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The good, the bad, and the ugly - discover what customers are saying about Consolidated Opportunities

Welcome to our customer reviews and complaints page for Consolidated Opportunities. We understand that making informed decisions about where to invest your time and money can be challenging, which is why we've created this platform for our community to share their honest feedback about their experiences with Consolidated Opportunities.

On this page, you'll find a comprehensive collection of reviews and complaints from real customers who have used Consolidated Opportunities's products or services. Our reviews are authentic and unbiased, providing you with a complete picture of the company, its products or services, and their customer service.

Whether you're considering doing business with Consolidated Opportunities, or you've already had an experience with them, our community's reviews and complaints will give you a valuable perspective on what to expect. Our goal is to help you make informed decisions about where to invest your time and money, and we hope that our platform will be a valuable resource for you.

Please feel free to browse our reviews and complaints and share your own experience with Consolidated Opportunities. Your feedback is an important part of our community and will help others make informed decisions.

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5:21 pm EST
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Consolidated Opportunities Unpaid Commissions

I am a 24 year old full time College Student and an Iraq Veteran with the South Carolina Army National Guard. I came across Consolidated Opportunities last February and after about an hour of sales pitch and hustling, I bought into the idea of making an extra $10, 000.00 by the end of the year. The sales rep. told me that with the at home program I would not have to do anything to make money, just generate traffic to my site and let it do all of the work for me. He also told me that I would have creative control over what was put on my page. I went on to find out later from Jeremy Bebout that he was just selling me false promises. Next I spoke to James, who sent me a bunch of material by way of e-mail and called me four times selling me on the importance of their marketing packages. I spent $1, 900.00 on a package that he guaranteed would generate enough traffic to make me $10, 000.00 by the end of the year, and increase my popularity on Google to have my site within the top 50. He said directly from his mouth that he guaranteed 1 to 2% conversion on all traffic to the site and that if I didn't make back the money that I spent on the package within the first year, I would get my money back. After I paid for the package and read the material, I realized that I would not be getting my money back but only another year of the marketing package. It alarmed me, but the thoughts of the site making me an extra $10, 000.00 kept me optimistic. Six months into it, the marketing did nothing that he said it was going to do. Although I did my own marketing to generate business for myself, when I faxed in the request for payment of commissions on September 8, 2009, they never paid me. It has been over three months and they have yet to send me a check. I've called every week for the last two months in regards to my check and I have spoken to James once, and every time after that they've sent me to either James or Michelle's voice mail. They have not returned my calls or shown any intent on paying me what I am owed. I am filing complaints any and everywhere I can so that no one else will get bamboozled the way I have. CONSOLIDATED OPPORTUNITIES IS A REAL SCAM AND THEY SHOULD PAY FOR WHAT THEY ARE DOING TO HARDWORKING AMERICANS AND THEIR HOPES AND DREAMS FOR A BETTER FINANCIAL FUTURE.

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MrBizz
Pflugerville, US
Jun 23, 2010 12:40 am EDT
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These guys are the [censor] of the earth and scam artist. They ripped me off for $8, 695.00 and I did not see a single penny. Keith Warner is a worthless piece crap he lied to me like the [censor] sucking dog that he is! He told me I could make 50 to 70k a year if I joined Consolidated Opportunities after I joined that loser would not even return my call. It looks like I was not the only one that got scammed by ConOpps

I wrote and call the AZ Attorney General's (Terry Goddard) office they told me they would take action against Consolidated Opps if enough people wrote or call them and file a complaint against the company. I truly believe if enough people called or write to them they will have to take action and file charges against all the people that works or worked at ConOpps. They all should be sent to prison and made to do 20 years hard labor eating cold beans off a tin plate!

Pls Don't let them get you crime call or write to the AZ State Attorney General's office. The phone number and address is below.

If you would like to write here is the name and address

Terry Goddard
1275 West Washington Street
Phoenix, AZ [protected]

If you would like to call the numbers are

[protected] or [protected]

Remember you have nothing to lose but if you don't try you have lost!

