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3.8 20 Reviews

Bankcard Empire Complaints Summary

14 Resolved
6 Unresolved
Our verdict: You can expect a very good level of service from Bankcard Empire. To navigate their system effectively, thoroughly understand their service scope. Check online forums and review sites for others' experiences. When contacting customer service, clear and concise communication can help resolve your issues faster.
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Bankcard Empire reviews & complaints 20

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Newest Bankcard Empire reviews & complaints

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K
5:25 pm EST

Bankcard Empire setting up a business in nj. blast calls and postcards. waited for computer listing

I had bought into a business plan and thought it was a good opportunity to be in business for myself. Bankcard Empire was sending me a computer print out for my area of businesses with credit card machines. I was to drop off a postcard explaining that they could use Bankcard Empire machine for a cheaper rate then what they were paying. The list did not come. They were suppost to also do blast calls for me that I had to pay for. They billed me and I do not believe any calls were made. I had to file bankruptcy, Chap 7, and nothing was done to Bankcard Empire. I had received a postcard telling me I was in a class action suit but that never happened?

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9:23 am EDT

Bankcard Empire charged money 3 times

Yesterday I decided to check my bills for at least 4 months and to reduce costs. I found out that a company called “Backcard Empire” charged money without my permission three times for a total sum of $16, 500. Of course it is a scam. But I called the police and they promised to return my money.

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12:25 am EST
Verified customer This complaint was posted by a verified customer. Learn more

Bankcard Empire scam

I originally invested in the opportunity company to earn extra money. Unfortunately this wasn’t the case. This business opportunity to me wasn’t a opportunity at all. I am struggling to make my payments because of this company. It is in my hope that you can see it in your heart to be warned that these are not a business opportunity. If in your heart you feel like you’ve been contacted by any of these companies by phone, Please contact [protected]) this company has a great staff. That allows you to collect your lost founds with no out of pocket fee.

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5:01 pm EST

Bankcard Empire money invested with no return

Nov. 2008, I got interested in and invested in the above company to supplement my income. I invested over $10, 000.00 with them. The Co. assured me I would make my investment back within the first year. The fact is. I never made any money at all. I recently became aware that the Co. was a scam. I would like help in getting my money back.

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MProfits
Rosenberg, US
Mar 10, 2013 3:09 pm EDT

Hello everyone.
My name is Maria Cordova and May 21, 2009. I invest $9, 995.00 with this company and don't pay me nothing just took my money and this is why I need your help please. and they sending me the W-9 Form to report in my income tax report. you can loading the invoices in windows fax and scan.

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1whogotburned
Mount Washington, US
Apr 24, 2014 11:04 am EDT

I too, was Ripped off by the ### at BankCard / AIG Promotions. They Charged over $15, 000.00 to my 2 American Express cards. I tried to cancel the "Business oportunity within a week But the slick Con Men / Women of their "Sales Group" and "Marketing Arm of AIG" insisted on charging more to my card and Assured me that the Increased volume of "Call Blasts and the Television advertising would pay of over three times what i had invested already and would increase the income to multiply the ad campaigns in other nearby cities while they were still available. I was CON-vinced (by these Con men) that the money would start being deposited into my account and that My Webpage / Web Portal would be accessible any time I wanted to start paying myself from my account. The only Webpages that were accessible, were tho ones on Their server with my log-in information always displayed at the top. Training pages from links on their home page only took one to another folder on the same server. I am glad that they were indicted and some of them went to jail, but that does absolutely Noting for all of the people that they Conned money out of. We are all Still suffering at the hands of those ###. All I want them to do is pay back the credit card company to clear my name. I took two credit cards, one from a less than $200.00 balance to over $10, 000.00 ( My limit on that card), and the other from a ZERO $0.00 balance to $4995.00 on a $5, 000.00 limit card. If anyone reading this has gotten any of their money back, I am sure that hundreds of people including myself would like to find out how. PLEASE, Let the rest of us know. If no one has gotten their money back, then Where is the money?!

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8:07 pm EDT
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Bankcard Empire got raided april 13, 14, 2010 raid

Bankcard Empire
Davidan
And many more names under these, scammed THOUSANDS!

They have been the target of a raid that has left them right where they have left SO MANY CONSUMERS!
Please go to my discussion and email me if you need to contact someone with information about this investigation.

The mugshots are provided courtesy of MCSO.ORG search MERSKY to see the charges this man is facing. And don't hesitate to email me with any questions...

[protected]@gmail.com

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beancaper
, US
Oct 27, 2017 12:32 am EDT

Did this family think they wouldn't be caught, they had some loose screws.

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Barbara52
Wakefield, US
May 16, 2010 7:18 am EDT

http://recorder.maricopa.gov/recdocdata/GetRecDataDetail.aspx?Rec=20100310768

You will find the list of all phony businesses involved, all property seized, all parties involved (complete Mersky family), and bank accounts frozen. The State of Arizona estimates that the value is in the $79 MILLION dollar area.

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euphoria
Ft White, US
May 09, 2010 1:28 pm EDT

You should have canceled your credit card months ago in order to stop those charges. The reason they are citing "technical difficulties" now is because the US Postal Inspector raided and shut them down in mid-April and arrested their leader, Leslie Mersky, for fraud. Do a Google search on "bankcard empire raid" and you'll find numerous articles on the subject, in which it's mentioned that the US Postal Inspector has set up a number for their victims to call. You can call or fill out a complaint form on their website. Add your voice to the many who were defrauded; there's a chance for restitution once the S.O.B. who ran the place is convicted.

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HelpAprilLei
Poway, US
May 07, 2010 1:50 pm EDT

Who do I contact regarding this... I'm still getting billed after I NEVER authorized them to charge my credit card... and I have asked them to cancel on many many occasions. I've been calling them for over a year now... they never canceled and now they have had "technical difficulties" for over a month now? Please give me any information you can to help me get my monies back and my time... that I've spent argueing with these people... mornings on hold, lunch breaks - extended, driving home, weekends? any info would be greatly appreciated.

Thanks!

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Pied Piper3
Tenafly, US
Apr 18, 2010 6:35 am EDT

Someone posting as "Hazanko" is throwing the "M" word around, as in MOB. As organized as this whole situation was/is it is definitely a possibility.

This keeps getting more convoluted and complicated as each day passes. It will be interesting when the whole cockroach nest is exposed.

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Justice for All33
Natural Bridge, US
Apr 15, 2010 12:03 pm EDT

Again, we don't know who you are, so will not be providing you with information. If we've learned anything after this ordeal with BCE/MRS/OSC/AIG/Edgemont Productions, etc, etc, is to verify before trusting.

Give us your name, mailing address, email address, and telephone number if you are legit, and not just a plant to gather victims information to "silence" them from testifying when this goes to court.

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7:46 am EDT
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Bankcard Empire fraud

OSC LLC.
Posted: 2010-03-09 by oh_yeah

SCAM
Complaint Rating: 88 % with 8 votes
Company information:
OSC LLC.
Phoenix, Arizona
United States

IF ANYONE HAS BEEN CONTACTED MY CORE PAYMENT SOLUTIONS or D.W. SCOTT FINANCIAL, PLEASE READ THE FOLLOWING!
or anyone whos heard of them, or of Merchant Referral Solutions or Bank Card Empire!

Hello everyone, I deleted this post originally the day after I quit because the company I was working for was going to fire the person who recruited me in for posting it. I’m reposting it since this has become a useful tool for some people. Comment me if you would like, I can only tell you what I know nothing more. This is also not me bad mouthing a company for no reason; from the beginning of my work experience there….things did not seem legit. If you decide to buy and advertise with this company, that is solely your choice. I am just trying to help people understand that things may not at all be as it sounds or appears to you. And apparently someone told me that when they were called by Deluxe Marketing Group they were forwarded to the Core Payment Solutions website, this is why I think that’s their new name.

