Core Value Health Insurance / Not reimbursing for claims
I was sold this Health Insurance with Core Value/AMLI, by a broker who told me it was foolproof I paid an extra $100 per month for it to cover more. It was supposed to pay for $1, 000 per day while in the Hospital plus other limited charges. I was in the hospital from October 11 thru 16. Because Christus St. Elizabeth's in Beaumont, Tx did not accept this insurance, I had to pay up front $6, 400 just to be admitted, then the balance of $12, 800 on November 1, 2011. I have been trying to get reimbursed since November 1, 2011 and it is now March 18, 2012!!!
Everytime I would call, they would need another bill or a different type of bill. I have sent 5 copies of the statement, copies of my payments, called the hospital to get them UB lists...anything to stall!!! I keep being told it is being "Processed"????? Just how long should processing take?
I am vary frustrated, but will not give up! I have cancelled this"crappy, costly insurance" and would not recommend it to anyone! I
am a Cancer survivor from 2005 and a Diabetic, getting insurance is a nightmare! I finally found Good Insurance through another company. $19, 200 is a lot of money to be lost when one is facing retirement!!!