Alliance Financial Credit Corp / Awful experience
I was looking for a car loan. My credit was not the best so when I found this company I thought it was god sent. I was so wrong. I applied online and within two days, got a response from a Betty Ann Clarke. I contacted her the next day and was told that I was approved for a 10, 000 loan. She indicated that it will be from a private lender and that there are certain criteria's. I had four choices a security collateral in which I was to pay seven payments up front by money gram, car title '06' or higher, insurance which equal to 12 payments, or a cosigner.
We chose to do the security collateral. We sent it to a Stuart Leiser in Boston, Massachusetts on March 18, 2009. We were then told that our wire will be sent out on Thursday.
Then we were told after a processing error it will be released on Friday. We were to receive it on Monday, but when Monday came no bank wire. I called and was told that the lender wants an additional collateral payment in the amount of 750 dollars and that the wire would be released immediately.We decided that it was all too many excuses and was indeed a scam. So, we decided to cancel and receive a refund. She stated okay and we should receive it by Monday, March 30, 2009.
When Monday came no bank wire was deposited. I called on Monday and was told that I should have received it and that there was again an error with processing and that my routing number may have been the problem. She stated that I would receive a cashier's check via FedEx on Thursday, April 2nd between 8am-12pm.
I called and told her that my bank stated that any cashier's check will be held for up to ten days or until the check clears. So, I stated that I wanted a bank wire instead because I needed my funds asap. She said I will call you back. I said do you want me to call you, she said I will, but she never did. So, when I called her back, her voicemail came up and the very next day, I can hear someone pick up the phone and put it to voicemail. Now, no one answers. She has it directing to her voicemail.
No one has ever contacted me. I have been the only one calling to receive information or updates. There is no customer service. Every time I try it always direct to leaving a message. Also, the address seems to be invalid.