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Ceridian FSA ServicesCeridian's customer service quality is close to the very bottom

After over 20 or so attempts in an eight-week span and being bounced around, I couldn't get my FSA "approved" Claims paid even when it had been entered into their system. First, after about six months or so of having FSA deduction from my pay check, it was only about 2 months ago that they finally set up an account for me in their system. No one seems to know what's going on at this company; follow-up, and follow-through, is extremely poor. Been told a check would be cut a few times however, with no check received - needed to chase again and again, only to be told something different each time. I have been lost in their poorly integrated business structure, being tossed around and playing cat-and-mouse with their customer service reps. This Company should not be in the business of managing benefit accounts.

Responses

  • Az
    AZT Aug 04, 2013
    This comment was posted by
    a verified customer
    Verified customer

    I'm having the same problem with Ceridian on Cobra, paid for months and still have no coverage, I live in CA and am looking for a lawyer, I'm also interested in class action suit, contact me with any ideas.

    0 Votes
  • Az
    AZT Aug 04, 2013
    This comment was posted by
    a verified customer
    Verified customer

    I am going through the same problem with Ceridian, I've been paying for months of my COBRA and still have no health coverage, I'm looking for a lawyer and possibly talk abt class action suits against them, anyone on board?

    0 Votes
  • Si
    sipan Apr 16, 2013

    Is there a class action lawsuit against Ceridian FSA?
    They demanding itemized receipts for every copay transaction all of which are from the well established healthcare providers like Boston Children's Hospital.

    0 Votes
  • Ja
    jaime zeledon Mar 11, 2013
    This comment was posted by
    a verified customer
    Verified customer

    does any one knows a lawyer for this kind of problem I'm tired of this BS from ceridian please let me know i live in California

    0 Votes
  • Cu
    CustomerJO Nov 27, 2012
    This comment was posted by
    a verified customer
    Verified customer

    I'm at my wit's end with Ceridian. Because of these difficult economic times, New York State has provided that COBRA can be extended to 36 months from the original 18. But Ceridian has to first "clear it" with the employer and set it up with the insurance provider. I did everything required to ask for the extra 18 months and took out a "case number." They said it would take 5 to 7 business days for them to get it approved. It's been 2 and a half months now. I've had to buy other insurance to fill the gap which has cost me $1000 to date. I have called and called and called and they keep telling me they "haven't had time" to call my employer. On many of my calls to them, while on hold I somehow get connected to another customer! Then I have to hang up and start all over again. Average hold time can be up to 40 minutes. These people are despicable and I agree with the people on this site that they are either deeply into defrauding their customers and lying to us, or should be closed down for their unbelievable incompetence.

    0 Votes
  • Un
    Unspeakable Acts Spoken Sep 24, 2012

    My experiences with Ceridian echo what has already been expressed. I have been paying an unaffordable premium since July 1, 2012; yet, my health insurance company HealthAmerica has no record of a single payment, which means that according to their records, I am not covered. Scraping to pay the premium for services to which I have no access has been very stressful and disappointing. At this moment, I need to go to the doctor, but cannot unless I find a way to pay out-of-pocket. Ironically, if I had kept the premium for this month, a little over $500, then I would have the funds available for an office visit to diagnose my problem, and it is likely that I would have most of the funds for a prescription. I am disgusted with Ceridian's patently unethical business practices, simply unspeakable. I am certain that fraud is occurring. Otherwise, how would one explain cashing checks for services that are not rendered?

    0 Votes
  • Ll
    LLLW Jan 13, 2012
    This comment was posted by
    a verified customer
    Verified customer

    Ceridian has been horrible. They had no problem getting the information in their system to take the money out of my checks but didn't complete my application and my direct deposit was not set up (I did this myself online, but I am not sure if it works yet), then I had to add my dependents. My auto claim payments are not working, they said I am not signed up for that, which I was on my paperwork that was faxed to them. My employer is working on getting this corrected, but I am also calling Ceridian to keep the pressure on and irritate the hell out of them until my account is set up correctly. One guy on the phone told me that my paperwork may have gone to the wrong department. Nice to know that my bank account information is LOST at Ceridian! Bad, bad company.

