CIC Triple Advantage Credit Report review: Unauthorized charge! 94

Please stop charges to account -6415, -2445

I did not authorize CIC Triple Advantage to withdraw any money from my account to pay for a credit report that I can't even look at. When I brought this to the attention of my bank and told them the transaction was NOT authorized, they put in a complaint and investigated the transaction and denied my claim. The letter they sent me afterwards states the following:

"Dear Customer:
On September 16, 2008, you contacted Flagstar Bank and indicated the following:

On September 13, 2008, an ATM/Check Card transaction in the amount of $14.95 was performed at Triple Advantage; you stated your account was debited, although you did not authorize this transaction. Based on the merchant's terms and conditions, we are denying your claim.

If you need additional information, blah blah blah...

Thank you for choosing Flagstar Bank."

Thanks for nothing. So now, not only did I not sign up for this, but I am forced to continue to pay for services that I don't even recieve. Something needs to be done about this company.

Did not authorize charges and still 14.95 being billed.

To whom it may conern:
I have made many attempts for CIC Triple Advantage to stop all payments after my trail. I have been receiving unauthorized charges to my account that I do not like at all. I ask that you stop this time and refund me my money back that I have been asking CIC Triple Advantage to do, it it not my responsibility if the person on the other has not documented that I have wanted this to stop. If I do not have my money refunded I will turn you into the BBB. Thank you.

Jessica (Olvera) Martinez
DOB 7-19-86

They have charged my card for several months for $12. I have never used this company or their services.

When I got onto Freecreditreport.com, I thought I could find out for FREE what it was. When my bank statement came out, I had been charged $14.95 for this 'FREE' service. When I called to dispute it, I was told they could not find my info. I asked to speak with a manager and was told none were available.

I continued to request info from them until they finally said they would credit my account. Don't give up when you are being ripped off. Fight for your rights.

I'm being charged by CIC Triple Advantage for a monthly fee of 12.95. I contacted the company and closed the account in November. They claimed I reopen the account in December and viewed my credit report. How can a account be reopen without my knowlegde or permission. I spent about one hour arguing over 12.95 with three operators placing me on hold. I talked with an alleged supervisor who stated I reopened this account from the same computer when i first opened the account (IE: the same IP address which she said she could not provide without a subpoena). I requested this account to be closed again and no further emails or solictation be forwarded to me from CIC Triple Advantage. They still say that I'm responsible for the 12.95.

David Caldwell
cardavpa@sbcglobal.net

I never entered my card information on freecreditreport.com and all the sudden I end up seeing charges monthly for $14.95. When I called the company they confirmed that I had not logged onto the site since my initial log in yet they still had charged me for 4 months of membership when they had it documented I didn't even visit the site or call or use any service rendered by them since November they refused to give me a refund and I am in the process of filing with my bank to get the issue solved!

All I wanted to do was check my FREE Credit Report and now they are taking out $12.95 out of my checking. The bank is making a big ### out of this instead of blocking them from taking money out of my account. I feel helpless and frustrated because when I call Triple Advantage they say they have nothing about me on file and I do not want to argue with them because I do not want them to ### with my credit. HELP!

Triple Advantage, Irvine with a tel number of [protected] has continuously charged my credit card for reports I've never received. The tel number is a fax, not valid. One more scam to track down! I have better things to do!

This company said i went to their site and signed up for some triple advantage thing . i never have been to their site and called them to see what the issue was and was treated terrible and spoke to very unprofessionally, they have some smalltime telemarketing company taking their calls with no help. No supervisors on duty, and hung up on me once. I asked for my money to be put back on my card immediately and they said no it cannot be done.

My Chase credit card account was charge $15.88 for the months of May and June. I did not authorize charges with this company and don't know even what "services" the company provides. I have notified Chase of the June charge and they told me about a charge in May, which I hadn't even noticed.

Charged me for a free credit report and have been for months after I signed up for a free credit report.

Beware!

They do have a phone #. They scammed me out of months of $16.95 and refused to refund. You have to call to stop it and the # should be on your statement

This company is who bills you after you sign up on freecreditreport.com. Their television commercials say "Offer applies with enrollment in Triple Advantage". Also, their website says you get a free seven day trial and you'll be billed if you don't cancel within 7 days. It's sad that their customer service is so rude, but I doubt you'll get your money back since their terms and conditions are pretty well spelled out. Now, if you never ordered a credit report, that's a whole different story.

People don't use t he Free Credit report .com, it goes through CICtripleadvantage, It is a huge rib off. They steal your money without your knowledge. BEWARE!

I sign up for a one time free credit report. But they took $14.95 from my account without me authorizing it. How do I go about getting my money back

If you are a Countrywide customer, it could be because you accepted a free offer from them because your loan information was compromised and freecreditreport.com did not process it properly.

Call [protected].

