credit reports / Hidden membership
They promise a free credit report -- ask for your credit card number to make a $1.00 charge which they say will be refunded later. Then they ask for your SSN and other private info. This is nothing but a scam to get your personal information and numbers.
If you ever do get to the free credit report you will then find yourself charged with a monthly membership fee.
Don't bite on their "free credit report" scam.