I love the people that want to build up thier credit, but hate the fact that`s not a MC/VISA, AMEX, etc, , , Before you judge any financial corp, stop and and ask yourself this, are they providing the service there stating, is your credit score going up/down, that`s what you need to ask yourself. If your credit is important to you and only you, than go forward with the program, remember you have been turned down in the past for many reasons, if any CCC is willing to give you credit go for it. I`ve had this problem in the past. Today I can truly say it was worth it for me.
PS- Everyone like`s to hear negativity for any corp, let`s get real and move forward