On March 4th, 2010 I quit my job at OSC LLC. This company goes by many names; Core Payment Solutions, Merchant Referral Solutions, Bank Card Empire, and also D.W. Scott Financial. The first 3 business names are all the same company; they change their name once people have caught on that they are fraudulent. I have been working for this company since October of 2009. The reason for my quitting is that I felt uncomfortable working there for sexual harassment that taking place, by the way the fake name that I was told and agreed to use was AMY BRADSHAW. My last day, my boss (Luke Rose also known as JOHN FICHER/FISHER, BOB WALSH, or JEFF DAVIS) made it very clear that I was not welcome working there unless I wanted to have sexual relations with him. What many people do not know about him is that he went to jail for 2 years before being employed at this company for drug charges, and this is what I was told directly by him. He gets paid off the money he convinces people to give the company for marketing their credit card machine business. PEOPLE PLEASE LISTEN! If you give anyone from this company your credit card information for the promise of receiving thousands of dollars within the next 12 months YOU WILL BE BROKE AND A FOOL! The money does not go to your marketing. It will supply this company with the capital it needs in order to run their fraudulent telemarketing company and LUKE ROSE or any other "marketing coach" will be paid percentages of that money (which is anywhere from $1000 - $30, 000). I was being paid cash $300 for setting up appointments for him to discuss these matters with the clients who were contacted by telephone a week before. They have 'marketing campaigns' that they say they are going to run for you to maximize the profits you’ll make with the company. They say you will have; Radio, Television, E-mail spams, and Telemarketing hours dedicated to your profit. They SAY they can only guarantee that they can set up 1% of the business’s that they come into contact with, since many businesses are under contracts that they cannot get out of. Luke Rose the reloader or marketing coach, whatever you want to call him personally told me that the money people put into this company doesn’t go anywhere but to pay for the light/water/upkeep bills for their location at 4240 N 19th Ave Phoenix, Arizona 85015 and it also pays management and of course the person you were lied to by gets a portion of the earnings. Also, you may or may not believe me BUT this company brings in HUNDREDS OF THOUSANDS OF DOLLARS each week. Luke Rose himself has brought in as much as $70, 000 in just one week alone.

PLEASE IF YOU WANT ANY MORE INFORMATION, given that my fingers could go on for quit a while with all the information I have gained since working here PLEASE TELL ME YOU'D LIKE TO SPEAK and I will do all I can to provide you with the information on how they go about doing what they do, give you the personal information of some of the people who work there, or to just let you know what you’re getting into before you decide.

The company may already have thoughts that I will and/or tell people what’s going on there, many are previous criminals themselves and have been doing this for years. These people don’t care what you say to them, if you don’t give your money to them they will fight you verbally but in the end they will move on to the next victim. THEY TARGET NICE PEOPLE WHO ARE GULLIBLE or ELDER (please family's keep tabs on your mothers and fathers who may be easily drawn in with a good sales pitch) ALL THEY WORK FOR IS MONEY, they don’t have to worry about anything else because they’re company pays top dollar for lawyers.

IF YOU ARE AN ATTORNEY or KNOW AN ATTORNEY and want to take action PLEASE LET ME KNOW, I will do all I can to help you stop this from happening. I will be honest I just finished High School last year and I am still a pea in the pod right now. I don’t know any lawyers and I don’t know anyone who does, if you do I personally would want you to bring these places down. People max out their credit lines to help themselves with this company, which is just a false hope to them.

If you have already given your money to them, I am greatly sorry for being a part of this! If you remember my fake name as AMY BRADSHAW or ELA GREEN, I will understand your anger and pain for me to help these people in what they are doing. I am willing to testify for the greater good of everyone.

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helene acasio
Honolulu, US
Jul 27, 2010 12:57 pm EDT
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I got introduce to them in April of 2009, got scam for $3000. They told me I would see my income in three months, till now never seen or heard from them ever since. Tried calling their phone [protected], always get a recording to call back later, I've been trying since August of last year and never heard from them at all, now this is July 2010

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rick oxford
Napa, US
May 17, 2010 10:50 am EDT

i invested $10, 00.00 with these people with the guarantee within 6 months i would be receiving $1, 000.00 to $2, 500.00 per month residual income. i have not received i nickel and cannot contact them.

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Hostess666
Stockton, US
Feb 03, 2010 10:07 am EST

[redacted] is deleting text from complaints posted on Bankcard Empire and it's LLC's. In my opinion the editor of [redacted] has been paid off or threatened legal action if he did not do so, or he is working with them. DO NOT REPORT COMPLAINTS TO [redacted].

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Lettie Simms
Des Moines, US
Feb 01, 2010 9:23 am EST

Check out this website for answer to Bankcard Empire/Edgemont Productions business actions. http://abclocal.go.com/kgo/story?section=news/7_on_your_side&id=7238520

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Betty L. Simpson
Gainesville, US
Oct 13, 2009 1:24 pm EDT

I, B.L. Simpson, totally retract, any statements I made about Bankcard Empire. I retract all statements made before this Date, Oct. 13, 2009. Betty Simpson

kevinobrien
kevinobrien
Phoenix, US
Jul 16, 2009 1:59 am EDT

I have just purchase the website www.ihatebankcardempire.com
and i will try to have it up and running within a week or two.
in the meanwhile here is so telephone you shoud try to get all your money back.
Blaine OSC & JKT 623.703.9075
Donny OSC & JKT 602.575.5912
Michael Termashi JKT 602.931.1834
I will not stop until I get my $$$$$$$$$ owe from them BankCard Empire
and your $$$$$$$$$ also
call me for documents & let get the AG of AZ involed and FEDs and most of all FTC

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Julia Grace Michaelson
Dunbar, US
Oct 16, 2009 11:00 am EDT

This company is a rip off. I decided to try a home based business and this one seemed easy enough. All I had to do was send people to my website (they provided a one page site). Customers/Businesses would fill out an interest form. It would go to the company and they would sell the merchant account and I would get a percentage of the sell and if they purchased the equipment to process credit cards, I would also make money on that. Then a marketing person called me to market my website with email and call blasts. At the tune of $50, 000.00. Was told all the leads would go into my back office on the sight and then I would call the lead and have them call the company with my affiliate number and I would make my money back in 2-3 months and keep making money thereafter. Well, I never got the call and email blasts leads in my back office and called them. They said it was never implemented and would send them out again. I check the back office on a regular basis and never have received any leads. I filed a report with the WV Attorney General"s Office and they are taking my case. Please call your Attorney Generals Office if you've been ripped off by Bankcard Empire.

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csmorgan
Rocky Mount, US
Feb 06, 2010 1:12 pm EST

I received a call from Bankcard Empire and purchased their business along with spending $1000 for the call blast with a promise that I would receive double that amount within the first two to three months. Each time I would call to check on the account I was given the run around. Never could speak back with the so called coach who set me up on the call blast system. Almost a year has pasted and I have lost $1250 and have yet to receive a dime, phone call, or letter from Bankcard empire. This is one business that should not be touched.

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donewscams
Absarokee, US
Mar 02, 2012 5:44 pm EST

Scamed of $10, 000 by this company

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onemoresoul3
Tonganoxie, US
Aug 16, 2010 1:42 pm EDT

Helena, This company was closed down for fraud and forgery. The owner (Leslie Spencer Mersky) was a convicted felon, and served time in prison for money laundering and securities fraud.