    0 Votes
  • Ja
    JAllenVA Jul 21, 2011

    This is the worst company I have ever had flexible spending account benefits with! They send me a notice for EVERY single use of the card, and each time, i have to ferret out the bills from the provider, the explanation of benefits from the insurance company and attach the Ceridian letter. God forbid that a working parent should have to do this. I spend anywhere from 1-3 hours a week working on these charges.

    0 Votes
  • Jo
    JohnBliss Feb 09, 2011

    Ceridian is the most horrible customer service in America. It took me one and half months get the account started, even after paying the amount. Customer service reps have parrot like pre canned response to any questions. Companies should avoid using Ceridian.

    0 Votes
  • Lo
    Lollie67 Dec 28, 2010
    This comment was posted by
    a verified customer
    Verified customer

    I received a check from ceridian in January 2010 and unfortunately lost it somewhere in my apartment. eight months later, while in the process of moving I found the check. Well since the check was more than 90 days old, the bank would not deposit or cash it . Therefore, I tried to contact ceridian to ask that they cancell my old check and submit a new one. They told me that without my account info they cannot do anything. The problem is I have no idea what that info is anymore since it was quite a while since the ceridian info was set up. What's worse, they will not help me by using my d.O.B, Soc. Sec., etc. What do I do? I need this check to be re-issued!!!

    0 Votes
  • Zo
    ZoomieChick Aug 25, 2010
    This comment was posted by
    a verified customer
    Verified customer

    Is there a class action suit against Ceridian yet? They terminated my coverage although I had paid two months early. They reimbursed my payment and stated that I did not pay in a 'timely manner."

    0 Votes
  • So
    SoSincereWithIt Jul 24, 2010

    As for the FSA... you do have to watch them on that because that (FSA) unlike COBRA is NOT Federally Regulated. There are so many loopholes to the FSA plan, like if u know what you are getting yourself into, then you will be able to discover how to use all the money in your FSA without making the full contribution. The FSA department like most of the other departments in Ceridian have SLA's or Service Level Agreements they have to meet. Well how can I meet those when u want me to document in 3 diff systems (that malfunction and or freeze regularly) with only 15 seconds to document between each call? Document while you have them on the phone?? Ha, you'd better not, then you will get 12 points deducted for staying on the phone too long.
    I believed in thoroughly helping, not rushing ppl off the phone. Ppl with the lowest call time get gift cards (for rushing ppl off the phone) while the ones who took the time to actually help someone, got reprimanded.
    And thats before they outsourced most of the jobs to the Philippines
    WTF Ceridian?? Unhappy customers and unhappy employees, i'm sorry why are they still in business??

    0 Votes
  • So
    SoSincereWithIt Jul 24, 2010

    Cmoore55, I used to work for Ceridian and I quit as well due to their total disregard for their customer's needs, but unfortunately since COBRA, unlike FSA is Fed regulated, you are only given until the earliest grace date to remit any past due payments, even if it is $.01, so you can only be mad at yourself for not reading all info before you sign it, even if Ceridian would have kept your account open, your insurance company would have rejected all of your claims anyway for failure to pay in a full and timely manner, your grace date was actually the first day of the premium period w/ 30 days of grace to pm the pymt, so you should really be madt yourself on that one

