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Aspir one / breakdown recovery plan

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Hi i went to buy a laptop for my son aspire one from acer and have seen that somebody was taken 3.99 a month out of my account not knowing about this at all stoped the direct debit then became a letter from currys asking me why i have cacelled this !! I was never asked if i want it and dont know how they done this i have paid the item with my credit card in the shop and did not authorise any body to take this money from my account and was not even asked is this possible..Liam

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