I received a notice that Advanta was raising my monthly rate on our corporate credit card from 19, 16 to 37.16 for no apparent reason other than that they can. When I called and complained, stating that we have made on-time payments regularly, many times for more than the minimum required, they replied that various reasons indicated to them that we are a high risk for default. When I asked how they determined that they simply stated on-time payments and greater than minimum amounts paid are only part of their criteria and that "various other factors" were involved in their decision. When I protested that nearly doubling the interest rate worked adversely toward assisting businesses to pay down their indebtedness my logic fell on deaf ears! Something needs to be done about an organization that can arbitrarily change practices like this!