Contact the Office of the Postal Inspector - Arizona branch, and the Attorney General of Arizona, Terry Goddard. They will send you paperwork to get on the list of victims.

Sorry to hear they got you too.

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1:50 pm EST
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Bankcard Empire cease and desist practicing business

"Cease and Desist" rulings from the states of Illinois, Minnesota, and Washington are in effect. Bankcard Empire is not registered to offer business opportunities in those states, and are in violation if they contact residents of those states to participate in their program.

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Lena0312
Saint Louis, US
Feb 04, 2011 5:12 pm EST
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I lived in Washington and I signed up with Bankcard empire in June of 2008. So, what now?

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tired of the noise2
Parkesburg, US
Mar 07, 2010 12:49 pm EST

TSP Solutions is a company with an agent named Christina Saldana. Christina Saldana is the Notary for Bankcard Empire/Davidan Corporation. If you are able to get your credit card company to do a chargeback of funds that Bankcard Empire/Edgemont Productions charged to your account, then TSP Solutions steps in as a "Collection" Agency" and threatening you with non-payment. This in essence destroys your credit profile if you don't give into the threat.

Contact the Senators and House of Representatives for the state of Arizona, and ask them why there are very few regulations on these so called business. And why there are so many operating out of Arizona? Get a Congressional investigation going on these businesses in Arizona.

Edgemont Productions isn't even a licensed, registered business in Arizona. The only Edgemont Productions I could find is in Marshall, Texas run by a woman named Christina Anderson.

The Federal Trade Commission who investigates these types of business and the cold calls they produce, are down from 2000 employees to 1000, and they don't have enough people to keep up with the reports. These businesses are working on that by staying under the radar, unless people start to fight back, like they are now, then the companies started threatening defamation litigation. Deep pockets, especially since they are using someone else's money, and as long as people keep getting entrapped in their "program", "call blast", "e-mail blasts", and "sure thing" scripted messages, they will have more money to punish the people who complain when their chain is jerked. Bad Master, Good Dog, makes into bad dog.

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1:40 am EST
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Bankcard Empire disputed charges

I got hooked with the opening phone call and how quickly I could start making money. I let them charge $295 to my credit card to start and all I got for that was some dvds and 10 business cards. When "surprisingly" I was not bringing in local clients for them, then their marketing department kicked. They called and promised me an advertising campaign called "phone blast" for another $500 dollars. They were so convincing that I fell for it. Then after just a few days, I realized that I had run my credit card up to the limit and I had no way of knowing that they would make any calls on my behalf. I tried to dispute the charges, but they came up with paperwork showing some calls and statistics... the only thing is that those calls supposedly started 3 days before I signed the contract. My credit card company still sided with them and I am stuck with the debt. It also took several tries and my local banks cooperation to get them to stop charging me the $19.95 for their "webhosting service". These people will bleed you dry if you let them... I hoped I would never hear about Bank Card Empire again and today, I received a call from yet another one of their divisions. They knew that the "Phone Blast" advertising hadn't been successful and they wanted to sell me another advertising package! Outrageous. I want to get the word out there about Bank Card Empire so that people like me aren't stuck with all this added debt.

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tired of the noise2
Parkesburg, US
Mar 07, 2010 12:51 pm EST

TSP Solutions is a company with an agent named Christina Saldana. Christina Saldana is the Notary for Bankcard Empire/Davidan Corporation. If you are able to get your credit card company to do a chargeback of funds that Bankcard Empire/Edgemont Productions charged to your account, then TSP Solutions steps in as a "Collection" Agency" and threatening you with non-payment. This in essence destroys your credit profile if you don't give into the threat.

Contact the Senators and House of Representatives for the state of Arizona, and ask them why there are very few regulations on these so called business. And why there are so many operating out of Arizona? Get a Congressional investigation going on these businesses in Arizona.

Edgemont Productions isn't even a licensed, registered business in Arizona. The only Edgemont Productions I could find is in Marshall, Texas run by a woman named Christina Anderson.

The Federal Trade Commission who investigates these types of business and the cold calls they produce, are down from 2000 employees to 1000, and they don't have enough people to keep up with the reports. These businesses are working on that by staying under the radar, unless people start to fight back, like they are now, then the companies started threatening defamation litigation. Deep pockets, especially since they are using someone else's money, and as long as people keep getting entrapped in their "program", "call blast", "e-mail blasts", and "sure thing" scripted messages, they will have more money to punish the people who complain when their chain is jerked. Bad Master, Good Dog, makes into bad dog.

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helpyourneighbor
Sarasota, US
Feb 04, 2010 3:11 pm EST

Go to this news story done by 7 on your side- ABC out of California and how an old man was able to get his money back through the Chase credit card company.

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Spiderman234
Baltimore, US
Jan 12, 2010 10:23 am EST

Oh, No, not another victim! This company is run by David Adam Mersky (registered lawyer in New York), was started by Leslie Mersky (known for past financial FELONIES), and has a network of LLC's (Limited Liability Company) marketing for them. You may want to close all the credit/debit cards you used, otherwise they will keep TAKING and TAKING from them. Contact the Arizona Better Business Bureau and the Arizona Attorney General (Terry Goddard) about this business. You won't see a dime of your money back, and they may send you a letter threatening defamation litigation for your comments on the internet (if they can identify you by your comments). They KNOW how to play the game and have some powerful FRIENDS backing them up. We have even begun to wonder about Terry Goddard and his association with the lawyers running these businesses. They may be going by another name, Merchant Referral Solutions and Danielle Merrie Mersky runs a business called Advanced Debt Consolidation. It is a FAMILY enterprise, and if you get a chance to check out Leslie Mersky's criminal history he has been at it for a LONG time. He was involved in one of the largest non-drug money laundering schemes in US Customs history. Watch your back!

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10:31 am EST
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Bankcard Empire promised income and services that I did not receive. high pressure sales. misrepresentation of services.

I called my credit card company for a charge back in regards to BankCard Empire. Reason code - they promised me income and services that I didn't receive. I have since learned that
Merchant Referral Solutions aka
Maximum Business Concepts used to be
Bankcard Empire which has numerous (in the hundreds) complaints against it and was told to “cease and desist” their business practices by the State of Illinois.

I called BankCard Empire in regards to a charge they made on my credit card for $xxxx. I was pressured into buying a marketing package. They claimed that their services were for “Advertising, 3500 direct telephone calls and 3500 emails and a personal website that would drive traffic to my personal website” and that I was guaranteed to produce customers for my personal business with Bankcard Empire.

BankCard Empire and Maximum Business Concepts told me that by investing $xxxx in their company (Bankcard Empire) I would realize a return of up to $35, 000 within 2 months, plus for an extra $500 I would be given a Web Site so I could monitor my earnings. The money would be generated by calls and emails that would be made on my behalf by them. When I saw no action I filed a complaint with the BBB. The response I get from them is; it takes six months for the program to complete and if at that time I made no money then they will reinstate it for another six months.

After trying to get more details and being tossed from representative to representative, I found out that they really only offer “credit card, check processing and merchant financing services”. That is NOT what they informed me that they were offering.

During my telephone call I asked for them to cancel their service and refund my $xxxx.
I received absolutely nothing in return for my $xxxx, except a packet containing an invoice and a 1099 form, along with some information about the “business opportunity” we had “invested” in. I told MRS representatives I was not interested in this business, at which point I heard “no refund” and was hung up on.

