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Credit / unothurized charges

1 United States Review updated:

I requested a free credit report and i was told that my card would not be billed i go to
check my bank account an i see 14.95 deducted from my account from some mini report .com
and i did not signup for this credit report monitoring FRAUD FRAUD

07-02-2009 Withdrawal Debit Card / MNI*CREDITREPORT.COM [protected] CA Date 07/01/09 24351789183680458881126 7321 14.95

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  • Ca
      8th of Jan, 2010
    0 Votes

    Suddenly I had a charge for "CREDITREPORT.COM 866-8833309 CA" - $14.95 on my December 2009 credit card statement. I have never gone on any of these fraudulent sites and got stiffed for some sort of "free" credit report. I know their game. I called the number 1-866-883-3309 and was on hold for 27 mins. They cannot find an account for me based on my social security number. So I ask for a refund. Couldn't give one if I don't have an account, they say. They told me to take it up with my credit card fraud dept. These people need to be taken down by gov. investigation. How can a company who is to be a watch dog for your credit, fraudulently charge to arbitrary credit card accounts? Speaks volumes what a sham they are.

  • Ji
      9th of Jan, 2010
    0 Votes

    They did they same thing to me! If you go to there site you will notice there is an automatic fraud monitoring when you get you free credit report, witch i think is BS it's entrapment because you are allowed one free credit report each year! Go to there good i use them no unwanted charges.

  • El
      9th of Mar, 2010
    0 Votes

    Unfortunately got fulled the same way, it is extremeyl frustrating. Thanks God i bank with Wells Frargo, they are great in tracing bad companies like this one plus they give you your money back right away.

    03/08/10 CHECK CRD PURCHASE 03/06 CREDITREPORT.COM 866-8833309 CA 434256XXXXXX7096 066040016036640 ?MCC=7321 125008547DA01 $14.95

  • Sa
      17th of Mar, 2010
    0 Votes

    How often do we not read the terms & conditions of apps we download? Most of us don't, we just click the boxes to get on with what we're doing, right? On the site, they post in 2 different places the email address of the ONLY site to go to where you can get a credit report that is absolutely free with no strings attached. ( Is it that the promise of a free service affects your ability to read? It's posted on the very page you first see with, the ongoing services disclosure. It doesn't look as fancy as the "free credit report" part does but the info is right there. In anyone's past experiences, when did something "free" require you to enter your credit card information? And when entering your credit card #, why wouldn't you read the terms&conditions posted directly uderneath where you entered that #? Weren't you concerned about why you were entering those numbers? This isn't some rinky dink company out to scam people!! You get a free report and they get the opportunity to market the credit monitoring service. No one would be billed for anything that they didn't want to be billed for if they did not agree to the terms&conditions. With internet fraud and phishing sites and new identity theft technology, how careless of anyone who enters credit card information on the internet and doesn't read the terms&conditions!!! If you've had a bad experience with, blame yourself first and then feel lucky that your carelessness didn't get you involved in a phishing site that maxes out your credit or debit card. Be more careful of where and why you're giving your credit card number or any personal information!! They make a credit and identity monitoring service for people like you and it's at

  • Na
      11th of Nov, 2010
    0 Votes

    Remove this from my bank account

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