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Clay Telecom / Fraudulent transaction on credit card

The Clay Telecom - Falcon Services/Clay Telecom (https://www.clay.co.in), invoice generated date 26th, The did not send any invoice, did not informed, they took invoice amount from HDFC credit card without my knowledge Against RBI mandate Rules. I want to know illegal or legal this transaction. Transaction happened when invoice generated. But they did not send invoice to customer

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Jan 19, 2015

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