Absolutely nothing promised was provided for me, and Bankcard Services provided false or unsubstantiated claims in advertisement and also a false contract. I also claim that the sales presentation misrepresented the service, their sales presentation used dishonest sales practices and they used high-pressure methods.

I am also claiming that Bankcard Empire failed to provide promised assistance or support for products or services. They also failed to honor their money-back guarantee.

I was told that I could not cancel my service, and that I would not win with my credit card company. I asked if this was a threat, the representative said, no, it’s a promise.

The FTC *requires* a financial “disclosure statement” be provided to potential investors/business owners, along with the names of at least ten people and their earnings, ten days before a contract may be entered into. This was also not provided.

They got my name as a lead from somewhere indicating that I want to own a business or make money from home. They have several reseller companies some of which as far as I can tell are Universal Business Solutions, AIG Promotions, HBO Media, Edgemont Productions, etc. In their initial sales call to me they told me that if I spent $xxxx that I would make $2, 000 per month forever and would turn a profit on the original $xxxx within 2-3 months. This is FRAUD. They know perfectly well that this won't happen. If it did, they would spend their OWN $xxxx and not MY $xxxx to turn their own profit in 2-3 months. I asked them what percentages of people who buy make a profit. They continually deflected the question.

Based on BBB files, BankCard Empire has a BBB Rating of F on a scale from A+ to F. Reasons for this F rating include:

BBB concerns with the industry in which this business operates
Length of time business has been operating
354 complaints filed against business
5 complaints filed against business that were not resolved
7 serious complaints filed against business

Complaints filed by consumers through the Better Business Bureau allege refund and sales practices. According to information in BBB files, customers purchased a business opportunity for $100 to $500 plus an additional $19.95 per month for a personal website. Customers indicate that after the product was purchased, they were then contacted by affiliates of Bankcard Empire and were offered advertising campaigns for costs up to $60, 000. Bankcard Empire typically responds to complaints by stating they are not responsible their affiliates' actions and that Bankcard Empire and their affiliate’s charges are non-refundable.

Based on BBB files, Merchant Referral Solutions has a BBB Rating of F on a scale from A+ to F. Reasons for this F rating include:

BBB concerns with the industry in which this business operates
Length of time business has been operating
42 complaints filed against business
2 complaints filed against business that were not resolved
4 serious complaints filed against business

Based on BBB files, Maximum Business Concepts has a BBB Rating of F on a scale from A+ to F. Reasons for this F rating include:

BBB concerns with the industry in which this business operates
Length of time business has been operating
Complaints filed by consumers allege refund and sales practices. According to information in BBB files, customers purchased a business opportunity for $150 to $500 plus an additional $19.95 per month for a personal website. Customers indicate that after the product was purchased, they were then contacted by affiliates of Merchant Referral Solutions (MRS) and were offered advertising campaigns for costs up to $35, 000. MRS typically responds to complaints by stating they are not responsible for refunding their affiliates' charges and that Merchant Referral Solutions charges are non-refundable.

I am requested and received a charge back of my entire payment of $xxxx for the reasons stated above from my credit card company.

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tired of the noise2
Parkesburg, US
Mar 07, 2010 12:46 pm EST

TSP Solutions is a company with an agent named Christina Saldana. Christina Saldana is the Notary for Bankcard Empire/Davidan Corporation. If you are able to get your credit card company to do a chargeback of funds that Bankcard Empire/Edgemont Productions charged to your account, then TSP Solutions steps in as a "Collection" Agency" and threatening you with non-payment. This in essence destroys your credit profile if you don't give into the threat.

Contact the Senators and House of Representatives for the state of Arizona, and ask them why there are very few regulations on these so called business. And why there are so many operating out of Arizona? Get a Congressional investigation going on these businesses in Arizona.

Edgemont Productions isn't even a licensed, registered business in Arizona. The only Edgemont Productions I could find is in Marshall, Texas run by a woman named Christina Anderson.

The Federal Trade Commission who investigates these types of business and the cold calls they produce, are down from 2000 employees to 1000, and they don't have enough people to keep up with the reports. These businesses are working on that by staying under the radar, unless people start to fight back, like they are now, then the companies started threatening defamation litigation. Deep pockets, especially since they are using someone else's money, and as long as people keep getting entrapped in their "program", "call blast", "e-mail blasts", and "sure thing" scripted messages, they will have more money to punish the people who complain when their chain is jerked. Bad Master, Good Dog, makes into bad dog.

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Soewhere
Indianapolis, US
Jan 19, 2010 12:18 pm EST

There is a "Cease and Desist" concerning this company selling to residents of Illinois. Report your experience to the Attorney General of Illinois.

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Bankcard Empire misleading recruitment

In 2/24/09 I responded to an ad in the Internet. The initial contact played a tape. My understanding was that I was to solicit businesses to install their brand of credit card machine, which would be cheaper than what they (customer) is paying now. After I was turned over to the supervisor it became apparent that it involved much more direct selling. I have bad knees and bank and am scheduled for a knee replacement in 1-2010. Nevertheless it seemed I could work this from my home with no further outlay. Shortly thereafter I received a phone call from a co. which takes your money and send out a "blst" of offers to various addresses they get from a marketing source. In otherwords, the more names sent out the greater chance of getting interested prospects, but at approx. $1 per name. I could not afford this. After seeing that I could not afford to buy advertising and my limited contacts with businesses I finally talked with who I assumed to be a manager, who said that if I wanted out I could do so. Unfortunatelt, not seeing their initial $50 charge I thought it had been dropped but I now notice that I did pay it in 3/2009. Tonight I was asked to sign some papers and return them so that I would not be charged a mo. fee.Theses included credit card charge papers I never saw although I did charge the initial material.
This business is misrepresented and for $150 one gets a folder of a few avertising materials but no training materials. There is always the push to buy advertising.
This co. also says they loan businesses money at substandard rates.

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helpyourneighbor
Sarasota, US
Feb 04, 2010 3:17 pm EST

Go to this news story out of California and how an old man was involved with Bankcard Empire and Edgemont Productions. He was able to get his money back through the credit card company with the news reporters help.

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Martin Ingalls
Lexington, US
Jan 01, 2010 2:59 pm EST

Make copies of all you documents before returning them, as there have been rumors that some forgery has gone on using peoples signatures. Don't give them access to your Social Security Number, and if you have used one of your credit/debit card CANCEL it now to prevent possible charges against it. They say they record all calls and will use them against you, we believe by cutting and pasting your conversations to look like you agreed to something you may not have. Be VERY careful dealing with this company, it is like a spider web, where no matter which way you move they will try to eat you financially.

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Bankcard Empire false purchase of google ad $2,000.00 paid

I received a call from rep. frank mont0ya in august 09, concerning a purchase I made for a business opportunity with bankcard empire in the amount of $159.00. his call was for me to purchase an ad spot with google ads page which would be a main ad to advertise my business name and number code. my ad would appear near a new page advertising a new gambline place in los vagas and guarenteed to produce customers for my business with bancard empire. mr. montoya quoted a price of $4, 000.00 cash purchase for one year ad on google or $2, 000.00 for 6 mos. I purchased the 6 months ad for $2, 000.00 on friday august 21, 2009, by fax as instructed by mr. montoya. the site was verified by "katie" for the purchase of an ad on google, powed by google.
When I checked the google site, I found another agent for bankcard empire, with his picture and his id. mine was nowhere on the powed by google page site, I paid cash for.
I spoke to mr. earl on 2/29/09 in regards to this purchase and refund of my $2, 000.00. he was going to speak to his supervisor concerning my problem with the refund. I then got a call from my brother in mississippi concerning the emergency call concerning my older brother being rushed to slidell memorial hospital with a heart attack. bud mendoza is the brother in ambulance being rushed form ward 9, arabi, of new olreans, la.
I then had to pack, close up my home and drive 5 hours to mississippi to my younger brouthers home to meet with him to drive to slidell hospital. I am now home and following up on my call and talk to earl to conclude the process of a "refund for
$2, 000.00. which he said was owed me" thank you for the opportunity to get this to you.
Signed: agent ethel m. bailey

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Update by E. M. Bailey
Nov 01, 2009 1:28 pm EST

Please add bankcard america/ e.m. bailey agent
code #bce 356966 to complaint page.

