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CB Collection Agencies Derrick E. McGavic PC

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6:23 pm EST
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The complaint has been investigated and resolved to the customer’s satisfaction.

Derrick E. McGavic PC harassment and violation of FDC

I have made a payment arrangement with this firm back in the latter part of September. The agreement was two cks $250 each on the 15th and 30th or 31st of each month until the debt is paid. I submitted the payments and they have cashed both cks for October and currently have Novembers cks in their office. After I sent them the cks around the last week in Sept/1st week in Oct (after they cashed the 1st ck dated the 15th) they then said I had to fill out a document and to just fill out to apease them. I was advised legally as my brother is the US Inspector General for Obama to not fill out the information as my partner is on the joint checking account and she is not legally obligated to this debt as Oregon does not recognize gay relationships the way they recognize marriage. As result, McGavic's group cashed my checks, sent me a standardized letter saying that there is no payment plan in place now because I did not fill out the paperwork. I am paying the debt, they are cashing the checks, but they are still threatening me. Not only are they rude. immoral, unethical they do not help you, when you call. I have left 5 messages between today and yesterday, speaking with two people live, and no one bothered to help me or check to see if my payments for November were in their office. (all they said was, they are probably here, will look into it, in mean time you need to just wait until "Vince" gets back which then they said oh he is out sick today.
The fact that Derrick McGavic can have so many complaints, have the Oregon Bar consider barring him from practicing law, and he can still get away with this, is a disgrace to our legal system. I have payment arrangements with other Capital One accounts and I have made those payments as well and I am not being threatened..Derrick McGavic should be disbarred. I am filing a complaint with the AG office in Oregon and the Federal Trade Commission...I am willing to take this as far as I can. I am trying to avoid litigation regarding him suing me as I am paying the debt and they have cashed my checks..I will not give me him any information regarding my partner or myself now as I do not trust that this information will be used correctly. He has been investigated for using people's information unethically, and jeapordizing people's jobs. I am not willing to take the chance. If he moves forwarded into litigation which for now is just a threat, then I will just have to hire a lawyer. right now I am just getting free legal advise as I have many lawyers in the family. I have kept a log of each conversation as well as all of the paperwork and copies of all cashed cks

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2:53 pm EST

Derrick E. McGavic PC Verbal agreement Differs from Written agreement

I acknowledge this debt and would like to repay it in full. I spoke with the person handling my file with this debt collection company. Mr. Vince C. Garcia [protected] Ext. 308, is that gentleman. He stated that the amount per month to satisfy his client was $350.00 per month. I and my employer were on the phone with Mr. Garcia at the time this staement was made by him, and he was aware that we were both speaking with him. I phoned back a few days later and made arrangements to pay an initial payment of $350.00 on this debt, Mr Garcia explained once the payment was recieved he would send out the formal documents to contract repayment at $350.00 per month. That payment was cashed three weeks later. I had recieved no other communication in this time period, approximately 1.5 months. On October 21, 2008 I called Mr. Garcia to find out what was the status and that I had not received any paperwork yet. He stated that $400.00 was now the amount that would satisfy the repayment agreement. I explained to him that he had already given me the settlement cost for repayment at $350.00 a month and that I agrred and in good faith sent payment for that amount. I explained that the source of the $350.00 amount was from him. I have just recieved paperwork with highly invasive privacy questions that must be filled out and returned with a $400.00 a month payment agreement, signed by Mr. Derrick McGavic.

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collectthis
Portland, US
Jul 29, 2009 8:43 pm EDT

I filed an answer to their summons including a letter stating No contact by phone and the day they received the answer and letter they called my message number, leaving no message, what part of No contact do they not get? Guess they don't realize right there they have broke the law.
I think I will report them to the attorney generals office, according to the court house where I filed my answer they can not get any judgment now with out a judges decision, by then I hope I will have been able to file bankruptcy.

FYI
if you are on food stamps or public assistance you can file a answer free, go to the court house with documentation of assistance file a waiver for court cost and arbitration fees, use a arbitrator don't ever set up payment deals directly thru them protect yourselves, if you have any questions once you get a summons call the court house they will help you they care.

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Skye
,
Dec 04, 2008 2:10 am EST

INTERESTING! This office contacted me about a debt I owed on a Bank of America credit card. I was happy to discuss payment arrangements with them as I would like to repay my debt as promised. I offered 75 a month, explaining that I am a single mother that only makes 12 an hour- a minimal income. 75 is the most I can afford I and I was clear on that and had every intention of paying regulary. The office called back and said that their "client, " the Bank of A, would accept no less than 160 per month and then I received a packet of papers from the office that I was supposed to sign, agreeing to this 160 payment arrangement, and have notorized. I balked at signing this agreement and have not answered their calls since. They have called my work.
The thing is, if they would have accepted the 75 that I offered and can afford, they would already have two payments from me. Instead they are trying to bully me into agreeing to a payment that I simply cannot handle.! I am glad I didn't sign anything!
THESE PEOPLE NEED TO BE STOPPED! ANY IDEAS?

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