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National City Complaints & Reviews

National City - Michigan, Battle Creek / Overdrafting my life

For all you out there considering an account with National City BE AWARE. I am 20 years old, in college and still living with my parents. I have a boyfriend who has a son and they live with us. I am the mother figure to his son, and I consider him a dependent of mine. I work 38 hours a week and attend college online at nights, sometimes I get ahead of myself but I have only over drafted my account once in my whole life! I opened up a personal checking account when i was nineteen (a year ago), National City is the closest bank to my house, also the bank that my place of employment uses (so I...

National City - Pennsylvania, Erie / Overdraft fees


I have had a national city account since 2007 and this isnt the first time this has happened but i am tried of it happe ning. they charge my account a 36.00 overdraft fee for a purchase that hasnt even been made yet. they charged me the fee on the may 12 of this year, when the charge is pending for may 14 and my girlfriends check was deposited into the account on may 13 so how the hell are they going to take 36.00 out of her money for a charge that hasnt even been made yet. i have tried calling them and they act like its ok to just take 36.00 of our money im on ssi and shes on unemployment and...

National City - Michigan / over charges and harrassing annoying hang up calls


Wow so many complaints and I believe every one of them. Many years (aprox 20 years) ago I opened my account while I was starting my career with the then Michigan Bell. As years passed it became neccessary for me to open a second account and add another person to my original account. Since his death in 2003 they closed my original account and claim I've only been a customer of theirs since 2002...When in actually I had an account with them since the early 1980's. Well to make a long story short...I get hit with overcharges, so many that I was force to change my direct deposits form 2...

National City / Scam and fraud


I have had problems with their online banking system - THREE times in the past TWO months I have had mysterious overdraft fees placed on my account when I never carried a negative balance. Each time it cost me over $90 in fees. They say it is b/c of their system assuming their will be a negative balance if a pending deposit doesn't clear - but it DID clear and each time the deposit was made in person and in advance of the business day in question. I just had to accept it b/c their system said it was so. I am currently in the process of moving all my money over to the local credit union...

National City - Arizona, Tucson / Bad treatment

There is no doubt in my mind that this is absolutely the worst company to do business with. They called and threatened to take action if we didn't send in our payment that was late. The hostility was unbelievable. I sent them the canceled check and they found they had misallocated the payment. It was their fault. Did they apologize? NO!. They called back and warned my not to be late in the future or action would be taken. IT WAS THEIR FAULT!!! These people are incompetent, rude and generally disgusting idiots!! I have an equity line of credit that started at $106, 0000. I paid it down to...