Thank you. e.m. bailey, agent bce 356966

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Bankcard Empire no more!

I signed up with BCE almost one year ago with lots of sweet-talk about training with high-ranked people, promises to "walk with me" in this so-called business. As fast as I signed up, the person who signed me up disappeared. Then phone calls started about investing in advertising. I was skeptical until I met Kimberly. VERY PERSONABLE, CONFIDENT, and wooed me with ideas about her helping me to pay off my house in 6 months. I was even told I would have a 10% guarantee of the e-mail/call blasts or my money back. She said I was guaranteed 7 machines($3500). Seemed like a win-win for me so I "invested/gave away" $700 for advertising. Guess who else disappeared? For months now I have tried to get the company to stand by what their people told me but nothing yet. VERY expensive lesson learned!

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tired of the noise2
Parkesburg, US
Mar 07, 2010 12:50 pm EST

TSP Solutions is a company with an agent named Christina Saldana. Christina Saldana is the Notary for Bankcard Empire/Davidan Corporation. If you are able to get your credit card company to do a chargeback of funds that Bankcard Empire/Edgemont Productions charged to your account, then TSP Solutions steps in as a "Collection" Agency" and threatening you with non-payment. This in essence destroys your credit profile if you don't give into the threat.

Contact the Senators and House of Representatives for the state of Arizona, and ask them why there are very few regulations on these so called business. And why there are so many operating out of Arizona? Get a Congressional investigation going on these businesses in Arizona.

Edgemont Productions isn't even a licensed, registered business in Arizona. The only Edgemont Productions I could find is in Marshall, Texas run by a woman named Christina Anderson.

The Federal Trade Commission who investigates these types of business and the cold calls they produce, are down from 2000 employees to 1000, and they don't have enough people to keep up with the reports. These businesses are working on that by staying under the radar, unless people start to fight back, like they are now, then the companies started threatening defamation litigation. Deep pockets, especially since they are using someone else's money, and as long as people keep getting entrapped in their "program", "call blast", "e-mail blasts", and "sure thing" scripted messages, they will have more money to punish the people who complain when their chain is jerked. Bad Master, Good Dog, makes into bad dog.

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Bankcard Empire fraudulent statements court action

I got involved in this business over 8 months ago and have been sold the business, some call blasts and email blasts as well as radio advertising. I have spent in excess of 15, 000 dollars and have yet to get a single merchant. I see a lot of people going through the same ordeal, some spending even more than myself and some less. I have retained a firm who can represent disgruntled affiliates nationwide through their vast network of attorneys and all I need are at least one dozen people who have absolute issues regarding what they purchased and the results as well as how it was represented to establish a class action. If you are a person who has not been contacted after tries to speak to someone at this company or have spent monies with no real track record of where the money went, (as is my situation, all I get are Google maps of areas and not specifics, please contact me at [protected]@gmail.com. Please do not respond here as I am sure this is watched daily. I am sick over this as I am not a rich person. I retired 4 years ago but this looked like a good opportunity so I "invested" some of my pension. I am worried now. IF you feel the same way...PLEASE CONTACT ME IF YOU ARE ON THESE FORUMS. I am hoping I can get the RIGHT people together to get this going quickly. I have been assured by the attorneys that if enough people have solid evidence, we can move quickly.I see people who appear to have lost money as well, so if you want to get the ball rolling quickly, please step forward and help me to help you as well. I look forward to talking to those of youthat are in the same boat as myself. Please put Bankcard Victim in the subject line as I get a lot of email. I am usually quiet but Let's NAIL these ###.

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Bankcard Empire credit card number was used

Bankcard Empire called me right after I refused an offer on the internet. It was like this Co. had given them my Phone number. I was talked into a special offer from them for $247.50. I recieved my package a few days later. My credit Card Co. called and said some one was trying to buy something off the internet with my Number for a $1000.. Thank goodness, I have a watch co. with my card. They red flagged it . Whomever it was would'nt give their name or address. When Bankcard Empire called me back (twice), they acted like they had never heard of Credit Card Fraud. I cancelled that Card, so they won't get anymore. I think someone in their Co. is trying to use people's credit card Numbers to buy stuff on line. Thank You . Ripped off in Georgia

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Bankcard Empire - took $10,000.00 no return as promised in 2-3 months. it's been almost 5 months

Mike Downey, who claims to be a coach at Bankcard Empire called me in late 9/2008. He told me he would do all the work, I had to do nothing but collect the money when it came in. He charged me $10, 000.00 and that was to be matched equalling 20, 000.00. He told me I would have all or most all of my initial investment back in 2 to 3 months. It has been...

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Bankcard Empire scammed for 16,000

I first got phone call from them where I was on the site and started with giving them 146.00 and an hour later I got a phone call to pay them 16, 000.00 to get 2, 000 call blasts and assured me off getting my business on the road well this is febuary of 2009, I signed up for this business in sept.2008 I have not heard from them and asked them to return my money as I felt as I was being taken and was not happy about this company, since then I have not heard anything from them, I am disabled and this was my life savings. How could they do this. I was so happy about this business as they really did take me.

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tired of the noise2
Parkesburg, US
Mar 07, 2010 12:51 pm EST

TSP Solutions is a company with an agent named Christina Saldana. Christina Saldana is the Notary for Bankcard Empire/Davidan Corporation. If you are able to get your credit card company to do a chargeback of funds that Bankcard Empire/Edgemont Productions charged to your account, then TSP Solutions steps in as a "Collection" Agency" and threatening you with non-payment. This in essence destroys your credit profile if you don't give into the threat.

Contact the Senators and House of Representatives for the state of Arizona, and ask them why there are very few regulations on these so called business. And why there are so many operating out of Arizona? Get a Congressional investigation going on these businesses in Arizona.

Edgemont Productions isn't even a licensed, registered business in Arizona. The only Edgemont Productions I could find is in Marshall, Texas run by a woman named Christina Anderson.

The Federal Trade Commission who investigates these types of business and the cold calls they produce, are down from 2000 employees to 1000, and they don't have enough people to keep up with the reports. These businesses are working on that by staying under the radar, unless people start to fight back, like they are now, then the companies started threatening defamation litigation. Deep pockets, especially since they are using someone else's money, and as long as people keep getting entrapped in their "program", "call blast", "e-mail blasts", and "sure thing" scripted messages, they will have more money to punish the people who complain when their chain is jerked. Bad Master, Good Dog, makes into bad dog.

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KaraokeMojo
Rawlins, US
Oct 11, 2009 11:41 pm EDT

Why in the world would ANYONE EVER give 16, 000 without fully researching something? I wouldn't give my info over the phone for more than $200! In fact, not more than say... 129! That is my limit! If someone wanted 16, 000 for such a fast return, they could take it out of my earnings when I got the money. Anyone who asks for money up front like that is a scam. I don't care how good or beleivable it sounds. You have got to be ###ED to give anyone that kind of money. I wouldn't give that kind of cash to my MOTHER much less a company I didn't know!