Write

Consumer Relations Group
PO Box 19729
Irvine, CA 92623

Ask your bank to close your account and issue you another checking account #.
Some banks will then say, well the charges will just follow you to your new account..

in that case, just close the account for good, and open a bank account with another bank altogether.
Once these guys have your number, they won't stop charging until they feel pressure from the law or whatever, and obama administration doesnt seem to care about this kind of scams

i am trying to cancel a cic account, but was told i needed to cancel it
within 7 days of signing up, any advice?

i am trying to cancel my cic account, but was told tha tbecause i did not canced
within 7 days after signing up, i could not get refunded, any advice?

I have unauthorized charges all the way back to April. I have statement from my credit card.

I just spoke to a representative with CIC Triple Advantage, and her name is Joanne, a foreigner that could barely speak english. The number that I called was [protected]., I am sure that they already changed the number after my conversation with them. They asked me for my mothers maiden name, and last 4 digits of my social. I would not disclose this information, and she became very unpleasant, by telling me that she would not be able to disclose any info without me giving my information. I asked her what is the address so that I may write your company a letter, and she would explained to me that she was not able to disclose the info. Again what company does not disclose there corporate office? Anyway what I have done is called the fraud department to the account that they charged me to, and they will investigate.
What I have found out is that they are based out of California.
Good luck to all!

Ive been having the exact same problems how do i stop them cuz i cant find the web site for this triple advantage thingy and they are charging me for the service that im not even getting so yah im upset cuz i dont want them to charge me for service that im not even getting

My experience with Triple E is simply that they are theives. I never authorized monthly charges and after I was told they would cancel, they made further charges. Now they are lying theives.

Did not order service. Unauthorized charges!

On September 9/18, 2008, $14.95 was taken out of my bill-paying checking account. This was unauthorized and cause very much of a problem for me. My account was overdrawn with a cost of $31.00 charge from the bank and $14.95; equaling $45.95 in all for this adverse transaction which make me unable to purchase my medicine for this painful condition of Fibromyalgia. Please refund my money into my bank right away.

I have been reading some of the compliants, maybe you all need to be investigate. I will surely look into it because something unlawful is being pulled by your company and order for you to have gotten hold to my banking information, there must be another party involve.

Why can't you call supply a phone number to be contacted, why do something unlawful then cowardly hide behind your email account to be contacted?

I'm being charged $18.95 monthly for a service I never signed up for. Can you please discontinue whatever service it is that I seem to be paying for everymonth?

Unauthorized charges.

please stop charging my account

you probably sgin up for free credit report, not knowing you have to cancel within 30 days. if not your be charge monthy fee of 11 or 12 each month, so they can monitor credit.

PLEASE NOTE! One of the sponsors for this complaints board IS www.freecreditreport.com AKA CIC, Triple Advantage one in the same that we are complaining about!

text

I clicked onto CIC Triple Advantage for free credit reports and got none but I was charged on my credit card $14.95. I want this removed from my credit card and then cancelled. I do not want to get billed every month for something I did not get.

I don't know what this CIC triple advanta company is but i get charged twice a month, every month and i don't know what your charging me for so, tell me what your charging me for.

I also got caught on this. It looked like a free shopping club of sorts. Little did I know they got my credit card info from the florist that I had just ordered from. I got some of my money back but not all.

I dont know how old this thread is but im getting scammed too.. i need help b4 i ship out to basic training for these decductions.. i never recieve crap and ive gotten billed atleast 4-5 times

Stupid of me. I even gave them my social sesurity number and mother's maiden name when they asked me after I was charged $14.95. I am now worried of what will happen next. Oh my...

I've been so busy that I don't really read my credit statements unless something looks unusual. My mother used to pay them and I recently took over. I started noting this charge for a CIC* Triple Advantage" and decided to goodsearch it. That search lead me to this message board. I immediately called the company and realized it's actually "Free Credit Report. com". How CLEVER of them not to use their actual name on our statements. Come to realize, I've been being charged $12.95/mo since JANUARY OF 2006! This is horrific and something needs to be done about this company. I don't know how people can sleep at night doing this to others. It would have been a red flag much earlier if they would have used their actual name on billing statements. I am a student and am sick to my stomach over this. I've paid them roughly $362.60 for NOTHING!

CIC Triple Advantage also goes by the name of CIC People Advantage. They switch it up so they can remain undetected. They also are tapping into your government income tax rebate money. They are doing this by charging your RAPID REFUND CARD. then disguising themselves as a ligitamate collection agency. H&R Block will always notify the consumer if by mail if a collection agency is garnishing your refund. I suggest that poeple would find other method of payments as far as their income tax rebates are concerned. If money needs to be taken out let the IRS communicate with the third party.
They also give an option of providing another RAPID refund debit card to another individual and make charges at smaller amounts so that they will go unnoticed or that people would not care because the amount that they have deducted or charged to your account my be insignificant to a person that may of been recieving a lump sum of money.
H&R block and the IRS also suggests that it is better to keep your refund out of that system and recieve fund directly to your checking or savings account. They urge this by letting consumer know that the process of using a bank account will be faster than by mail or by rapid refund options.