    0 Votes
  • Ju
    Justlookin Jul 12, 2010

    Well well well u all have geat reasons to feel how u do and i agree. O worked for Ceridian for 2.5 yrs coming out of high school when i first started i loved it but this june i quit. I have to say if ceridian had to have a middle and last name it shud be, run around. There are so many different stories here to reply to and im on an ipod so i cant do it but i worked in the fsa, tution, and commuter department. I agree with another former employee that commented about upper levels worry to much about call time. Its horrible that all they try to care about is what thier point system and making an 95% overall average. I have 12 point deducted from a call for not referring a customer to the website for future needs. WOW... Thats besides the point the bet thing that i can advise for the FSA folks is to speak with your HR reps, however in my experiences HR reps are clueless so the next best thing is to get on the phone demand a sup and dont let them go until they have explained to u all u feel u need to know. I was never trainned in Cobra so i dnt kno what to tell u guys but if anyone has any questions if u can contact me thru this thats fine by me i always provided extra info that my customers wuda never known. I dnt mid putting ceridian on blast either☻☺☁☂☼

    0 Votes
  • Cm
    cmoore55 May 28, 2010

    My payment was .98 short. I got a quick invoice of .98. I thought no problem I will make up the difference in the next regular Full payment. Instead I got a letter of cancelation. I called and was told they could cancel me for being ONE PENNY SHORT. I attempted to appeal my case and got a letter of denial. I found out the policy was - if your payment was short starting at 10% up to $50 that you might be canceled. When I called in to talk to them about their statement to me contradicting their policy, they looped me back into the fact that I failed to remit the .98 within the grace period and that ... well... in effect, your out of luck DUDE!!!.

    So I have written to the California Department of Insurance for assistance. Its seems to me that according to their own policy they should really have added that .98 onto my next statement in the next billing cycle. Something SMELLS regarding how they are implementing this program and Im hoping the California Dpt. of Insurance can help me clear this up.

    0 Votes
  • Ja
    jacheter Apr 07, 2010

    Sadly - and to get on with life - I have decided to not get COBRA because Ceridian has made it impossible to do so. Now I don't trust them at all. Even if they came through at this late date I would trash their correspondence like they did mine. Lucky me, I live in MA where I can get my insurance through the Commonwealth, albeit at a cost double COBRA. I consider it money well spent and a lesson well learned. I've contacted the AG, my House Rep, Susan Wornick consumer help line and more. Nobody can get through this giant who promises companies to reduce their COBRA exposure by 20 percent. They are obtuse by design, criminal like in intent, and a plague on the civilized supplicant.

    1 Votes
  • Li
    lindaml Apr 07, 2010

    I am also involved in a Ceridian nightmare and have been for the past 6 months. I still don't have resolution. All of what has been said in the comments above is what I have experienced as well.

    I have made a simple request: To be reimbursed for the total of my FSA account per my W-2 - and have them send me copies of the checks cashed by me satisfying the total amount of the reimbursement.

    My accepted claims are WELL over the amount to be reimbursed to me. I was short per my records about $2, 500 - that is a lot of money to me. They did issue a check for part of the discrepancy of my 2009 reimbursement of $1300 but they combined it with a 2010 payment (this indicates a serious accounting problem).

    Every time I call - and I have called every two weeks since January 2010 - I get a different person. Yes - I did ask for the direct number of the person who is supposed to be resolving my "case" (that is another story - they keep closing my case and issuing new case numbers - I have lost track of how many case numbers I have!).

    Additionally, each time I call, I am told a different story and given a different listing of reimbursements to me. When I pointed out in one phone call that none of the reimbursements reflected the check I just received or the supposed check pending being mailed to me, there was a silence, hemm...haw...then a different story!

    This company should be shut down.

    As someone with an accounting background I fail to understand the
    difficulty in providing a complete accounting of 2009 dispursements
    of my account. I also am highly disturbed that my records of
    withholdings to Ceridian were altered by Ceridian to make the totals
    "match". I am also highly disturbed at the changing accounting
    Ceridian provides at each point of contact.

    I am done struggling. I am going to see a benefits attorney next week to get the rest of my money back. I've also been advised to lodge complaints with the Oregon Attorney General and the Better Business Bureau.

    If anyone has experienced successful resolution of their issue and has figured out a contact or method of approach other than email to [email protected] and telephone calls, I would be most appreciative to get information that might help.

