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American Income Life Insurance

American Income Life Insurance review: strange phone call for interview 17

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5:26 pm EDT
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I had a phone call from a recruiter for AIL - saw ad on Craig's List and sent in resume and she called wanting to talk to me about a job opening. She said they had a number of jobs open. She did ask me if I was looking for a career.

Having done a lot of HR, sales & recruitment myself I could tell she was working off a script. She conducted a phone interview and said because of my answers I was to come for an interview. She said a time - I said ok and then realized that I had another commitment for that time. I checked my calendar and told her I had to make it another time.

She then got a bit hostile with me "I thought you wanted a career" to which I said I do but I have a commitment. She said she didn't have any other time because she was too busy and she was at the end of recruiting and wanted to wrap it up on Friday. She told me to see if I could change it and call her back and she would pencil me in and maybe she would have another time.

I found the whole conversation strange the way she conducted herself, that she was hiring for multiple positions but there was one slot open to interview at 11:20AM on Friday.

I then looked them on on the web and found various complaints and thought okay this sounds familiar. Also, it told me that she was giving me a deceptive pitch and that there were definitely other appointments open.

As far as I am concerned they can be a great insurance company and have a good product but when it comes to hiring
there are specific rules issued by IRS and the state that you are in that governs Independent Contractors and what you can have them do and not do to be in compliance. Several recountings of others' experiences with this company would not fit within these guidelines.

There are "jobs" and there are "business opportunities" and any advertising should be clear what they are offering. This is a not a job it's a business opportunity to have your own business as that is what an Independent Contractor is. You are self-employed. Their advertising and phone interview was misleading. I was offered a job opportunity and it is actually a business.

I called back and cancelled. Have found in business that if you are just honest up front you save a lot of time and money.

It is my experience that a company that is deceptive on the hiring side carries the same management style to their customers and it's what you could expect on that end!

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17 comments
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ProfChaos
Chicago, US
Aug 07, 2012 10:21 am EDT

These people will hire anyone. If you have spent thousands of dollars on a college degree (which I have), I would advise you find something better. If you do not have the college degree, or love sales, it would probably be a great step in the right direction (especially if you are a people person). I have been contacted by too many people saying they need a 'financial advisor' and it turns out it is just a door-to-door sales job. At the informational meetings (which they call interviews) they will tell you how you can make so much money while sitting on your couch if you are able to recruit another employee... sounds a bit like a pyramid scheme if you ask me. I am just as frustrated as many others who have posted on this page with all the companies with these 'opportunities' available. I wish there was a way to block certain employers from viewing your resume altogether.
Lastly, when submitting a post with positive feedback about the company you work for, said company would probably appreciate you sounding educated and spelling everything correctly, especially when there is a spell check option at the bottom of the page!

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joe
Santa Rosa, US
Jun 02, 2009 1:54 pm EDT

This is such ### for them to do this to people, including me. I hope the go bankrupt or sued. Mother###ers messing with people's lives.

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Pfist
slc, US
May 26, 2009 11:49 am EDT

I also work for ail. When i was first recruited i was living in NV. I moved myself and my family to UT for this opportunity. I Was told from the get go that AIL is a commission only job... Yes this job is not for everyone but if you can do it you should. It took me 3 weeks to pass my test. ok done. and 1.5 week to learn my script) you get a sales script for HR reasons, as we work with union like the FOP and the Fireman's assoc. they want to know what we are saying in the home...) my first week of training i was giving a sale by my manager to get me a pay check. it was a nice pay check like 700 for one week not bad i guess. Once i was on my own i did great for the first couple weeks. almost got out of debt then too! but after that i started having a hard time... not sure why but i did... after two weeks with no pay check my manager wrote me a personal check for 1500 to help out my family then went out in the field with me to see what i was doing wrong and to help me. he wrote me three sales and got me back on track.. what kind of manager do you know would give you a personal check to help your family out?

and The products we offer are great. i have a policy with them and i am currently 21. for 65 dollars a month i get 150, 000 whole life guaranteed instant pay out with the freedom of choice! wow right.

Yes this job is hard, yes some of the managers are ###holes but if YOU do YOUR best and give it your all you can make 100, 000 a yr like me...

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Mrs. L
Eugene, US
May 18, 2009 8:25 pm EDT

I have worked for AIL for 2 years now. I am so thankful for my job and this company. What we do is incredible. We help families in need every day. We provide free services to the community. We keep bags of food in our cars for anyone in need. Suggestion: Before you make a decision about this company, how bout you actually research the COMPANY, not someone's opinion. Feel free to visit altig.com and ailife.com--there you will find FACTS about how long we have been in business, how we're traded on the stock market, the services we provide, etc. It is such a shame that people are bad-mouthing such a great company and selfishly taking a career opportunity away from people in need--especially in our tough economic times. We are actually growing, actually hiring! We offer fulfilling careers and opportunities for advancement. I truly urge anyone who is fortunate enough to be offered a position to get the facts--the truth. If you're the type of person who believes everything he/she reads, you are not the right fit. We hire leaders, not followers.