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SCOTT WASCHER
San Diego, US
Aug 10, 2009 7:27 pm EDT

here are so many links on Bankcard Empire about their fraudulent business doings:

LINKS BELOW are postings about Bankcard Empire and Edgemont Productions on their business practices:

/URL removed/

/URL removed/

/URL removed/

/URL removed/

/URL removed/

/URL removed/

/URL removed/

/URL removed/

/URL removed/

/URL removed/

/URL removed/

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/URL removed/

/URL removed/

/URL removed/

BELOW ARE LINKS TO PROVE FRAUD AND CONTINUED FRAUD BY BANKCARD EMPIRE:

here is a link to BBB about BCE- The vice president is DAVE WEAVER (who is also part of Edgemont Productions)

http://www.bbb.org/central-northern-western-arizona/business-reviews/business-opportunity-companies/bankcard-empire-in-phoenix-az-97017441/

http://www.bbb.org/central-northern-western-arizona/business-reviews//edgemont-productions-llc-in-phoenix-az-1000003752/

here is a link to discredit dave weaver as far as his involvement in another scam corporation of the same kind of business oppertunity that was shut down by the Feds:

/URL removed/

I have a file that can not be posted on this message that links Dave Weaver to Longoria/haverston from a newspaper article dated august 27, 2007.

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SCOTT WASCHER
San Diego, US
Aug 10, 2009 7:24 pm EDT

I COMPLETE AGREE! I have yet to hear anyone (including people i have contacted on linkedin.com and people contacting me from all over) who have said they have had any success. Everyone buys into the call blasts or email blasts for thousands of dollars because of the strategy of "you buy 2000 call blasts and email blasts for a 6% return" which to me means that out of 2000 total, I should get around 120+ businesses to sign up giving me $500 dollars per sign up. This and only to find out the buyer can not get a refund nor any paperwork stating they actually had the service they bought done for them.

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Becky
Big Pine Key, US
Jun 14, 2009 12:14 am EDT

I also was taken by Bankcard Empire I only lost the initial fee of $150.00 However they did call me back and try to get $5000.00 from me for mentoring. Thank God I did not have it. They still kept on wanting to know if my credit cards were all maxed and did I have anyone in my family or a friend that would help me. I said NO to everything and quit answering their phone calls. If a Class Action Lawsuit is filed please let me know as I would like to see them get hurt financially just as they have hurt many of us. Becky PS. You are welcome to email me with information about a lawsuit. bshuta@gmail.com

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Bankcard Empire falsely representing themselves

Company Alleges that you pay $500.00 to get all the information and training you need to go out and talk to merchants to get them to buy or lease the credit card terminals and once these terminals are in place you recieve a commission on every transaction that the merchant does, then on top of this you are asked if you would be interested in participating in what they call a "call blast that is where they supposedly call a bunch of new merchants and entice them in to signing up with Bank Card Empire and for every merchant that they enroll you will be signed up with them, and this only costs another $300.00 to which you see no results or feedback.

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tired of the noise2
Parkesburg, US
Mar 07, 2010 1:00 pm EST

So, Michael Reeder, how did it works out with Mr. Robin Phillips, if that is his real name?

TSP Solutions is a company with an agent named Christina Saldana. Christina Saldana is the Notary for Bankcard Empire/Davidan Corporation. If you are able to get your credit card company to do a chargeback of funds that Bankcard Empire/Edgemont Productions charged to your account, then TSP Solutions steps in as a "Collection" Agency" and threatening you with non-payment. This in essence destroys your credit profile if you don't give into the threat.

Contact the Senators and House of Representatives for the state of Arizona, and ask them why there are very few regulations on these so called business. And why there are so many operating out of Arizona? Get a Congressional investigation going on these businesses in Arizona.

Edgemont Productions isn't even a licensed, registered business in Arizona. The only Edgemont Productions I could find is in Marshall, Texas run by a woman named Christina Anderson.

The Federal Trade Commission who investigates these types of business and the cold calls they produce, are down from 2000 employees to 1000, and they don't have enough people to keep up with the reports. These businesses are working on that by staying under the radar, unless people start to fight back, like they are now, then the companies started threatening defamation litigation. Deep pockets, especially since they are using someone else's money, and as long as people keep getting entrapped in their "program", "call blast", "e-mail blasts", and "sure thing" scripted messages, they will have more money to punish the people who complain when their chain is jerked. Bad Master, Good Dog, makes into bad dog.

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concerned bce affiliate
eugene, US
Aug 25, 2009 3:16 pm EDT

after reading all these texts its worse than i figured i am an affiliate of bce and i was approached vea cell phone from a company representing bce with the opportunity for a fast track into the sales business. 5000 dollors for 2500 call blasts and 2500 e-mail blasts to new merchants looking for credit card processing. I thought what a great plan make some money from this ad investment so i could expand my ad campaign to the google forum. I started for bce on the 14th of may and haven't seen a dime. The customer service number that Bob Scott (the sales person representing bce) gave me was the number for bce customer service. Every time i call i GET A RUN AROUND and a very polite ( I HAVE SENT AN e-MAIL TO THE SALES DEPARTMENT AND YOU SHOULD BE GETTING UR BI WEEKLY REPORTS IN ABOUT TWO WEEKS) this friday august 28th will be the 4th time i should be getting my reports in about two weeks. asfter this post i will be calling the number in the above texts to get some answers. If bce isn't to blame then it was a company that they had to authorize to sell ads for them and they need to take the issues i have and resolve them. The 5000 dollors was invoiced to edgemont productions but all the faxs and documentation was sent through bce. I was promissed not garanteed of course that i wouldn't have to sell anything that this call blast program would pay for its self and even if it didn't you would think that they could have sold to at least 110 out of 5000 merchant contacts that are looking for credit card processing

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michael reeder
lucerne, US
Jul 15, 2009 6:02 pm EDT

I michael (mikreder@aol.com) retract my last complaint, I have spoken to Mr. Robin Philips and I am going to give bankcard empire another try.

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michael reeder
lucerne, US
Mar 09, 2009 9:36 pm EDT

My name is michael (mikreder@aol.com) and I agree about the law suit against bankcard empire. They took me for 5000 dollars and haven't seen one cent. PLease feel free to contact me on the above email address.

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Bankcard Empire rip-off

I too have been ripped off by bankcard Empire. Paid them $195.00 in August 2008 for affilliate training manuel which was a joke.But I still didn't learn.Got a call from them saying if I purchased e-mail and call blasts I could make more money. So after I charged $5000 on my charge card I received a call the NEXT day from someone else from their office saying if I would invest $35, 000 I might have a chance making some good money. I could still make money with my little amount of $5000 but the wise people were investing more. Thank goodness I didn't fall for that one. So now it it January 2009 and I have NOT MADE ONE DIME! Do not sign up with these people!

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Update by Dennis
Jul 11, 2009 4:27 pm EDT

My name is Dennis . I filed the complaint against Bankcard Empire on 1/8/2009. I am now withdrawing the complaint.

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Bankcard Empire - ripped off

I have no site to reach anyone, phone calls don't get answered, unless their senting announcements!! I paid $200.00 before they sent me the papers to sign and the dvd. I will not sign these papers and I can't get a hold of anyone. I believe they are trying to wait until the 30 days go by to act like I missed the deadline. Where do I go to actually talk to someone, before I can't get my money back.

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Bankcard Empire rip off

I signed up with bankcard empire last month and i received the training package and it looked righteous I paid $150.00 for this business that was the first phone call I was really excited. Then the second call came the director was asking for $2500.00 hundred I was taken aback I really get upset when you sign up for a business they get you for the initial sign up fee then they hit you for that large mentor amount it just sickens me.

