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1st Credit Now / loan fraud

1 United States Review updated:
Contact information:
Phone: 1-800-951-1089

I received an email from this company about a payday loan and filled out an application but did not receive any information about the loan so I exited out of the website. Next thing Iknow they apparently gave my information to several loan places and also charged 4 different charges to my account totalling $97.75. Then the 3 places they gave my info. to put money into my account and later withdrew 4x's as much as they put in all without my permission. I have filed complaints with the BBB, FTCand the Attorney General. These people neesd to be stopped. They could do real damage to people's lives.

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Comments

  • La
      28th of Apr, 2008
    0 Votes
    1st Credit Now - Unauthorized Debits
    1st Credit Now
    Boise
    United States
    Phone: (208) 761-6726

    1st Credit Now has been taking funds from my checking account. I never give out this information. First 2.95 and now 44.90. I have checks to clear and now I fear they won't clear and I will have overdraft charges.

    Beware everyone. Crooks are out there.

    I plan to report the fraud to my bank and hopefully (because I am supposed to be protected from fraud) I can be reimbursed. I can only hope.

    Did I mention that today is my birthday.

  • Ka
      7th of May, 2008
    0 Votes
    1st Credit Now - unauthorized
    Warsaw
    Indiana
    United States
    Phone: 574-267-7025

    While on the internet (much as I saw in a complaint board)I clicked on a lending site. I filled in some info but did not complete transaction. Now I am not even sure of what link I clicked onto for 1st Credit Now or how to reach them. They have debited money from my checking without authorization. Is their a recovery process?

  • Ad
      9th of May, 2008
    0 Votes

    It sounds like you might have signed up for a payday loan online like I did.

    I heard of 1st credit. I read the terms and learned that 1stcredit is a program to help you build credit. I did not need this service so I chose NOT TO ACCEPT IT!

    I have never had a problem with my payday loan application, I see alot of people have complained but I think THEY NEVER READ WHAT THEY GOT THEMSELVES INTO!

  • Is
      9th of May, 2008
    0 Votes

    I would like to ask that no more money is deducted from my bank account.I accidentally clicked on to something I am not interested in.Please put a stop to this now.Thank you.

  • Sh
      13th of May, 2008
    0 Votes
    1st Credit Now - unauthorized
    1st credit now
    Erie
    Michigan
    United States
    Phone: 419-466-3641

    I was browsing the internet for loan information, filled out some application, and than i hit cancel, and closed the window, tonight i find a charge to my checking account for $44.90, i never authorized any of this and want to know how to get my money back! i am pissed off about this, and i will sue.

  • Jo
      15th of May, 2008
    0 Votes

    Why was I charged 44.90 to my account I did not give any authorization to any 1st credit now, if I would of known I was being charged to obtain a loan I would not have gotten it in the fist place? I need someone to call me back 702-883-2200 or e-mail me back. I DID NO AUTHORIZED 1ST CREDIT

  • An
      16th of May, 2008
    0 Votes

    I actually call the 1-800# to 1st Credit Now. Spoke with 2reps, demanding the service to be cancelled asap! Today I see my acct has been debited another $44.90. I am furious! Total debit from my acct is $95.70. Something must be done!! How is this company getting away with this?

  • Gi
      19th of May, 2008
    0 Votes
    1st Credit Now - Scam charges!
    1st Credit Now
    2643 Golf Blvd.
    Clearwater
    Florida
    United States
    Phone: 800-951-1089

    I, filled out a loan application and at the end there was an offer for credit repair, which I did not want and I click on the wording" if I didn't want"and then the submit button to continue with my loan. Which I thought was for the loan. Come to find out, when I was checking my bank statement, up comes a charge for $19.95. When I called, I was told that I applied for the service. I explained that I thought I submitted for the loan. The agent said, he could not refund my money, but he would cancel further subscriptions . When I asked what was I getting for the $19.95, his reply was that it was for setup. I told him that it was a setup to take my $19.95. By the way, I got no answer for the loan.

  • De
      20th of May, 2008
    0 Votes

    ya i did the same thing . i went to apply for a payday loan and the next thing you know these scammers are taking money out of my bank account .I NEVER AUTHORIZED ANYONE TO DO THIS!so anyway i called this place and this woman who by the way was so rude to me said i asked for this when i applied for that loan .WHAT A CROCK OF CRAP! she said i was to recieve something in the mail about this wonderful debt relief package that was sent on april 29th and i never recieved it at all! all these people did was steal 2.95 and 44.90 out of my account . man what a bunch of frigin scammers i also belive that cashnet usa which is a payday service is also 1st credit now ... call the 2 numbers and you will get the same rude lady and the same exact funky egiption music playing in the backround because i did it and i guarantee you they are the same co with 2 different phone numbers and 2 different co names try it and see for youself! i did get my money back from the bank and i had to close my account and open up another one so these idiots woulndt take any more of my money1 beware of this co and tis payday loan service...1st credit now and cashnet usa!!!

