I have only had my cell phone for 1 month now, and already problems with a charge of $19.95. On my cell phone screen, it says CSW - subscrip. My son called Verizon to see what these charges are for. Mind you, my son has a PhD degree and when he was done with the phone call, he still wasn't sure what this was for or how it happened. Verizon did say they would remove the charge, but now I am worried that the charge may appear again next month. After reading the other complaints about CSW, I now understand that they are a separate entity. Therefore, now I am wondering if I should try to call CSW to make sure the subscrip is canceled. Don't even know what the subscrip was for! But, like the others have said, this is sure a scam and a rip off. And, something needs to be done about it!