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Watching out for you
Athens, US
Mar 05, 2010 1:56 pm EST

Did you sign a contract with this company? Take another look at it...Does it have an arbitration clause, as to where you will have to settle any disputes with the company. Does it say Arizona? These companies are COUNTING on that you do not have the money or the time to come to Arizona and fight, and they will do their best to see that you go quietly away. Otherwise, they will throw a lawsuit against you for defamation, you will have to hire an attorney in Arizona, unless you have the money (lots), and time (court cases like this can take MONTHS) to fight them on their turf.

These companies have deep pockets (just my opinion but they are probably using yours, mine, and everyone elses money who has fallen for their "sales and marketing" tactics.)

File complaints where you can, BBB, your state Attorney General (although mine said the business was in Arizona and therefore out of my states jurisdiction, so sorry can't help, Federal Trade Commission, The US Postal Service if you received something in the mail, The Counsel on the Aging (older persons), your local news consumer help line, your local newspaper, any consumer fraud agency you can find.

Check the web for a lawsuit issued by "Bankcard Empire" dba Davidan Corporation. These people are involved in a lawsuit for defamation for posting complaints on the internet against the company. Even though the defendants hopefully posted the FACTS, they are now shelling out lots of money to fight a company who has a lot more money, and on the companies own turf. The defendants may win the day, but at what cost.

Please do not ever give anyone your credit/debit/bank account number when the person/company CALLED YOU. Unless you have the money and time to fight this, I would say let it be a "lesson learned the hard way". I am going to continue to fight the company that threatened me when I complained about them, but I am about done, and ready to walk away.

Write your Representatives and Senators in your state about this situation. These so called business are bleeding the people of America dry, and all because they are so good at deception. There are lawyers that own some of these companies, and are using their education, not for the good of the people, but for the good of themselves. Putrid ###!

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3:33 pm EST
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Consolidated Opportunities Scam Rip Off Liars

Got me for $9, 000.00 Lets get the media in on it to shut these crooks down. Contact them here WABC-TV.7-on.your.[protected]@abc.com Maybe if we get enough people they will investigate them. For the guy who says he made money by doing his own advertising and not sitting there(Probably Jeremy Bebout) That's what we paid you for remember?$8, 495.00 for advertising(what a joke. Feel free to email me @ [protected]@hvc.rr.com No need to go into details. They do the same to everyone.

Read full review of Consolidated Opportunities and 2 comments
Update by Sid D
Nov 10, 2009 4:25 pm EST

There legal department left me a message because I emailed them copies of these complaints. Can you believe it. I sent them 3 emails about my check and they wouldn't respond.

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MrBizz
Pflugerville, US
Jun 23, 2010 12:41 am EDT
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These guys are the [censor] of the earth and scam artist. They ripped me off for $8, 695.00 and I did not see a single penny. Keith Warner is a worthless piece crap he lied to me like the [censor] sucking dog that he is! He told me I could make 50 to 70k a year if I joined Consolidated Opportunities after I joined that loser would not even return my call. It looks like I was not the only one that got scammed by ConOpps

I wrote and call the AZ Attorney General's (Terry Goddard) office they told me they would take action against Consolidated Opps if enough people wrote or call them and file a complaint against the company. I truly believe if enough people called or write to them they will have to take action and file charges against all the people that works or worked at ConOpps. They all should be sent to prison and made to do 20 years hard labor eating cold beans off a tin plate!

Pls Don't let them get you crime call or write to the AZ State Attorney General's office. The phone number and address is below.

If you would like to write here is the name and address

Terry Goddard
1275 West Washington Street
Phoenix, AZ [protected]

If you would like to call the numbers are

[protected] or [protected]

Remember you have nothing to lose but if you don't try you have lost!

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Bup
Charleston, US
Dec 29, 2009 8:00 pm EST

The old adage “There is strength in numbers” remains true to this day. Many people have been wronged, and taken for hundreds and thousands of dollars, but feel alone with no one to turn to; No one that they can rely on to aid them in getting the justice that they are warranted. Well I am one of those people, and I have been victimized and taken advantage of by a “company” that calls itself Consolidated Opportunities. But, I refuse to be a victim any longer! I refuse to sit idly by and allow these scam artists to continue taking advantage of the hardworking, ambitious people of America that only want to make a better living for their families and themselves. I want to organize, protest, write, talk, scream, and shout about the scandalous deeds of Consolidated Opportunities. The people that they have scammed out of Thousands of dollars only wanted to make their way into the American Dream… well in the essence of America I will exercise my freedom of speech and I urge you to joy me by doing the same. Together We can get the Justice that We Deserve! Join my group to receive information on what I am doing to get justice.

