This company called me offering a personal loan of $50,000. They said I had two options, either I put $2,000. into an insurance account with their company and will be given a three month grace period or send $2,600. an advanced payment option in which case I will not make any payment until June 2008. It sounded too good to be true, so I decided to research the company before jumping in. Thank you folks for this web site where I am able to get information on this company. I will not do business with them.