    0 Votes
  • Bg
    B. George Mar 16, 2010

    We are providers for Ceridian. Most of the staff is incompetent, and the so called supervisor we have told us that the company is 90 days behind in paying claims. She advised us to do business with other companies so that we could stop "putting a strain" on Ceridian by calling and requesting pay for services rendered! We do have one person that tries to assist us through the payroll office but this person is almost impossible to reach or to get a return phone call. How in the world did they receive the "Stevie" award for outstanding customer service in 2009? We are in trouble folks! The "company from hell" is indeed a compliment when it comes to doing business with Ceridian.

    0 Votes
  • Ja
    jacheter Feb 03, 2010

    I am on month three trying to get Ceridian to send an invoice for COBRA- nothing. Emails and telephone calls all result in the same outcome - nothing. Am way beyond the 63 day period to sign up for COBRA and nothing from Ceridian. Will probably bite the bullet and get an individual policy but need a HIPAA letter of credible coverage to cover pre-existing conditions except that letter has to come from Ceridian so chances of that happening are nil. This is definately the company from hell. My former employer is no help either - says they get the same service from Ceridian that I do,

    0 Votes
  • Ho
    horsekat Jan 29, 2010

    I completely agree. I have been paying for 2 months and am payed up in advance. When trying to fill my perscriptions this week I was told I was denied. Red tape back and forth but my provider Blue Cross Blue Shield has been helpful and will be able to get this strait so that all I have to do is mail the check!

    0 Votes
  • An
    annie girl Aug 28, 2009

    Please contact the Better Business Bureau. We should all make this known so maybe something will happen. I have been fighting with them to send us a letter of notification to elect COBRA for over a month. It's absurd.

    0 Votes
  • Um
    umeshashish Jul 14, 2009

    If you are owned a refund and a Ceridian "superviser" promise that he/she will follow through, don't believe it and ask for a written confirmation at least, because soon as you hung up the phone, you will never hear a thing from Ceridian, and if you call back, you will never be able find the person you had talked before.

    0 Votes
  • Je
    Jeremy Jun 17, 2009

    Ditto Ditto Ditto...this company is an embarrassment. I honestly think they just steal our premiums and don't ever pay the insurance companies hoping we don't make claims.

    2 Votes
  • Jo
    john Jun 16, 2009
    This comment was posted by
    a verified customer
    Verified customer

    This is one of the most dysfunctional companies I have ever worked for. The entire goal of this company is to hide everything in a beauracratic blur. This company is blind to anything called customer service and in fact specializes in customer disservice!

    1 Votes
  • Mi
    Mildew Mar 19, 2009

    I've tried in vain to set up a COBRA health care setup (Kaiser Permanente of the NW) with these yahoos as a retiree from a now bankrupt company (LandAmerica). I'm told I didn't respond in time to Ceridian's offer of COBRA benefits. Odd. I mailed back the application on the day I received it (Jan 7th), late enough in the day such that it would have been postmarked January 8th. The material I received from Ceridian said my application must be postmarked not more than ten days of the date of their cover letter (January 2nd). They tell me it was dated January 12th--still ten days from the date of their cover letter, but no matter--it's simply a lie.

    Judging from the other consumer complaints against this outfit, I may get nowhere with them. The additional cost of a KPNW "portability plan, " with copays twice as high as that offered by Ceridian and much higher premiums, will set me back at least $40, 000 by the time I become Medicare-eligible.

    This outfit is toxic.

    0 Votes
  • Be
    beeman Jan 22, 2009

    This company should be sued for False advertising. They are at best an INflexible Spending Account ripoff. My history with them has been hit or miss for the past two years. They'll approve an office co-pay then disallow an office co-pay for the same doctor. They repeatedly send letters demanding I prove that the perscriptions they had previously approved through one of their approved vendors which has their FSA encoding on them, be re-submitted with the physicians order and the receipt ( which they already have) from the Pharmacy. I never have had a situation where there hasn't been money in the account. Last year they ripped me for about $35.00, all of which I tried repeatedly to apply to legitimate bills. I got tired of submitting receipts and making phone calls. Every one here should complain to their State Attorney General's office.