  • Th
      28th of May, 2008
    0 Votes
    1st Credit Now - unauthorized
    1st Credit Now
    United States

    I was browsing the internet for a cash advance loan and the above individuals somehow retrieved my information and debited my checking account without my knowlege. I have repeatedly called to resolve this matter and they are refusing to help. They have blocked my phone number from calling. I have contacted my bank in regards to this matter. I will fully dispute tis chage to the max.

  • Bf
      29th of May, 2008
    0 Votes
    1st Credit Now - unauthorized
    1st credit now
    United States
    www.1stcreditnow.com

    Going through my bank statement I found a charge for $44.90 from 1st Credit Now. I had no clue what it was. They said that I was making payments to re-establish my credit history. What a scam.

    Anyways, the way to cancel your account is to call 800.951.1089. They will try to talk you about of it. Let them make there pre-written pitch (25-30 seconds) then simply say that you would like to cancel. My account was canceled in under a minute. They will give you a confirmation number. Make sure you write this down in case you have a dispute and need the bank on your side.

  • Je
      3rd of Jun, 2008
    0 Votes
    1st Credit Now - unauthorized ACH debit
    1st credit now
    San Antonio
    Texas
    United States

    apparently they think it's ok to deduct money without permission from peoples accounts. i have gone through a tedious process to get charges reversed. . . . will continue to pursue legal actions on this company.

  • Tl
      9th of Jun, 2008
    0 Votes

    1st Credit Now also took 19.95 out of my account unauthorized. I have called the 800# and canceled my so-called subscription (that i never knew I had) but they stated they are unable to reimburse me my money. The lady that assisted me with the cancellation, was even able to tell me how this probably happened. I was advised that while researching an on-line loan, at some point I hit the 'back" button rather than a button option on the bottom of the page that said "cancel". Apparently choosing any button other than the CANCEL button, is the same as authorizing the transaction, 'Go Figure"!

  • Tl
      9th of Jun, 2008
    0 Votes

    I FEEL YOUR ANGER! I HAVE HIT WALL AFTER WALL! IF YOU FIND A WAY TO GET JUSTICE, PLEASE LET ME KNOW at tlbeck4539@yahoo.com.

    1st Credit Now took 19.95 out of my account unauthorized. I have called the 800# and canceled my so-called subscription (that i never knew I had) but they stated they are unable to reimburse me my money. The lady that assisted me with the cancellation, was even able to tell me how this probably happened. I was advised that while researching an on-line loan, at some point I hit the 'back" button rather than a button option on the bottom of the page that said "cancel". Apparently choosing any button other than the CANCEL button, is the same as authorizing the transaction, 'Go Figure"!

  • Mi
      11th of Jun, 2008
    0 Votes

    this company took 19.95 from my account and i want to know if that number you gave to cancel still works?

  • Pa
      17th of Jun, 2008
    0 Votes

    1stcreditnow debited my account for 19.95 that i did not reralize it was doing i feel if it was a legeyamite bussiness it would refund my money but i guess this is the way they make their money off of people like us

  • Al
      18th of Jun, 2008
    0 Votes
    1st Credit Now - Unauthorized debit
    1st credit now
    New York
    United States

    I went online to get a loan and did not complete the transaction after I put all my info in. They charged me and then told me they do not refund.

    I would like to know how to get my money back

  • Da
      19th of Jun, 2008
    0 Votes
    1st Credit Now - Unauthorized charges to account
    1st Credit Now
    chester
    United States

    My checking account has 2 charges from this company. I did not authorize the charges and do not even know who this company is. Online info and other complaints say this is a loan company. I have no loans. COMPLETE FRAUD!!!

  • El
      20th of Jun, 2008
    0 Votes

    i never authorized this transaction to go through

  • Tr
      20th of Jun, 2008
    0 Votes
    1st Credit Now - Took money unauthorized
    1st Credit Now
    Ohio
    United States

    1st credit now took my money I didn't order anything, I was filling out an application for a loan and then I found that they took from my account not authorized.

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