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1 United States Review updated:
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I am ashamed to admit that I have been taken by ameriloan. I consider myself, and educated person, and typically am pretty savvy to scams. The sad thing is that no matter the education level of the individual, at some point we are all week. I got a payday loan from Ameriloan for $250, I was under the imprission that every week on payday $90 would be debited from my checking account, well they did take out $90 per week, and when I had already paid $575, they decided to go for it all. They took out $90, and $50 on the same day, ane the next week they tried to withdraw $310, and $400 on the very same day. What happened after that was financially devistating. A ton of checks bounced I almost lost my car. And they had the nerve to call tonight and ask that we pay $310 to pay off the debt, I couldn't belive what I was hearing, so I played along, after they wanted me to authorize another debit from my checking account. Hello, I was financially ruined once, and have no means of recouping my losses. I told them I would send a check for the remainder of the funds (which I did not owe) The customer service rep, quickly replied, we don't take checks. What legitimate Co, who wants to collect, so called losses, will not accept a check? They advised me to go to Walmart and get a prepaid credit card and call them when I get it, so they could get the numbers, and draw from it immediately. At this point the only thing I am worried about is, do they report to the credit bureau? I am trying so hard to clean up my credit and they may have the means to destroy my name. Do they ever stop, and so I have any legit complaint?

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  • Va
      14th of Apr, 2008
    0 Votes - Overcharged!
    United States

    I agreed to the loan for 150 dollar to come out of my account in 45 dollar increments, and within 2 days there was a charge for 45 and for 50, and also the status on my loan on their website says another payment of 80 is due on the 25th of April and the balance due is 130, when two payments had been previously taken out of my bank out to pay off this loan.

  • Sh
      21st of Oct, 2008
    0 Votes - Will not respond or put money in my bank account
    2802 Stearns Ave.
    Wichita Falls
    United States
    Phone: 940-696-2996

    I was approved for a loan of $200. Money has not been sent to my checking account. It has only been two days, but I contacted my bank immediately as well as my attorney. My next step will be to go into my bank, contact the head officer of the bank, file a police report, and change my banking information. I will also try to contact my state's attorney general. This is a crime that has to be stopped!

  • Na
      28th of Nov, 2008
    0 Votes

    i tried to get a 150 laon and they still havent put it in my bank 2 days ago.

  • Su
      2nd of Dec, 2008
    0 Votes

    I've been doing business with AmeriLoan for at least two years now and like you I did not read the fine print.
    They explained to me if I would have paid back my first loan for $150.00 when I signed the agreement to pay it back with the interest( I can't remember how much) on my payday it would cost me X amount of dollars, but I got a notice from them by email telling me the payment was coming due and and if they didn't hear from me they would understand I could not make the full payment so $50.00 + interest of $45.00 was taken out of my account.
    I had bad credit and they loaned me money and in good faith I signed that agreement to pay them back or it states in the contract how much interest they are going to charge us. They also gave me the web site to go to and sign in to keep track of how much it was going to cost until the loan was paid off.
    We are all hurting for money and in my case I am disabled so I needed the money for medical reasons and they were the only ones who would work with me;which I got myself into this just like all of you and if you would check the web site and follow the directions; it will show you how much you are going to be paying out each month until they are paid back.
    Before we fly off the handle; we really need to contact them like I did and they will totally explain
    the whole process to you, but it is your responsibility to read the contract.
    There might be someone who is trying to come off as AmeriLoan, but the company I work with has never been rude even tho I was upset with them the first time and after they walked me through the system I felt like a big baby.
    I was glad to get their money; I was glad to glance over the contract and sign it; and I was glad to spend their money, but when it came time for me to pay them back according to the contract I SIGNED; it wiped the smile off my face.
    I'm so sorry for all of you, but I like AmeriLoan and will continue to do business with them.
    May God Bless All of You.

  • Bn
      18th of Nov, 2009
    0 Votes

    I accepted a loan for $250 in febuary 2009 with a pay back of $100. total payback should have been $350. as to date you have takin $680. I tryed to access my acount on line and the website refused to except my password. with no way to get in touch with you, I had to change my bank acount, witch I, ve had for 20 years witch cost me another $100. so now you are contacting me with a collection notice, if I don, t here from you in 48hrs the next time you here from me will be from my attorney! you owe me $330. you can call me at 352 485 2826 I, ll be wating for your call

  • Ro
      2nd of Aug, 2010
    0 Votes

    they got me too. i hope they put them out of bussiness i have had no money for 8 days cant even buy a chicken nugget are a roll of toliet paper they screwed my bk account completly up .io 35.00overdraft fees put these people in jail for fraud.

  • Lo
      26th of Nov, 2010
    0 Votes

    I think they should go to jail period for making people like us suffer. Its unfair actually. I had this loan and for a while, i paid them monthly, but then after wards, i couldn't pay them anymore. I was in a bad financial situation and therefore, i tried to call them but they never answered their phone. they charged me every week! which made me over draft a whole lot. I was stressed out because my paycheck doesn't come until the following week. They then harassed me again at work and my boss is getting annoyed off of it and even yelled at them also. I just want them to stop! its annoying.. All loans especially this and Ace express loans should be out of business or go to jail.

  • Lo
      24th of Apr, 2012
    0 Votes

    yes they got me to ameriloan will no longer get my money though.if you need money please go to a cash advance or easy money in your home town.they are very nice and understanding and unlike ameriloan they wont rob you blind

  • Lo
      24th of Apr, 2012
    0 Votes

    yes i to got taking buy ameriloan, but no more. please people if you need money please go to a cash advance or easy money in your home town you dont pay that much back and there is NO interaste to pay. ameriloans phone no. is 1-800-362-9090.also go to your bank and stop them from taking and overdrawling your account.

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