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2:05 am EDT
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Consolidated Opportunities Complete SCAM and RIP OFF

There is so many things wrong with these people, they are just out for your money, IT IS A SCAM!. 1.) FIRST: The salesperson gives a nice presentation where you can earn money from home collecting leads for Mortgage Companies and Lenders. Sounds good. All it costs is 395.00 for the website that you collect the leads on. You can order their add-on Ad Tracker feature to track where your leads come from to better analyze where best to put your marketing efforts. this costs an additional $100.00 for a total cost of $495.00. Okay, this sounds good too. They have you choose a name, they secure the URL and you are in business in less than 24 hrs. They also encourage you to fill out the form yourself and get paid, for yourself as a lead. So I did this. They said they sell the lead immediatly and they sell it up to 4 times. Well, it took them over 7 days to verify my name as a lead and over 7 days to sell it, and it only sold AFTER I called them and talked to them. This was in May and I have yet to see a check! 2.) SECOND: The next day their marketer called and used high pressure sales tactics and big lofty promises to purchase a marketing package the man guarenteed would drive people already looking for a loan to my site. I was pressured into paying $1000.00 for that (I have now been swindled for $1495.00 total). The marketer told of their other clients bringing in 6 figure incomes and that the traffic would pick up and begin increasing in 5-9 weeks. HIGH PRESSURE SCAM! 3.) THIRD: I called 2 times after my initial call to inquire about the lack of people filling out the form and the hundreds of people they claimed they were driving to my site. I was upset because I was still the only lead and they reported that 700+ people had been driven to my site, remember: they were driving people that were already interested in obtaining a mortgage... How could there be hundreds of interested customers, but yet none of them were filling out the no cost, no obligation form?! While on the phone with the woman, she told me I had a total of 5 leads. This was strange as I was just looking at it when I started the phone call and I only had 1. SOMETHING SMELLS FISHY! 4.) FOURTH: I contacted the woman about some improvements to the website they were planning... this was 2 months ago. I have sent several emails and made several calls. I STILL HAVE NO ANSWERS! 5.) FIFTH: I called back (now this has been 3 months since I signed up) to complain that I didn't have any more leads despite the now THOUSANDS of mortgage interested traffic they were driving to my site and that I was never given an answere about the website improvements as promised. I WAS PASSED OFF TO VOICEMAILS! So I left 2, and miraculously, I gained 4 more leads... now my total leads equal 9. WOW a whopping 9 in 4 months! Not the 6 figure income promised and the business was promised to pick up and take off in 5-9 weeks... well it hasn't done JACK! 6.) SIXTH: I have 134.00+ that the program says I have earned, yet I HAVEN'T SEEN A PENNY! It has been 4 months. Payments are to be made once a month. YAH RIGHT! 7.) SEVENTH: I had my name sold as a lead over 3 months ago and I have NEVER had a lender call me!

THESE PEOPLE ARE CROOKS! I am a stay home mom who needed to help the family make money during this hard economic time and they took advantage of me. They made promises they never intended on keeping! They STOLE money ($1495.00) from my family, because they pressured me into buying their program when they knew it wouldn't make me a dime, after they told me I would make really good money! THEY SHOULD FACE CRIMINAL CHARGES! I AM VERY SAD AND UPSET! THEY NEED TO BE STOPPED. HELP!

HOW do we who have been taken by them get our money back?

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MrBizz
Pflugerville, US
Jun 23, 2010 12:43 am EDT
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These guys are the [censor] of the earth and scam artist. They ripped me off for $8, 695.00 and I did not see a single penny. Keith Warner is a worthless piece crap he lied to me like the [censor] sucking dog that he is! He told me I could make 50 to 70k a year if I joined Consolidated Opportunities after I joined that loser would not even return my call. It looks like I was not the only one that got scammed by ConOpps

I wrote and call the AZ Attorney General's (Terry Goddard) office they told me they would take action against Consolidated Opps if enough people wrote or call them and file a complaint against the company. I truly believe if enough people called or write to them they will have to take action and file charges against all the people that works or worked at ConOpps. They all should be sent to prison and made to do 20 years hard labor eating cold beans off a tin plate!

