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AP9*YOURSAVINGS CLUB 877-820-7107 / Deducting money from my account without authorization

1 United States Review updated:

This "YourSavings" company has been deducting from my American Express account since June 28 2007. The following is a listing of their deductions which I consider a theft.

6/28/07 $1.00 Ref # [protected]
7/06/07 $19.95 Ref # [protected]
7/29/07 $1.00 Ref # [protected]
8/28/07 $1.00 Ref # [protected]
9/26/07 $1.00 Ref # [protected]


Please advise me as what I can do to stop this THEFT.



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  • Nw
      6th of Apr, 2009
    0 Votes

    Please check out the Better Business Bureau at There you can file a complaint to get your money back. It looks like they'll honor everyone's complaint. I just filed one so we'll see. The parent company is called Vertue, Inc. Phone number is (402) 661-2000. Address is 9500 W Dodge Rd, Omaha, NE 68114. Here is a list of the companies that they own. so boycott all of them. They have had 2, 540 complaints in the last 6 months of the date of this posting; add 1 more for me. The name of the owner is a Deborah Podrazo so if anyone happens to know who this is, they know who's tires to slash.

    All information listed above was gathered from and therefore I cannot guarantee the accuracy.

  • Ve
      14th of Feb, 2009
    0 Votes

    Please could you cancel my account in you book as I am not interst any more using your service. you have tried to get money in my bank account without my authorisation and I am very disappointed.

    Thanks for your coorperation. I will send your carte by poste


  • Ka
      28th of Jan, 2009
    0 Votes

    $1.00 deduced from my master card monthly? I would like this stopped.


  • Wo
      30th of Dec, 2008
    0 Votes

    i got this comment from another consumer complaint site... I hope the information that this person shared is helpful for everyone... i am also a victim of "your savings" and "privacy matters". "Privacy matters" refunded all my money back to my account but i am worried that they will still charge me in the future just like what happened to other people here who had canceled their accounts... On the other hand, "your savings" only refunded me a $1.00, i expected to get $4.00 back because that was the total amount they've taken from my account.. I email adaptive marketing and your savings, i hope i can get a decent reply from them... please read below.. hope it's helpful info.

    This just started happening to me on 9/26/08. Currently I have four unauthorized AP9 transactions on my checking account. My bank has started legal processings thru their fraud department. I also contacted a lawyer, who has started a CLASS ACTION LAWSUIT & INVESTIGATION. Visit them here: and then click on AP9. Write them an email & see what they can do for you.

    Being in the legal/criminal justice field myself as a parole officer, this makes me extremely annoyed.

    This supposed company called: YOURSAVINGSCLUB.COM is owned by ADAPTIVE MARKETING LLC. They have customer service at the number 1-800-962-4106. The website for this mother company is:

    I'm honestly not sure how YOURSAVINGSCLUB.COM got my debit card number. But as of right now, the card has been deactivated. The ONLY company that EVER had this number was BLOCKBUSTER VIDEO. My bank & I have come to the conclusion that it's them. So does my lawyer.

    If anyone wants to contact me, in regards to this. Email me: [protected]


    Caroline P Rogers
    State of Colorado Probation & Parole
    of the 8th Judicial District
    Fort Collins, Colorado, USA

  • Da
      3rd of Dec, 2008
    0 Votes

    I have just found out about this charge on my cc and i am shocked that these so called companies can still get away with charging these unauthorized charges and cc companies can't do anything about it!! Thank god i found this after 2 months of being charged $1.00 and i called them right away to cancel this so called membership, that i didn't know i had!! But who knows what's gonna happen. It looks like they can do whatever they want!! How is this possible that after this many complaints nobody is investigating this company???

  • Wi
      17th of Nov, 2008
    0 Votes

    This is been coming out of my account scent the first of the year I JUST WITH IT TO STOP !!!

  • Ma
      16th of Oct, 2008
    0 Votes

    I would like to cancel my membership. Acct. #24351788286298894333624
    Merchant Cat. Code 5968.
    Thank you.
    Mary E. Joly

  • Yo
      18th of Sep, 2008
    0 Votes

    if you dont mind will you please stop take my money out of my checking account because i donot want this and will you please but my $1.00 back in my account

  • Ma
      7th of Aug, 2008
    0 Votes

    if your dont stop taking money out of my account i seroius going to suit ya, because i ask to cancle my membership for the longest id. my id # is 932467861

  • Ma
      31st of Jul, 2008
    0 Votes

    please dont take out of my checking account any more i canceled it once but your are still geting it out of my account please stop

  • Iv
      21st of Jun, 2008
    0 Votes

    I handled one (Citi) and closed up account for this same unauthorized charge, and now pop up again on my second account (HSBC) in different company name, I believe I have to closed up my account again, or maybe close up all my accounts in the same time, otherwise, one down and many to goes. What a headache.
    I call the 877 number but no real person you can speak to and when you press 0, it says “Goodbye”, so please help!

  • Do
      6th of Jun, 2008
    0 Votes

    I have now closed my credit card for the second time due to charges such as this as well as from "dealmax" and "passport to fun" that have opened memberships and are billing my credit card. This happened in April, I closed the account and reopened under a new number and now it has happened a second time. The accounts are opened under my phone number and I have DSL through my phone company so I am wondering if they are getting information somehow from the phone company?

  • Ke
      23rd of May, 2008
    0 Votes

    I have also been having the same problem with the $1.00 deductions from my account! I don't know how these people got my account information, but I want this to stop!!!

  • Do
      16th of May, 2008
    0 Votes

    Please credit my account with Wells Fargo Bank for an unauthorized charge of $1 made on 05/06/2008.

    Donna Blakely
    Colorado Springs, Co

  • Ca
      9th of May, 2008
    0 Votes

    Go to their website and cancel it. Was looking through some of the discounts they offer... its actually not bad. These are companies that work with online retailers. Usually what happens is you get a discount to some product but written in the bottom is some verbage saying that by taking this discount you agree to subscribe to a service.

  • Ma
      30th of Apr, 2008
    0 Votes

    I have been having the same problem i had to contact my bank and they havnt been able to help me either. The number you cal the 8778027107 is no help at all.

  • Je
      26th of Apr, 2008
    0 Votes

    I've had the same $ 1.00 charge come up several times. I also have another company called PMIDENTY taking $ 1.00 from my account. I don't know if they are affiliated with yoursavings. A few years ago a company was taking $1.00 several times from one of my old accounts. I ended up having to cancel the account. I wonder if they caught up to me and were able to get my new information.

  • Ma
      24th of Apr, 2008
    0 Votes

    Theses people were able to continue to debit my account even after me canceling my debit check card and having another issued...the people at the bank have no clue as to how they are able to do this! I can't cancel the membership there's no way to that I've found.(CLOSE YOUR ACCOUNTS!) that's just what I think has to be done. I've noticed that a lot of people this is happening to has direct deposit...will we have to stop that as well? because if they can still debit my account after my card was canceled how do I stop them from finding where I've moved my account?

  • Bi
      6th of Feb, 2008
    0 Votes

    I also had same problem with this charge ever month on a commercial account. My bank says that this charge was started by a debit card and I should cansel my ATM card and get a new one. They think this will stop this charge. Thats what I'm going to try hope it works.

  • Ch
      30th of Jan, 2008
    0 Votes

    I also had the same problem, they were debiting my account at least twice per month for several months now. I called the number that appeared on my bank statement (877-820-7107) and retrieved my membership id by giving them my phone number and zip code. I then proceeded to cancel my account. Hopefully these charges will not stop. I have no idea what I signed up for to make this happen.

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