i was also contacted by these people, calling themself Central Florida Financial, offering a credit card. And I also asked what type and was told it was a regular Visa. From the conversation I had with "Nick" I assumed it was a secured credit card. However a week after I signed up, I looked them up and saw what it was really was. I called on July 2nd to cancel, and was told it would be taken care of, I would not be charged. About a week later I received a form from them asking to verify my account information and that the money would be taken out. Once again, I called on July 17th and told them to cancel. And I was again told that it would be cancelled and I would not be charged. Well on July 25th 150.00 was taken out of my account!! Not only did I lose that money, other bills I had to pay were taken out, so my account balance was put to below zero and I now have overdraft charges and fees. Luckliy my bank is considering it an unauthorized transaction and is giving me back my money.
But today I decided to call these people and see if they would refund me. I repeatedly keep getting the same person on the phone...all he does is change his voice! He gave me several names such as Chris Phillips, Chris Washington, and a Mr. Rivera. Whatever name he used he was extremely rude and abusive and claimed he was the head of customer service and he was the only one I could speak to.
So I decided to call from a different number and claimed I was calling from a law firm. This person refused to give me a street address or a phone number.
I am filing a report against them with the NY Attorney General and the Florida attorney general. I would suggest other people do the same. With people having such a hrad time financially and looking for ways to get out of debt, these people are basically making money off the people who can't afford it. I'll repost on here and let everyone know what happens with the attorney generals. But more people need to speak up, itherwise these people will continue to do it.