Pls Don't let them get you crime call or write to the AZ State Attorney General's office. The phone number and address is below.

If you would like to write here is the name and address

Terry Goddard
1275 West Washington Street
Phoenix, AZ [protected]

If you would like to call the numbers are

[protected] or [protected]

Remember you have nothing to lose but if you don't try you have lost!

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buddy fernow
Milwaukee, US
Mar 24, 2010 3:07 pm EDT

DEAR ANDRE,
I KNOW HOW YOU FEEL, THEY TOOK ME FOR 6800.
ITS HARD FOR ME TO BELIEVE THAT NOTHING WAS DONE TO THIS COMPANY. ITS REALLY NOT FAIR. IM SORRY FOR YOUR MISFORTUNE. BUDDY

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asmic
Terrebonne, CA
Nov 24, 2009 12:24 pm EST

I been trap to for 4000$ with that companie I am from Canada but be sure That all the peoples here will be advise .I was director of union FTQ that represent 500, 000 m, embers and at the convention in las vegas all delegation will be advise to I am french but the little I kno in english will be tranmet to all the organisation like Moose, Fr Masson, Knite of Colombus, Aramis ect ect I woul like to be in the state where they make businesse be sure it will be someting els.

Andre

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Charlie Richardson
Sulphur, US
Sep 13, 2009 5:07 pm EDT

I am in the same position as the lady who posted this complaint. I invested $4, 395.00, have over 11, 000 hits showing in the back office and only have two sales in the back office totaling a big $18.00, one of them being my lead. The gentleman who scammed me into buying 20, 000 leads said, "in July I would be in the red and beginning in August I would be in the black and earn from $5, 000 to $7, 000 for September." I signed up in June. Yes, this is a big rip off. I will be filing a formal complaint with the FTC and BBB very soon on this organization.

Charles Richardson

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buddy fernow
Milwaukee, US
Aug 13, 2009 3:45 pm EDT

I know all about this, i ws taken for 6, 800. So I know how you feel. iI think the are internet terriosts.

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Do not fall for this stay at home making money scams through internet. The sales counselor is very skillful using high pressure tactics to get you to sign up with their proven system where you make money from someone filling out an online form to apply for a loan from your website; it would not surprised me if He/She used to be a car salesman and let me...

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Consolidated Opportunities Do not trust

Thanks for all your comments about Concolidated Opportunities. I am going to print them and send them along with my complaint to the IL State Attorney. I have already disputed the charge with my credit card company. Obviously they won't accept phone calls until you have passed their "three day cancelation policy". The Feds allow 90 days from the date you receive the charge. I had a fraud alert on my card so was notified the same day the charge was posted. The person I needed to speak to get a credit on my card was not available until their 3 day cancelation took effect. I suggest that everyone file a complaint with their own state attorney in their own state. A complaint filed with the AZ State Attorney can't hurt, as one of the victim's has done. This company is not accredited with the BBB, but post a complaint with them also. If you have a TV station that investigates frauds, it couldn't hurt. We need to get this message out to as many people as possible.

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MrBizz
Pflugerville, US
Jun 23, 2010 12:44 am EDT
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These guys are the [censor] of the earth and scam artist. They ripped me off for $8, 695.00 and I did not see a single penny. Keith Warner is a worthless piece crap he lied to me like the [censor] sucking dog that he is! He told me I could make 50 to 70k a year if I joined Consolidated Opportunities after I joined that loser would not even return my call. It looks like I was not the only one that got scammed by ConOpps

I wrote and call the AZ Attorney General's (Terry Goddard) office they told me they would take action against Consolidated Opps if enough people wrote or call them and file a complaint against the company. I truly believe if enough people called or write to them they will have to take action and file charges against all the people that works or worked at ConOpps. They all should be sent to prison and made to do 20 years hard labor eating cold beans off a tin plate!

Pls Don't let them get you crime call or write to the AZ State Attorney General's office. The phone number and address is below.

