200Cash.com review: Fraud fraud fraud! 265

If you read the first page of the site, you would know the $19 is for the processing fee.

It's a pity you cannot read the terms and conditions listed on the VERY FIRST page of the site which explains the charge:

Q - What does it cost to get a payday advance loan?
A - For each $100 borrowed, our charges are a low $30 every 2 weeks or part thereof. There is also a $19.00, one-time only, non-refundable application fee, payable upon submission of this application.

Next time, fully read the company's policies BEFORE you try to coax any money out of them.

I also recieved a $19 charge on one of my accounts, I actually did some more digging and read some 'small print'. This fee is a non-refundable application fee...meaning they charge your account whether or not you are approved for the loan. It says this: "I authorize 200Cash.com, Inc. to immediately deposit $200 into my checking or savings account and to withdraw from the same account $200 plus the $60 fee on the date specified above. I understand that there is a $19.00, one-time only, non-refundable application fee, payable on the submission of this application and I also understand that I will be charged a $25 fee if the check or fee is returned for Non-Sufficient Funds. "

Yes, these guys are some total ###s, they got me for $19 then $44 and not to mention a O.D fee both times. And the killer part is that is that there is no way to speak to a real person. Because of them I had to close my account. Also be careful because they have friends that will sneak into your account with bogus checks and hit you for $49.95 then $39.95 and you will never see your money again.

they took money out of my account on 12/22/2008 and i didn't receive anything. i did not know anything about a charge until after all the info is submitted. this is a scam. stay away. no one gets approved but they will take money out of your account. they will send you documents and have you fax it back just to make it seem as if they are a legit company. think about it, if 5 people applies for a loan, they make almost $100. If at least 5 people apply every hour, they can make up to $2400 a day. This is a scam. They should be shut down, and sued! I want my money back !

I, too, applied with 200Cash.com and was charged a $19.00 fee. I am now really afraid to see future unauthorized debits and withdrawals from my account. I called my bank (B of A) and placed a "stop payment" request on any future withdrawals or debits from 200Cash.com. Unfortunately, they will charge me a $20 fee if they attempt to take money from me again, but I feel it is worth it in the long run.

Not only have I tried to call them, but I've sent numerous emails and they keep getting returned to my server. I plan to join whatever class action lawsuit that gets filed, as well as posting complaints with the Better Business Bureau, Federal Trade Commission and U.S. Attorney General's office. I am completely DISGUSTED.

cancle my account

I WANT TO CANCLE MY ACCOUNT YEA IS A GET OVER AND IF YAU HAVE ANY QUESTION CALL [protected]

I hear you they charged my account 19.00 4 times, 44.00 3 times and never deposited the loan into my account I have called the number they gave for customer service however cant get anyone on the phone that is not right

I To have fell a victim to 200 cash, HOwever I am going to alert the Fed's Involving a scam. I have researched and it is ILLEGAL for a company to charge an application fee in ANY STATE for a CASH PAYDAY LOAN. I have blocked my checking acct from furhther withdrawl and I will see that this company is shut down and the individuals that are SCAMMING everyone will be proceuted to the fullest extent of the law.

OMG i cant believe all these people are going throughthe same exact situation from this 200cash.com. First of the month they took $19 out of my checking account, then again on the 7th of this month they took $44. Now my bank is duing an investigation, and telling me i should close my account and stop my direct deposits. Boy what a huge mess im in now, because i was broke and just needed a little help IN these tuff times from a bunch of LOW LIFE ###! So if anyone files a claim against them or has any leagle info please shoot me an e-mail: sportmom02@yahoo.com

Actually thy is company safedebits.com has taken 39.97 out of my account that I did not authorize and the number to call and verify the withdrawl is always busy or no on will answer my call. I am fustrated and ready to get even. Pre-Paid Legal Service do not play so cough up my money.

Dang, I wish I had looked u guys up before i applied. I think 200cash and 300cash r the same . They debited $19 out of my account and like u all said I haven't gotten a respond from 300cash.22cash emailed me and said I was denied but that they still would take the $19 out. Man this is bad business. When u need money and fast alot of us r vulnerable. I guess we really need to read, read, read and not b n such a hurry to give up our info.

They just took $19.00 out of my account today. no correspondence, no loan, no way to contact them. I changed my bank account number today!

HEY 200CASH.COM RIPPED ME OFF TOO!
JUST THIS WEEK, THEY SHOULD BE PUT IN JAIL
FOR TAKING ADVANAGE OF POOR PEOPLE!

RONNIE V CROWELL

PS PLUS THEY WOULDN'T EVEN PICK UP THEIR
DAM PHONE!

they are a scam 200cash.com they told me that they cou;d not help me with a cash advance and they still toke money out of my account i need help on geting my money back and put a end to 200cash.com so lets get them back for taking from us poor people email me so we can stop them

They just "refused" me a loan and I am sure they will be trying to hit my account as well. Be sure to reverse the charge and file a complaint with the attorney general against these fools. Look at their grammar the idiots don't even speak english well! Down with scammers! Up with honest business!

I read your article directly after being "directed" to 200cash.com and checking them out for a "loan." Like clockwork I was "denied" with about 10 false reasons as to the reason why. I am willing to bet that they will try to hit my account sometime in the future though with an ACH debit. As soon as they do I am filing a complaint and going to the attorney general.

They are NOT in the business of giving out loans. They are in the business of ripping people off by getting their accounts and debiting them illegally.

I was approved, they took $44.00 from my account and never gave me the money.

I had applied to 200cash and they said iwas approved for the loan.I don't know if anything was taking out of my account but i will take action as soon as possible.I gave them my account information and everything.I will be looking forward to bringing these people down who ever they may be.