    The idea is a good one and I have had good success with other administrators of FS accounts. Why my company went with this one is a mystery to me.

    1 Votes
  • Ma
    Matt Oct 20, 2008
    This comment was posted by
    a verified customer
    Verified customer

    Is seems to me as though they have a policy of initially denying all claims to see if you will follow through enough to get the denial overturned. Getting my money reimbursed to me shouldn't be like pulling teeth.

    1 Votes
  • Va
    Vahid Oct 16, 2008
    This comment was posted by
    a verified customer
    Verified customer

    This year I have contribute $1800 to Ceridian. Last week I was laid off and at the same time I discovered my contributions to FSA will be forfeited and I will not be able to deduct my future medical bills from my FSA account and I will not be able to take the money out either. What gives? It seemed odd to me that my money can be forfeited so easily. After all I did my part, contributed to the account in good faith so I could use the money later for my medical needs. Suddenly I am laid off and my money will be lost. This isn’t the money my company paid for me, , it is my money. Does anyone has any suggestion on how to recover my money that is now locked away in Ceridian? I am thinking about taking Ceridian to small claims court, not kidding. It seems to me unreasonable that a system that is meant to help out with my insurance and medical bills is able to take my money. I would have understood if they had deducted the taxes and other normal payroll deductions and paid me the balance, but taking the whole thing?? Who designed this system and what were thinking? Forfeiting people’s hard earned money?

    0 Votes
  • Ka
    Karen Olson Oct 13, 2008
    This comment was posted by
    a verified customer
    Verified customer

    They constantly deny claims for doctors co-pay, prescription co-pays, and surgery copays. Why do they do this? They are horribe.

    1 Votes
  • Ra
    raoul Oct 12, 2008
    This comment was posted by
    a verified customer
    Verified customer

    I am a former Ceridian employee. You are all correct - it is the bottom of the barrel. 90% of employees are from Kelly Services, thrown onto the phones after a few weeks of training. Supervisors only care about short call handling times - the result or even the truth are of little concern. It is a red-tape megamess strangling on its own ineptitude. People - COBRA is not the only insurance available - get something else. COBRA is the worst, it fits only a handful of situations - was never meant to be an insurance provider. With the economy so bad and so many losing their jobs, everyone jumps on COBRA thinking there is no other option. Ceridian knows this and knows you can do nothing about it or against them...its all federally regulated. Your complaints cannot be handled by Ceridian, has to be congress.

    1 Votes
  • Ca
    carlos Oct 10, 2008

    Ceridian is reaching the bottom of the barrell.

    1 Votes
  • K
    ~K~ Oct 09, 2008

    We're in the same situation with COBRA:

    GOAL: get activated on COBRA for 1 month, to have a procedure done that's being cautious not to have a pre-existing condition:

    1.Paid the application's documented amount, confirmed with Ceridian on the phone that is correct.
    2. Ceridian is slow to enter the check, thus we're caught in the next billing cycle, not activated, because we have to pay more.
    3. We pay the amount to make up the difference.
    4. See #2, all over again.

    We've paid nearly $1300 for nothing but Ceridian bureaucracy. On top of that, their front-line support are totally incompetent, some are unbelievably rude, and the supervisory level above them will assure you they're doing something about it, but they're not.

    I'm lobbying my former company to drop Ceridian. They're bottom of the barrel for anything I've seen.

    1 Votes
  • Ke
    Ken Okel Oct 03, 2008
    This comment was posted by
    a verified customer
    Verified customer

    I've had similar problems with the company. Every time I call with a complaint, I get a different story. Today after being connected, I was put on hold for 15 minutes while my file was being reviewed. I've learned that this company always likes to blame the former employer or insurance company for problems. Disgraceful.

    0 Votes

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