If you would like to write here is the name and address

Terry Goddard
1275 West Washington Street
Phoenix, AZ [protected]

If you would like to call the numbers are

[protected] or [protected]

Remember you have nothing to lose but if you don't try you have lost!

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helpyourneighbor1
Phoenix, US
Mar 05, 2010 10:10 am EST

A person is in New Jersey has filed a lawsuit against "Consolidated Opportunities" along with some other dubious businesses. Search "COLUCCI v. BANK OF AMERICA" the case number is 2:2010cv01000 filed February 26, 2010. Go to www.judiciary.state.nj.us to view the lawsuit. ANYTHING, and I mean ANYTHING coming out of Arizona is a RED FLAG. Hang up the phone, otherwise you might as well take your money and light it on fire. Unless you're lucky enough to have a credit card company that is on your side, great, but if it's one of the big ones, you will probably NEVER see your money again. NEVER, NEVER, NEVER give your credit/debit/bank account card number to anyone who CALLS YOU. I apologize if I sound like I am lecturing, but I have been investigating one of the companies listed on the lawsuit for over a year, and I have found out that it is a BIG spider web of Limited Liability Companies, with lawyers owning some of the businesses, with convicted felons on the payroll, and whole families in the thick of it. Millions and millions of dollars are going into their pockets, and new million dollar homes, and my guess is offshore bank accounts. Contact the Attorney General in your state and ask that a "Cease and Desist" be issued against this company. If you can get that done the company is committing a crime if they contact anyone in your state and offer them a business opportunity, and are then in violation. FACTS are not considered defamatory. Only post the facts on complaints board, or you could be in the same place as 9 defendants who are right now fighting against defamation, aiding and abetting, etc. charges in a court of law in Arizona, after posting on the internet. Search "Bankcard Empire lawsuit".

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dakmba10
Port Orchard, US
Feb 22, 2010 7:49 pm EST

I am glad I found some other people that have been ripped-off by these scammers. Count me in as one who forked over 5, 000.00 on a credit card. Right now I am researching tax law (my Turbo Tax doesn't go into it deeply enough) to find out if I (and now you good folks) can write the money we gave them as a "loss". Has anyone else looked into doing this?

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Marlene
Orlando, US
Feb 22, 2010 2:19 am EST

They also operate under Low Rate Approvals

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Marlene
Orlando, US
Feb 22, 2010 1:49 am EST

I wanted to let it be known that this company also operates with Advanced Media Group.All the complaints I have read are the same that happened to me. Contact Arizona Attorney Generals Office and get a case number assigned. But my complaint was against Advanced Media Group; that company then offered a "free" opportunity in addition to what I paid for with Advanced Media Group. As before, no one would answer the calls when one tried to cancel within the 3 day period. They wouldn't return the money but offered a second opportunity with Consolidated Opportunities, to sell leads of clients who couldn't get approved through Advanced Media Group. They have operated under many different company names and change their own names as they proceed. I received yet another call for another "business opportunity" out of Phoenix a few days ago, and explained to the lady that called about being defrauded by Advanced Media and Consolidated Opportunities, and she replied that there had been some arrests involving Consolidated Opport. as reported in a Phoenix paper maybe a week ago or so. Keep in mind that over 90% of companies that operate out of Arizona are fraudulent companies. Why? Corporate laws are so lax and no one oversees their business practices. Contact the governor there also. She has a website. My local state attorneys office did nothing for me. Also contact Federal Trade Commision. Mention both companies. S. H

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A Great Grand Mother Stabbed
Cullman, US
Feb 19, 2010 12:54 pm EST

I notified Pay Pal about this company immediately last September 09, they refuse to remove the charge. I have reported them to AL and AZ Attorney Gens Office. Plus, BBB AZ, FBI and other resources. I received Nothing from these people I am a Great Grand Mother with a critically ill husband. I got their bogus call as soon as I got a PayPal Credit Card. I cancelled the card immediately and paid the balance of 87.00 by Cashiers Check. Pay Pal are trying to collect 500.00 from me, I DO NOT owe the money. I don't trust their company and will not pay the charge that was cancelled with in 24 hours. I have sent PayPal full information about this fraud company yet they keep sending me statements and ringing my phone. I received nothing and I will pay nothing. Consolidated Opportunities who prey on the elderly should be in prison...all of them.