I want my funds back in my account, because I did not give them permission to receive money from my account. I didn;t give them authorization. They debit $19.00 twice out off my account and I do not have an account and there were no money transfered into my account.

I did not authorize 200cash.com to take no money out off my account. I want them to stop this scam on my bank account.

All I want to know is why I have an e-mail thanking me for contacting 200cash.com when I have never used such a place like this in my life. Is someone using my idenity?

i'll know the next time not to go to any of these online companies for any loans. They get your money and then don't do their part it's all a scam everybody trying to get a quick dollar.It's a shame you can't trust anybody anymore, i learned my lesson..

they also took money out of my acct 19.00 i never authorized i was wondering if anyone contacted the attorney general and have a investigation on this

Hello, I was also a victim of this Company.What you can do is go to the bank, Or Call your bank, and depending on exactly how the money was Taken will determine what dept. at the Bank will handle your claim, so if you used your ATM card then a Dept.at the Bank that handles debit card Fraud will be contacted, or if The Money was taken Out Of Your Checking account a Different Dept, May be handling those kinds of claims, At whatever Dept you need to contact, I am sure the Bank will Fill You In as to where to Make an Actual "Unauthorized Debit" Claim with your Bank.They Will Have To Send you an "Affidavit" by mail that you must Sign, and Date and get Back to the Bank in a 14 day time frame otherwise they feel if you don't send them back the Signed Affidavit, They Will Assume that No Furthur action will be necessary, So Be sure to get that Signed Affidavit back to the bank Pronto, The Affidavit Will Ask You For What reason are you Disputing this Charge and there are several choices available to you, but I usually Check The Box That States"1)For Unauthorized Debit Entries: a) I did not authorize the ACH debit Transaction.(check this box if, 1)You did Not Purchase goods or services, from this Entity.ii)if amount was posted to your account earlier than the date authorized or iii)if the amount was for more than you agreed.there are a few other options available to you and depending on the bank its policies things might be a little different, But I am sure you Get The Drift, Right!Just Contact your bank and ask a Representative what to Do.Ok.I am sure you will be happy you did..Todd Dickey todzilla45@yahoo.c om.

200cash took money out of my account without giving me the loan also aplied for with 300cash and did not get the loan they also took money out of my account and they both put my account in to over draft

200 cash.com stole money from my bank account first they charged me 19.00 dollars then a few days later they tried to take 44.00 dollars out of my accout but they didnt get it because the bank have stopped all charges coming form them and anyone else without my approval

I had to close my acccount because of these people.

I want my money back in my account and never receive aloan and could never speak to antone the way you all have it set up i never want that to coma out of my am account at all I have a loan with someone else because you all is a rip off and I sent the email everywhere to tell everyone that you all is a ripe off and you can not contact you to talk to you at all and that is not go business you would worry if your money was taking out of your account and you can not reach no one at all.

I just attempeted a loan and tried to cancel within an hour, tried to call, (not availabe)and did received a denial on a 200 loan. They refused to answer any emails, ie, cancelling and the refund of the$19.00 (non-fundable charge). In times like these this to me is bad businss and can we press charges to anyone. To me like the person before me this is false business and fraud and these people need to be investigated. Too many people to day are hurting and now we are out the #19.00. Also if they charge my checking account, (which they have now all our private information) I need answer. Again this is a scam. Any knows what to do let me know.

never received a confirmation or denial . They also debt my account twice for 19.00 and it was not authorized. What can be done to press charges against these crooks. I called the number once and a lady answered the phone with a accent then she must of realized and hung up so I called back and got the message just like everyone else . False business through the Internet is a felony. I work for the IRS and they must be under another name or something because they are not claiming this . Well if anyone has a answer let me know

I had the same problem. I went to 200cash.com and 19.00 came out of my account twice and still no loan. I also want my money back.

can never talk to a live person these people are a rip off
said they could not verify nothing on me I gave them all the info. that they asked for ripped off two times.

this company is a ###in rippoff where is a live person to talk to. I think they do not want to talk and leave it to a machine to do it because they are a fraud.

THEY TOOK OUT THE 19.00 OFF ME MADE ME OVER DRAWED AT THE BANK AND I HAVENT SEEN MY 200.00 YET EITHER. THEY ARE BIG RIP OFF PEOPLE. DONT GET A LOAN OFF THEM

I also am in the same situation I cant get a hold of any one my bank was at 20 than 40 now its at 96.00 I dont know what to do

THEY TOOK 19.00 OUT OF MY ACCOUNT MADE ME OVER DRAWED AND I HAVENT GOT ANY MONEY FROM THEM. AND HAVENT HEARD ANYTHING FROM THEM

i applied for a loan with 200cash.com. they sent an email stating as soon as they checked with my bank $200 would be deposited into my account. after checking my bank account yesterday the $19 was taken out of my account. i was the one that willingly gave my information believing that i was going to get a pay day loan. however, after some research i have seen that this company is a scam. yet on almost every complaint board they are on there trying to make what they do right. if they really feel what they are doing is right or legal why is it the phone number on the web page is disconnected. why when you email you do not get a response. just like snakes in the grass, come out long enough to feed then go back to your hole.

This company did the same thing to me. They took $ 19.00 out of my account twice. They will not answer e-mails, can't reach them by phone. I also fax them a note today and reported them to my bank. I requested my bank to pull back the payment in my account. Now lets see what happens.

I advise anyone who has applied with this company to close your account and sign up for credit report checks because if you supplied more than just your banking information your identity can be at risk. Also, file a complaint with the FTC immediatly with whatever information you have on this company. If enough consumers complain, it can become a federal issue.