Capital Alliance Financial Group / Capital Finance / Loan scam
Wanting 2 help my husband out with the finances, i searched online looking 4 legit personal installment loans and came across these scam artists' website. I feeled out the application and left my number 2 be contacted at. For about 3 days, they tried 2 contact me. The reason why i didn't answer the phone was because they were calling from restricted #'s and i don't answer those. But one day, i just so dcided 2 answer just 2 see who it was. It was a "lori ellison" from capital alliance. She informed me that i had been approved for a 5000. 00 loan and that my payments would be $224 a month. It sounded good so she fax my my contract. She informed me that i had a few days 2 decide if i wanted 2 proceed. I told her that i would have 2 read it thoroughly b4 i provided my signature. So as i went through reading i noticed that the fine print read that the loan could not be processed until they got 224. 00 upfront 4 four months. Seeing as that my hubby n i had been scammed back in dec of 2007, i knew then that it was a scam. I faxed them a message saying "2 socalled capital alliance: u scam artists will soon be cut down by the wrath of god! That is a promise! Ger real jobs!" 5 minutes after that, "lori" called back asking if i had any ?'s. I stated yes and that i didn't understand the security collateral. She goes 2 tell me that my credit report has a few glitches and that was the only thing they could offer me. She either thought i was dumb and stupid or thought that i had 4gotten the application didn't ask 4 my ss#. I said how is that when i didn't provide u with my ss#. She said well now the companies have a soft process where we only need ur name and birthdate. I said interesting i nevr heard of that. She chuckled and said u should check n2 it. I said i find it weird that im applying for a loan trying 2 get money and here it is, u ask me 4 money. She said oh i understand that if u had the money u wouldn't be applying 4 a loan. But it's all we can offer. I said so after i send this how do i get my money. (The application also didn't ask 4 checking account info) she said we can direct deposit it or have fedx dliver it. I said well i want the money deposited it give me my account info. She stated well we don't need that right now mam we just need the contract now. So then i knew that it was time 2 end the fiascal. I said, "u guys are really 1st class acts! Preying on simple, everyday hardworking people. Why don't u all go get real jobs instead of being scam artists???" i am saved so 2 keep myself from using profanity, i hung up the phone because i had become very angry. This lady had the nerves 2 call me back!!! She tells me that she does not appreciate the tone i had taken with her and that i could take my contract 2 a lawyer. I replied well im sure if it looks real 2 me, it will look real 2 them. Their eyes are no better than mine's. I said the only thing u r upset about is the fact that u weren't able 2 con me. I have 2 admit she did start sounding apologetic when i was getting her st8. She said "omg mam i can't beleve u! That's not what i do. " (I guess she's knew 2 the con game and still has a conscience.) i said "u people need 2 stop and get real jobs! If u don't stop on ur own, i promise god will get u. " i thank god that i stop and thought about this thing b4 doing anythng else.
People please listen: when u get offers like this, just take a little time and common sense 2 see that their only scams. Real loan companies don't ask 4 money upfront and the 1's that charge a processing fee will take it out of the money they loan u. I know desperate times call 4 desperate measures. . . But not this desperate!!! Do not be a victim! I gave u this information to help and warn!!! Remember it's just better 2 be patient and wait on god. Be blessed!!!