Eddie will take your money and run. Do not send this clown a penny. He is a desperate businessman and he is very unproffessional. He has insulted me several times when I confronted him. He operates on fear tactics because his products & services are sub-par. I sent him $5, 500.00 in November 2006 and still I have received nothing but lies from him. He was supposed to fix my credit and get my credit score up and all he did was feed me stories for 12 months about how things take time. After the 13th month I realized he was feeding me garbage. DO NOT SEND THIS GUY A PENNY!!!