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Lee Phoenix 79
, US
Aug 11, 2009 9:37 pm EDT

Hi everyone,
I literally just got off the phone with an individual named Tim Balthasar, who is an employee of consolidated opportunities. As listed in previous posts, he gave the scripted explanation asking me for $150.00 to start up and not $295.00. I have been in sales/mgmt my entire working career and pointed out the tactics he used to attempt to close the deal by name. Thus bringing down the initial cost of start up.
Meanwhile, I was online researching the obvious attempted fraud taking place. Thank you all for bringing this scam to light. I have some additional information for you all. I was told to check out a sample page www.terweyloans.com and consolitatedopps.com.The name had been shortened . I initially spoke to someone named Denise before she played a canned presentation for me afterward I was transfered to Tim, where he began his sales pitch.
I told him that I was going to decline because I had found complaints and wasn't comfortable with proceeding.He very rudely said OH REALLY? Then hung up on me. I agree with everyone else on this page.
The phone #'s I was contacted on were [protected] and [protected].

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pbc-333
Saskatoon, CA
Jul 10, 2009 5:43 pm EDT

Hey guys, I read up on your blog and took initiative to file a police report about Consolidated Opportunities. Also, I have created a facebook group to put the word out there and am thinking to post a newspaper add about it. I encourage you guys to do the same if you want to take action.

Come check it out:

http://www.facebook.com/group.php?gid=118499748453

Nadine

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Mattew
, US
Jul 02, 2009 4:29 am EDT
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You're welcome Susie Q 2. I must apologize for my grammar and spelling mistakes. I feel silly about making them, but what to write a detailed explanation about what happened to me so others would catch the red flags of Consolidated Opportunities and not make the same mistake.

Also "my" website is lockdownloans.com not loanlockdown.com

I agree we need to warn people about this "business" and get them closed down for good. I will follow up with your advice to file an investigation against them.

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Consolidated Opportunities Unauthorized credit card charges

SCAM...RIP OFF...FRAUD...CONSOLIDATED OPPORTUNITIES, also known as NORTH AMERICAN LOANS, AND OTHERS NO DOUBT

A month ago, I personally got taken for $6, 600 and currently have disputes filed with my credit card companies. They used high pressure sales tactics twice on me. I did very little due diligence and their deal guy, Keith Werner is very good. At the time I asked about the only negative blog (many more now) I could find from someone who had trouble with NAL and they had a come back. Sounds like they operate both companies from the same site. Deal went down afternoon of 5/22/09. No refund policy which they fail to mention and try to get you to digitally sign a contract on the spot.

Consolidated Opportunities is listed on the BBB, but they are not
a BBB Accredited Company.

Consolidated Opportunities
10201 S. 51st St #120
Phoenix, AZ 85044
[protected] Phone
[protected] Fax

James Bunch-CEO
[protected]@yahoo.com
James Smith-COO
[protected] ext. 1257
Keith Werner-Welcome Coordinator
[protected] ext. 1207
ConsolidatedOpps.[protected]@gmail.com
Jeremy Bebout
[protected] no ext
[protected]@consolidatedopportunities.com
Michelle Bigley
[protected] ext. 1258
[protected]@consolidatedopportunities.com
Danielle Blackwell
[protected]@consolidatedopportunities.com
Philip J. Heinrichs
Signed Receipt for letter requesting refund on 5/23/09
Tabitha

Back Office
websitemgmtsystem.com/members

Condolidated Opportunities, also known as North American Loans

*Offers a proven system where you make money from someone filling out an online form to apply for a loan from your website. Sign up fee cost $195.00 and upwards to $350 for extras with the website.

*Guarantees you earn commission ($5 to $100) on every lead generated through your site whether they get a new loan or not! Get paid up to 4 times per lead. They charge $1.99 processing fee per lead. Compares themselves to
Lending Tree and Ditech.

*Aggressively sells a tiered advertising scam ($3K, $6K or $8K) to get traffic to your website which is necessary to get to the income level promised and to get anywhere with the website you've already purchased to earn income.

