Hello to my fellow victims:
My husband claims he wrote the comment above that begins, "My wife, not knowing any better..." even though it was posted nearly a year ago! LOL then cry!
Last night I gave up all my stats and got my credit report, which looks very legit, and my credit score. I should have seen the red flags when I had to enter my credit card number. Dumb dumb dumb!
AFTER I DID THIS I found all the sites reporting the scam/fraud! All those complaints made my hair stand on end. I'm usually so careful.
You can't find CreditDiagnosis at the Better Business Bureau. However, the "company" has morphed from http://www.free-credit-reports-instantly.com. The BBB reports that FCRI is no longer in business and it had, get this, a total of ONE employee! The BBB LOGO appears on the FCRI site but when you print the page you don't get all of the front page with the business name nor the IDENTIFYING yellow" sticky note" claiming it's only a dollar. The name appears on the second page but with a different a different address in Massachusetts, CreditDiagnosis is in Illinois now.
Though the printed page is lacking the company name and the yellow "sticky note" it shows up VERY NICELY on a photo I took of my computer screen! I copied every page I submitted last night. I'm a health care provider and kind of OCD about documentation!
I haven't felt the effects of this scam yet, but I bet they're in progress. I going to my insurance agent to get ID theft insurance and plan to notify my credit card and bank. Apparently this person has no qualms about selling our information!