I gave my so called director the riot act about why should I pay him that money when there's no guarantee that I was going to make money only on his word. huh he tried so hard to convince me I wasn't so convinced after that he got mad and hung up lol.

I called customer service to request my money back they won't give it back saying I can work the program without a mentor yeah right I won't put my good name on anything for this company of scam artist they take your money and run. The initial fee is a substantial amount when you not working but when the come back at you with that big chunk forget it. 'if it walks like a duck and quacks like a duck' then its a duck.

Theses people are such shallow little people who will get theirs in the end. It is such said world were living in today when people have to be ripping their neighbors off without any regard or conscious. Although I'm still hopeful about finding a home base business but to no avail.

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Guade
, US
Jan 29, 2012 4:28 pm EST

I initially paid to be an agent representing them to businesses. It was $500.00 to join. I was to get them business referrels, so they

would rent credit card processors to them. After being veified, they were allowedto get money based on past business. The small business could remodel, take a trip, whatever thay wanted to use the money for. I am handicapped at home 24/7 it has not been a secret. When I call to get my money returned, they refuse. I sure need it more than they do!@

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Alan
Medford, US
Mar 29, 2009 6:20 pm EDT

I too got ripped off for $500 plus $20 a month for a
website. Then I got sucked in for the call blasting,
I am in the process of backcharging them on
my credit cards now.
Alan [protected] ripoffsnow@yahoo.

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Merchant Referral Solutions
Phoenix, US
Oct 13, 2009 8:12 pm EDT

You have posted a libelous statement against Merchant Referral Solutions and we respectfully ask that you withdraw or remove your statement within one business day. Incorrect statements defame our company and are a cause for action in a court of law.

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euphoria
Ft White, US
Oct 03, 2009 5:35 pm EDT

Are you talking about Merchant Referral Solutions? My husband got scammed by these people a couple weeks ago. They are based in Phoenix, and according to the local BBB, they have only been in business since 9/2/09. However, when you ask how long they've been in business, they claim "7 years." How interesting, yet not surprising, to discover that they seem "new" but are just an old scammer putting on a new name. The addresses we were given for them are UPS/mailbox buildings (I Google-earthed them). They ripped us off for $219, allegedly for a "training" packet (which was just a further extension of their initial sales pitch) and when my husband, finally realizing it was a scam, canceled his credit card, he was told that another $4, 000 had been attempted, and another $999 went through AFTER he canceled the card (so our credit card company is going to have to eat that one). When he told the rep at Merchant Referral Solutions that he had changed his mind, they said "no refund, " despite that it was well within the legal "3-day cooling off period" and that he had at no time authorized them to steal our money! We have filed complaints with the Better Business Bureau, the Arizona Attorney General's office, the US Postal Service (because they used the mail), the Consumer Fraud hotline and the Federal Trade Commission. My goal is that no one else gets ripped off by these people.

Oh, and if any of you Merchant Referral Solutions/Bankcard Empire scam artists are reading this (Wayne Morris, Brian Soper, etc): Of the last five people that pissed me off to this extent, one is dead (his funeral was on my birthday), one buried a son, one buried a wife and currently has cancer, and two of them were fired in disgrace and brought up on criminal charges. Karma has a way of being very kind to me. Hope you can sleep tonight.

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MichaelSM
Bothell, US
Sep 29, 2009 7:37 pm EDT

Update---- 3months later... no sales from my web site, many calls from sales people trying to sell me marketing packages. No sales. Passed out the cards... no sales. Seemed like the only way to get an account credit was to by my own merchant account from authorize net... not going to do that... So canceled by bank account and will ignore sales calls.

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pissedoff1233
, US
Sep 23, 2009 2:02 pm EDT

bankcard empire has changed thier name to merchant referral services. doing the same scam just different name. different offices calling with same lies. dave weaver making millions cheating people.

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Honu
, US
Aug 27, 2009 7:15 am EDT

I got a call from a BCE agent 8/10/09 who did his spill on the business & how much I could make. The start up cost started at $295 & went down to $150 after I told him I couldn't afford the initial cost. It gets better, I get a call a wk later from a coach who told me how the business worked. That was all good till he started asking questions about my credit line on all my credit cards. After that he told me that because of my good credit he highly recommended that I use one or more of my credit cards for the amount of $10, 000-$25, 000 for leads so I can make a reasonable amount of residual income. When I started asking more questions & mentioned that I would have to think about it & talk to my partner he became a little agitated. He had the nerve to say, "well if you need your partner's permission to start your own business than you are wasting my time!" First of all, that was his biggest mistake because my money & credit is not his to tell me how I should spend my money! I am very aware of OPM (other people's money) when it comes to business, but to demand I start out between $10-$25 thousand is crazy especially when he said that I should not expect to make any money between 6-9 mths. To top that off, he added that if it doesn't work out for me within a yr after spending that small amount I can just do bankruptcy! Why the hell would I even consider that if he just spent 1/2hr explaining to me how good BCEs reputation is. I have a home based business & I have not spent that much to make a comfortable income. I have never spent anything over $500 for a substantial amount of leads, but to ask someone to spend a huge amount which is not guaranteed is just blatantly crazy! I get it, it's just OPM, but someone has to pay that back & I don't want to have that as a blemish on my credit report when I'm applying for a legitimate cause! Is this a SCAM or is the agent just a little too greedy! Hmmmmmm

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Reyna_M.baby
Laveen, US
Aug 21, 2009 11:56 pm EDT

this has nothing to do with the product or service they're offering, i think its a very legit and smart business plan 2 be apart of. but the manager at the office located on osborn n central is a pervert! he's very rude and made sexual remarks 2 me because i chose 2 terminate my contract with them. my whole reason 4 quiting is because he made me feel very uncomfortable. and the part that gets me the most is that i loved the job and my co-workers. the office managers, and the senior accountants he made the remarks to, are very unprofessional and i wouldnt ever recommend the job to any one who is well endowed in any area of their body!

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My Scam Reporter
Indianapolis, US
Aug 02, 2009 8:02 am EDT

Dear Mr. Ray Petty,

Have Bankcard Empire PROVE that there ANY credit card terminals out there being used by merchants. That's a secret, I was told. I've worked with banks and credit card merchants before. They are more than happy to share customer testimonials.

Let's get to some FACTS. Since you want to help everyone understand how wonderful Bankcard Empire is, help me with these issues:

I was told I was being charged for a LIFETIME LICENSE that was necessary for me to be an agent. I received an invoice that showed my fee was for a TRAINING PACK - of which there is not one shred of training in. The DVD is nothing but a tour of the office. Show me ONE thing in that DVD that can help me with my business. And where is my LICENSE?

On Friday, a "Marketing Manager" called to pitch me on a $20, 000 marketing campaign. He told me it was going to be done with "the search engines". I asked what they were going to do. He told me, "If I knew that I'd be rich."

He wanted $10, 000 up front for something he would not explain to me. ? He then told me that Google would do all the work and that Bankcard Empire owned two powerful search engines - www.Searchthewolf.com and www.Iwebcrawl.com - both are ordinary websites with AFFILIATE MARKETING ADS on them and a GOOGLE SEARCH WIDGET. So, let me get this straight... If Google doesn't work, your marketing department is going to use a retail website and a Google search box to get me business? How does that work?

Are you going to send me a liable letter for what your rep told me?

Send me a liable letter. I'll wipe my A$$ with it. Let's go to court and see who wins.