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Jennifer Badawi
Boonton, US
May 07, 2009 1:40 pm EDT

I was wondering about this scam with AIL because i have received a phone call today from some guy over there and they had told me that they recieved my resume on Monster.com and said they were wondering if anybody has offered me a supervisory position and i said no and then proceeded to ask me if i was working and if i could come in for an interview and spend a couple of hours and to bring 2 resumes and pen and notebook and to ask for a Marc Bakford. Should i be worried about this or am i okay.

Jennifer

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Becka
Hillsboro, US
Apr 02, 2009 12:31 pm EDT

I have worked for American Income for the past 3 years and everything they said they were going to do they have done and have made me very successful. Of corsce they read off a script to interview with as many people they have to talk to it only makes since they are looking for certain traits in people and don't want to waist anyone’s time or money. The comp. invests a lot of time and money into you if ever offered a position with them. THEY are a greet comp. to work for you just have to work hard for it, and trust me it pays off quickly.

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grlwnaknow08
Wheeling, US
Mar 10, 2009 11:02 pm EDT

So i'm guessing most of these complaints are about the job, NOT the insurance? Because i just bought some life insurance, and i'm going to be paying 30/month. Is that too much?

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confused
, US
Mar 05, 2009 10:05 pm EST

HELP? I got a call at seven in the morning from a Beth something about an interview/job offer. She said that she got my resume from some website. This is exactly how she said it, " I got your resume off of flaimmyer..." Her voice just trailed off and I couldn't really hear what it was that she said. I have been posting up my resume on www.Careerbuilder.com and being out of a job, I was really excited when she called so, I couldn't really hear her. She said that I will be interviewing tomorrow for a Customer Service Representative position. The position entails being on the phone and meeting face-to-face with members/customers regarding their accounts. She didn't mention anything about sales. So, my question is; is there even a Customer Service Representative position that exists within AIL? Am I being duped into believing that I'm going to get a job. She did mention to "dress appropriately" and bring a "fresh resume with three references". One thing I found odd was the location of the office. She told me that I have to look carefully because the building that this office is in has no signs or names or even a number address. She also gave me a code or pin number so that I can "buzz" myself in at the entrance. ? I'm still a college student and I'm just so confused right now. HELP? Should I bother going to the interview?
One thing I found odd was the fact that there are virtually no websites that gave a full description of job titles within AIL. Every website that had a "Career" link/button led to nowhere or were un-clickable. Not to mention the job recruitment hotline, [protected]. When you call, the person on the other line cuts you off, asks for all of your information regarding address, phone number, email address, full name and time of availability. When I called, (twice, questioning the "customer service position) I was cut off and told that my questions couldn't be answered. The operator said that she wasn't authorized to answer any questions regarding ANYTHING about jobs and HUNG UP ON ME!. I was like, WTF? Isn't this a JOB HOTLINE? Aren't they supposed to answer my questions at least or give full descriptions of available positions? I've called so many job hotlines and this one by far was the weirdest one! After looking up the company, I found all these posts and complaints. One other thing, it took me FOREVER to even figure out what company this Beth was calling from because she wasn't speaking clearly at all. She told me that she was calling from American Income but, when she left a message on our answering machine, she said that she was calling from AIL World. When I called her back, her answering machine message said that she was Office coordinator of National Life Income... GOSH! She must be some super-woman because she's working at three companies at one time!

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Muddog
, US
Feb 21, 2009 1:40 am EST

you all seem to my ignoring one comment I saw on here. there is money to be made. I'm sure theres issues in some of the offices with managers going a little crazy. but I am in a small office only a few agents, with absolutely no turn around. we all worked our butts off in the beginning getting out information down and doing ride alongs. but how else are you supposed to train? Just watch a video and jump in? I was not mislead on my original contact, i received a call from the person I interviewed with, who is high in the company. I had a second interview a week later with the region manager. I was offered the job if i could get my license, I did and everything went smooth. They even paid for a large part of my fees that were involved with me getting my license from the state. There's union dues, yep. Guess what? Every union has dues. Wouldn't it be a little hypocritical if a company that works soully with unions, credit unions and associations NOT to be part of union themselves? And find my a contractor thats not part of a union. Yes your a 1099 Contractor employee. So no you dont get paid unless you complete a job. Thats what selling is.
Not everyone is capable of making big money, sorry if you were one of them. Sorry if this didn't work for you. But like all thins, you need to work to make it.
Theres no easy job for big money. You have to work hard for big money. Its common sense. And dont think that I've just been sucked in with a scam. I'm a personal producer, i chose not to pursue management and to keep selling, so I can't stand and say I know anything about the management scams on here. But the job is real if your work is real. I've met enough successes and been enough of a success in the last 2 years to know that.