*Sells a scam that promises more than they can possibly deliver.

*Lures would-be entrepreneurs with false promises of big earnings for little effor. They pitch their fraudulent offerings on the Web; in e-mail solicitations; through telemarketing pitches, etc. *Promotes fraudulent business opportunities using high-pressure sales tactics to get you to buy in. If the business opportunity is legitimate, it'll still be around when you're ready to decide.

Read full review of Consolidated Opportunities and 28 comments
Update by TripsMom
Jul 05, 2009 5:49 pm EDT

You need to do like the rest of us and file with the BBB, FTC and Attorney General of Arizona and your own state.

Also, you gotta love the "double double" guarantee. Why would you need free advertising if it didn't work the first time.

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Charles Strickland
Pacifica, US
Feb 11, 2010 8:32 am EST

initial charge of $250 to start a business on the first call and the second call contradicted the implying an additional fee of $6, 500 would be a great deal. They already had my credit card number of Capital One and I disputed the charge the day it was charged. I am suing this company. I have not received a dime from this Consolidated Opportunities and they have $6, 750 off of my credit card and will not return it.

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cfredflyu
Baltimore, US
Jul 22, 2010 11:48 pm EDT
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This sounds like the company AMERICAN WEB EARNINGS. On THIS side of the fence, there are about 250 people who were scammed from anywhere from 5k to over 8k. SOLOMON CHAVEZ is the salesperson and JOSHUA MURRY is the IT tech. I guess that's what they call him. Anyway, I have begun an investigation and have filed the FTC, the FCC, the ATTORNEY GENERAL of ARIZON and the BBB. I am hoping the other 200 are doing the same.
It's funny though. Someone claiming to be AWE's lawyer tried to ask what they could do for me! I laughed and asked him where he was 6 months ago. Then basically told him to take a hike and do not call me anymore. Anyway, I am hoping our wonderful justice system is working today. Otherwise, they will just let these crooks go!

Vince Dvorak

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brsbrian
mesa, US
Jul 12, 2010 2:33 pm EDT
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If you have lost money with this home based business or any other there is recourse to try and get your money back. Give me A call and I will see if we can help you. Call Brian @ [protected]

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MrBizz
Pflugerville, US
Jun 23, 2010 12:43 am EDT
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These guys are the [censor] of the earth and scam artist. They ripped me off for $8, 695.00 and I did not see a single penny. Keith Warner is a worthless piece crap he lied to me like the [censor] sucking dog that he is! He told me I could make 50 to 70k a year if I joined Consolidated Opportunities after I joined that loser would not even return my call. It looks like I was not the only one that got scammed by ConOpps

I wrote and call the AZ Attorney General's (Terry Goddard) office they told me they would take action against Consolidated Opps if enough people wrote or call them and file a complaint against the company. I truly believe if enough people called or write to them they will have to take action and file charges against all the people that works or worked at ConOpps. They all should be sent to prison and made to do 20 years hard labor eating cold beans off a tin plate!

Pls Don't let them get you crime call or write to the AZ State Attorney General's office. The phone number and address is below.

If you would like to write here is the name and address

Terry Goddard
1275 West Washington Street
Phoenix, AZ [protected]

If you would like to call the numbers are

[protected] or [protected]

Remember you have nothing to lose but if you don't try you have lost!

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helpyourneighbor1
Phoenix, US
Mar 05, 2010 10:11 am EST

A person is in New Jersey has filed a lawsuit against "Consolidated Opportunities" along with some other dubious businesses. Search "COLUCCI v. BANK OF AMERICA" the case number is 2:2010cv01000 filed February 26, 2010. Go to www.judiciary.state.nj.us to view the lawsuit. ANYTHING, and I mean ANYTHING coming out of Arizona is a RED FLAG. Hang up the phone, otherwise you might as well take your money and light it on fire. Unless you're lucky enough to have a credit card company that is on your side, great, but if it's one of the big ones, you will probably NEVER see your money again. NEVER, NEVER, NEVER give your credit/debit/bank account card number to anyone who CALLS YOU. I apologize if I sound like I am lecturing, but I have been investigating one of the companies listed on the lawsuit for over a year, and I have found out that it is a BIG spider web of Limited Liability Companies, with lawyers owning some of the businesses, with convicted felons on the payroll, and whole families in the thick of it. Millions and millions of dollars are going into their pockets, and new million dollar homes, and my guess is offshore bank accounts. Contact the Attorney General in your state and ask that a "Cease and Desist" be issued against this company. If you can get that done the company is committing a crime if they contact anyone in your state and offer them a business opportunity, and are then in violation. FACTS are not considered defamatory. Only post the facts on complaints board, or you could be in the same place as 9 defendants who are right now fighting against defamation, aiding and abetting, etc. charges in a court of law in Arizona, after posting on the internet. Search "Bankcard Empire lawsuit".

