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city bank NA / excess interest

1 India

Dear Sir

During the year 2003 Oct i have taken personal loan from Citi Bank Kolkata ( India) & at the time of loan disbrusment I was told that since my credit worthy ness is excellent the rate of interest would be 16% but when after lot of follow up I got my statement first time I was shocked that the interest was charge 21% .

Apart from above when I was transfered from Kolkata I had made a written request that my address/Bank should be changed but they did not change the address & charging penalty ,cheque bounce charge etc Pl help other wise I have no option to take legal shelter for this humilation

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