I went to a site called www.Freecreditreport.com and signed up for a Free membership, this needed my credit card number but said it WOULD NOT BE BILLED, this was in September, it is now November 24th and they pulled 29.90 out of my account without Any Prior Notice or Consent! They said I didn't cancel my "FREE" membership after 7 days so I am being billed 14.95 a month, they said I did not have the funds in my account in october so that is why they pulled 29.90 in November. This is a great gig they have going here, ripping hard working people out of their money! I asked where it's stated how to cancel this "membership", and where it is stated that you will be charged. (They said it is in the TERMS AND CONDITIONS and all the complaints are from people like me that Don't Read The Terms!) So please avoid these kinds of sites you will be glad you did! I Hope This Helps Someone. They Are Not Out To Be Honest and Help People, They Are Out To Make Money!