Association For Lifestyle Reform / Health Insurance Fraud
When I received the phone call soliciting the sale of health insurance, I was told that the policy I was purchasing would have the following:
a) co-pay for doctor visits of $20
b) coverage would include mental health providers
c) prescription coverage with a co-pay for medications of $25
d) payment would be debited from my account in 30 days
e) coverage would be effective Nov. 1, 2008
None of these were true, and they debited my account without prior notification to me right after I agreed to the policy, not in 30 days like I was told originally.
I have incurred over $1500 in medical expenses because of their lies. Do not purchase from this company.