I have a website for you: www.IC3.gov - FBI Internet Crime Complaint Center

Any IDIOT can look at those two websites your rep gave me and see that they are just SALES SITES with a SEARCH BOX. I sold advertising for 9 years. I gave my clients DETAILS. Radio and TV stations required AFFIDAVITS for campaigns. Your lackey couldn't explain one thing about the $10, 000 campaign. He did promise that I'd get thousands and thousands of leads.

If he can produce thousands and thousands of leads with your secret marketing strategies, how come your YouTube videos only have 200-700 hits on them? The one with 655 views has been there 10 MONTHS.

Why is it that if you type in HBOMedia.com in Google, you get a link to a page of CODE? There is nothing there. The only way you can get to HBOMedia.com is through the link on the affiliate replicated site.

Dave Weaver is in one of your videos as owner of Bankcard Empire. Dave Weaver is listed in WHOIS.net as the owner of HBOMedia.com. I called HBOMedia.com a month ago and the guy said he had no record of Bankcard Empire. Then he gave me an email address to file a complaint: abuse@secureserver.net - it goes NOWHERE.

Since you like to write long-winded statements, take all the time you want on this question...

Your rep said that if I get a lead from my affiliate website that one of your field agents would be out to close the deal in 2-3 days. If I ran my own advertising campaign on the Internet and I got leads in Minnesota, Oregon and Florida, are you going to fly reps to all of those areas to close my deals? How does that work? Is that cost-effective for you? How many sales reps do you have at Bankcard Empire to close deals? It seems extremely expensive to be buying plane tickets on 24-hour notice to fly out and close deals. You might want to talk to an accountant about that.

Your rep that sold me also told me that the reason Bankcard Empire needed people like me was so that Bankcard Empire didn't need to open a field office to satisfy bank merchant regulations. He said the regulations required an office within several hundred miles of where the terminal was to be placed with the merchant. Well that's great. But how does all that work if I get a lead in Maine? Do you need to find an affiliate within that magic radius to meet bank merchant regulations? Flying all those field reps all over the country to close deals for your affiliates/agents must be a logistical nightmare for Bankcard Empire. Maybe you can find a good travel agent on www.Searchthewolf.com or www.Iwebcrawl.com - there are lots of ads there. You might even get a deal on some new clothes. But you have to hurry because I hear that those sites are going to start producing leads for Bankcard Empire agents and they might be busy.

Oh Ray... I hope you give me a long reply about the wonders of Bankcard Empire. Make sure you use the full name of the company - Bankcard Empire because that maximizes SEO on the post. You're greatly outnumbered here. You can't shout down people with complaints by posting the same stuff over and over and over. We heard you the first time. It didn't make sense then. It didn't improve the second or third time.

How come Bankcard Empire (More SEO) does not produce an Agent Newsletter or have any support on your site or anywhere else for agent resources? Wouldn't it be great if you had a newsletter that showed the top affiliates/agents in the country? That would make your job so much easier. You wouldn't have to go around to all these sites rebutting complaints or posting fabrications on free PR sites and free eZine sites. You could actually show us real people making real money. As anonymous as we are, so are the people that rave about Bankcard Empire and how Bankcard Empire (wow-two keywords in ONE sentence) works so well. There aren't any stories that even elude to the types of merchants who are getting these great terminals from Bankcard Empire. No stories like, "A florist in Seattle is a thrilled customer of Bankcard Empire." We'll respect Bankcard Empires in-house rules of complete secrecy and privacy about the 86, 000 merchants who are using your terminals. Just give us a bone, Ray. Tell us ONE happy story out of 86, 000 satisfied customers.

Another marketing tip, since no one at your company seems to know anything about marketing, is to have the people who say they work for you be less abusive in their replies. An old adage I learned in forums is that if you have to reduce yourself to calling the other person names or attacking them personally, you've already lost the argument.

And why do you give us your phone number? What can you do for any of us? Nearly 100% of the people complaining seem to want their money back, but no one has ever said they've received a refund. So what good would the phone number do? And if we work the business, how many deals can we get? If we all started working the business the way your shills tell us to, then you'd have sales reps flying from city to city all day and night. Right? Just to close deals for us. Sure you would.

Hey, did I get this right or not? Please correct me if I'm wrong. In the video on YouTube that shows Dave Weaver, owner of Bankcard Empire, giving the check to the lady at the Arizona Humane Society for $4, 500. Who did you give the other $4, 500 to? And I thought I heard Dave say that everyone at the restaurant pitched in. Dave owns a sports bar in Phoenix, right? Are you guys selling food at Bankcard Empire? Where did the money really come from, Bankcard Empire or the sports bar?

In closing... in the post above you are going after Mr. Henri and you stated, "he has produced nothing to date to prove these allegations to Bankcard Empire." Well, Bankcard Empire has produced nothing to date to show that there are any credit card merchants using credit card processing terminals provided by Bankcard Empire. You have not produced ONE affiliate/agent to use as a resource or share with us facts and details about how they made their fortune with Bankcard Empire. The coaches and marketing reps who have called me have not been able to produce details about the expensive marketing campaigns. They couldn't even explain how they were going to do it.

It seems that none of these people complaining received any tracking reports or numeric summaries of the marketing campaign they paid for. Do you offer monthly statements to agents?

Is there a hit counter on the affiliate website? I don't know. You've been charging me for it for months and I've never received my log in, even though there is a link to Register on my affiliate page.

Why don't you produce ONE agent who said they had a beef with you and you guys actually gave them their money back. Just ONE. Big, honest companies do it all the time.

Since your marketing guys like to share shopping website with us and charge us for their use, I'm going to trump you, Ray. I'm going to offer FREE websites:

FBI: http://www.IC3.gov

Arizona Attorney General: http://www.azag.gov/AllComplaints.html

Better Business Bureau: http://www.bbb.org/

Maybe the car business will pick up Ray and you can go back to doing auto dealer spots.

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MichaelSM
Bothell, US
Jul 14, 2009 4:10 am EDT

I just signed up. 7-13-09. I'll give it a college try. I'm already selling web hosting so I already have my leads and I see this as a great add on sale to web hosting clients that want to be able to accept credit cards to sell online and in person. If the equipment works and the service is competitive with other merchant processing services then it seems to be all up to me to open my mouth and offer the service. If I fail to sell the equipment then it will be my fault and not the company's fault. I understand the costs involved in hosting a self-replicating web site system and maintaining the database systems as I am a web applications programmer and know that systems that work cost money to maintain properly. So 199 bucks to get the account set up and 19.95 to maintain it is cheep compared to hiring a dedicated programmer to write and maintain a system like this.
You don't even really need the web site..my sales rep said I could just call in the orders to the company and I just had to give my id number. The web site is just a sales and commission tracking tool for you... Just keep track of it your self on a spread sheet as you sell your systems. No effort = no success... Sales is a numbers game. If you contact 100 businesses and ask them to buy you may get a sale... ask 0 businesses to buy and you will get 0 sales. don't be afraid of a no... it just means your closer to a yes. consistent persistence with a focused plan. Make a plan to contact all the businesses in a zip code and after you have contacted all of them you will know your potential success rate for expanding to other zip codes. Do it in blocks of 100 calls. After each 100 calls if you did not get a positive response then try modifying your pitch and writing it down. Practice the pitch before you start calling. Keep a written call log with the contact info so you can go back and review your results. You are simply asking for an appointment time to have the sales team call them and give them the facts and handle the close of the sale. If your not willing to make this small effort then self employment and sales is not a field you should explore anymore. Open mouth=open business.

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