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jumic01
, US
Feb 06, 2009 3:29 pm EST

I got a call yesterday and wondered how I got the call... I was driving so couldn't really talk. I called back and still wondered how they got my information because I did not remember applying for ajob with them. I set up an interview and was told they would send me an e-mail. They did not. So, being inquisitive I looked them up. WOW! First hit I got was about what a scam this company was and how they recruit off of Monster.com which I had subscribed to. I go to Monster's site to find they had been broken into and personal information was taken so that they sent everyone a new password for their accounts. I called early this morning to A.I. and the message was that it was not a real phone number. I called after 9am and got a receptionist who said she would get the girl who originally called me for interview to call me back. I got on the net and did a load of research. There is even an investigative reporter doing a project on how people are scammed by this company. It is very eye opening and very sad given today's economic situation and how hard people are out there looking for work that there are companies like this one being allowed to carry on like this. OUTRAGEOUS!

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Ryan
Portland, US
Feb 03, 2009 2:59 pm EST

Wow this sucks! I just recived the same call an hour ago. I cant belive people are actually doing this. The man that called me totally read from a scriped, he kept saying ums and uhs. You would think if you were calling to interview someone for a managers postion you would be a little more profeshonal then the person you were interviewing. I just set myself up with unemployment and to think if i actually took this job and canceld my unemployment check... I feel really bad for those people that fall for it. This company and others like it should be band from american socity, the world for that matter.

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Wonder Woman
, US
Jan 30, 2009 12:55 am EST

Wierd! My experience was the same as all of the above. I posted my resume on Monster.com 2 days ago. I was actually excited that it didn't take long for someone to call me for an interview. I'm glad I followed my gut instinct and did a little research on the company. My interview is scheduled for tomorrow morning. I will be calling to cancel it. I truly don't want to waste my time.

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nf11
Bridgewater, US
Jan 28, 2009 2:04 pm EST

I've been getting those phone calls all the time.
Can someone suggest how to stop them?
It's obvious spam.

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amacgill
Munster, US
Jan 22, 2009 2:50 pm EST

Thank you all so much! My husband has been looking for a job for quite awhile. I was pleased to receive a message on our phone that he was wanted for an interview. Before he came home, I went online to investigate the company. Lo and behold, look what I found! I've done quite a bit of research now and I am so glad that he will not be wasting his time by interviewing and training with these people. He can spend his time looking for a REAL job, not a scam!

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jim
Naperville, US
Dec 10, 2008 11:41 pm EST

great company wonderful money to be made but only for the hard working not for lazy people

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shawndra
Chicago, US
Dec 09, 2008 9:52 pm EST

FRIST I WOLUD LIKE TO SAY THANK YOU TO EVERYBODY THAT HAS WROTE ON THIS SITE, BECAUSE I WAS EMAILED FRIDAY FROM SOME RECRUITER NAME BOB OLSON TELLING ME THAT I WAS QULIFIED TO WORK FOR THE COMPANY. I CALLED SEVERAL TIMES AND ENTER THE EXTENSION TO IT KEPT GOING TO SO MUSICAL RECORDING AFTER DOING THIS TIME AFTER TIME I PRESS O AND SPOKE WITH THE RECEPTIONIST THAT WHEN SHE TRANSFERRED ME TO HUMAN RESOURCE. AND I LEFT A MESSAGE THEN SOMONE CALLED ME BACK A HOUR LATER SAYING THAT I NEEDED TO SCHEDULE INTERVIEW FOR THIS THURSDAY AND THAT I NEEDED TO BE THERE AT 8:30 AM WITH A RESUME AND PLEASE BE DRESS PROFFESIONAL, THAT WAS REALLY SHOCKING BECAUSE THAT WAS THE SAME THING THAT THEY TOLD EVERYBODY ELSE THAT INTERVIEW FOR THE POSITON I WONDERED WHY WOULD YOU TELL PERSON THAT BECAUSE EVERYBODY SHOULD KNOW THAT IF YOU ARE GOING FOR A CARRER YOU KNOW NOT TO WEAR JEANS BUT COME THERE LOOKING DESENT. NOW ANOTHER THING THAT SHOCK ME THAT EVERYBODY IS GOING TO BE MAKING 60K A YEAR HOW IF YOU DON'T HAVE EXPERIENCE IN SOMETHING HOW CAN YOU BE ON THE SAME LEVEL HAS A JUDGE, LAWYER AND ETC... WITH ALMOST MAKING THE SAME SALARY THEY.

THANK YOU AGAIN CAUSE I WONT BE GOING TO A COMPANY THAT TAKE FROM YOU INSTEAD OF HELPING YOU...

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Victoria
,
Nov 14, 2008 3:51 pm EST

I got a phone call from someone at AIL this afternoon. I was only on the phone for about a minute, but I could tell that something was off. She said something about 'we want you for a management position, we offer training' when I have absolutely no management experience whatsoever on my resume. So that turned me off right there, never mind the fact that she never mentioned the name of the company or the actual job title. I'm glad I told her I wasn't interested, based on all the negative comments on here!