court and I would have to pay their attorny's fees... After being constantly harassed by phone at work, I read up on the debt collector's act and wrote them a letter, sent it registered mail asking them to produce the proof of debt and to cease calling me. It took about a month AFTER they signed for the letter to stop harassing me. Now we are in 2009, nearly five years later. Like a bad case of herpes, it cropped back up. They have once again began their telephone harassment, calling me many times a day, ignoring the previous letter I sent them and violating the debt collection act even more. I did file a complaint with the Federal Trade Commissionand am in the process of once again sending them another registered letter to cease and permanently stop the harassment. WOW after nearly 13 years and they still harass me for something I dispute owing and they keep getting away with this.