Citifinancial / Predatory 2nd mtg
Our 1st mtg was predatory 2/99 (they were sued and are out of business) and when we ran into problems with that citifinancial (we had an outstanding debt been refinanced repeatedly) said do a 2nd mtg 11/99. No appraisal, MANDATORY INSURANCE and all to the tune of 18.99 %. We recently found out about the predatory lending laws. But it is too late says our attorney. Our state laws won't let us do anything about it because after 5 years they are under an umbrella so we are sitting here holding the "bag". I Try calling Citifinancial and they say "Not our Problem Ha Ha" Well the joke is on alot of people in this state. I would like to hear from other people in this state who have been victimized by this company refinancing repeatedly and getting away with it.
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