Adaptive Marketing / Bait and switch!
I was contacted via the phone about a FREE credit reporting program. It sounded good, so I bit. Bad move. The company, like many others, always has another 'special deal' after you sign up to get more money from you. I only wanted the free credit reports. Long story short, I got the free credit report, but no one ever bothered to mention that I could only do a report on myself. I wanted to do credit reports on my wife, too, to make sure we would qualify for a mortgage. I was informed afterwards that I could only do a report on myself. So the deal wasn't worth it.
The next month I start getting charged $9.95 a month for this and that, (direct charge to my debit card) so I called and spoke to the person listed, and they said they could cancel immediately, but I would still get charged the 1 month's charge. So, if you add up the miscellaneous charges I got hit for, plus the $9.95 for the Privacy Matters credit report program, you pay the same as if you ordered the credit report from the credit agencies directly, and with a lot less hassle.
Oh yeah, the wonderful folks at Privacy Matters said they would also send me a $50 Wal-Mart card. Instead I got a letter from Adaptive Marketing 3 MONTHS LATER, asking me to fill out a 5 question survey, but more importantly, asking for the account number of the Privacy Matters that I canceled months ago. I guess they know that most people quickly figure out their scam and cancel, so they never have to send out any gift cards.
Because I canceled, they will probably look me up and see I canceled, and use that as an excuse to NOT send ma a gift card. If you paid for all the monthly charges and didn't cancel. you would pay a LOT more that the $50 card. Based on other reports I have read, I don't expect to ever see the card. Stay tuned and I'll let you know.
Bottom line, stay away from Privacy matters and Adaptive Marketing.