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helpyourneighbor1
Phoenix, US
Mar 05, 2010 9:44 am EST

While you are checking this company out, check out Bankcard Empire, Davidan Corporation, Merchant Referral Solutions, Edgemont Productions, HBO Media, AIG Promotions, Advanced Debt Consolidation, the list goes on and on...Anything coming out of ARIZONA is a RED flag. If they don't get your money on the front end, they will come after you on the back end with a collection agency, TSP Solutions, etc. You credit is destroyed, and you are left in debt. Some credit card companies are working with the consumer, but these so called businesses are slick. DON'T sign anything, DON'T agree to anything on the telephone because they tape your call, and DON'T give them your debit/credit/bank account number!

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Solat
Greenville, US
Feb 02, 2010 10:46 pm EST

I believe this company is working under another name as well. I too, have been scammed by a company called exclusive options online. They told me that they were an advertising company and sold me an advertising package for $8500.00. They promised me I could not lose money and that after six months--I would double my money. I was in such a financial situation because my daughter was paralyzed in a car accident and is a quadriplegic and I was talked into this. I told the salesman I can't afford to lose money and they basically lied to me. I realized a couple days later that I shouldn't have done this and have tried repeatedly to get my money back. I am told I need to give it time. It has been six weeks and nothing. I have called and e-mailed and practically begged to get my money back. I am a single mom taking care of a quadriplegic daughter. What ### these people are. I did a search on exclusive options and it didn't show anything negative. Then, I looked up exclusiveoptionsonline.com and the web page that they used in the beginning is gone and has been replaced with a web page that looks like the so-called web page they assigned to me and at the bottom of the page is a disclaimer that gives an address that is northamloans and exclusive options. I feel sick about all of this. Financially ruined and sick to my stomach!

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Robert Cheney
Toms River, US
Jan 06, 2010 1:57 pm EST

In October 2008, I purchased a $8, 495 contract that Keith Werner of Consolidated Opportunities told me on the phone that I would recover my investment in six months. As of this date, I have recovered only $600 of the contract value and I am waiting for my October Commission, which has been promised to be mailed, but I still am waiting. I have lodged complaints with the Attorney Generals of Arizona and New Jersey as well as the FTC. Nothing has happened from any of them. I urge anyone with a complaint against Consolidated Opportunities to file a complaint with their appropriate Attorney General(s) and the FTC as these agencies need more than a single complaint to do their job. I have even volunteered to take a polygraph test to verify my accusation against Keith Werner. Make sure you file with the FTC. They can and will shut down scam businesses.

James Smith COO [protected] Ext: 1002
James Bunch CEO [protected]

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Bup
Charleston, US
Dec 19, 2009 4:29 pm EST

I like many of you have invested my hard earned money into the empty promises made by James, Michelle, and the other liars that work for Consolidated Opportunities. I live in South Carolina and I don't have the luxury to go to their office like I want to and give them a piece of my mind. I faxed in a request for payments for commissions in September and I have yet to receive my check. I've called them at least once a week asking nicely for my money and they always forward me to the voice mail or hang up on me all together. I will be filing a complaint with the BBB, the state, and the FBI ASAP, and I hope that all of you do the same.

B. Upson

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A scammed elderly sick senior
Cullman, US
Dec 18, 2009 5:11 pm EST

This company is totally Fraud ! The Federal FBI are on to them. Go tothe Federal FBI website and file a complaint NOW ! It is unimaginable how much money they have scammed from people regardless of age etc. It is now a National Concern and they should be looking at some hard prison time...

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