In February, 2007, after reinforcing my home against wind damage, I discontinued Wind Storm coverage through Citizen Insurance. In September, Citizen offered a dual policy for both Wind Storm and Property Insurance at less than precious Property Insurance Coverage. I took the hook without complaint.
Countrywide discovered the lapse. Forced me to pay for it AFTER THE FACT. I believe Insurance is Purchased for Pending Problems. Not when the insurer knows they won't have to pay a claim.
One can use any excuse for actions taken. This is such an obvious and blatant act to acquire moneys from one who is retired and also Epileptic.